Ripple首席執行官布拉德·加林豪斯（Brad Garlinghouse）呼籲美國立法者加速為確定穩定框架的明確監管框架的努力

在5月9日在社交媒體平台X（以前是Twitter）上分享的聲明中，他強調了全球對Stablecoins的採用日益增長，並警告說，美國有可能在沒有緊急行動的情況下失去競爭優勢。

U.S. lawmakers should move faster to pass legislation setting clear rules for stablecoins, said Ripple CEO Brad Garlinghouse.

Ripple首席執行官Brad Garlinghouse說，美國立法者應該更快地通過立法制定明確的規定。

In a May 9 post on X, formerly Twitter, Garlinghouse said that the technology is already being widely adopted globally.

加林豪斯（Garlinghouse）在5月9日在X上的帖子中說，該技術已經在全球廣泛採用。

He argued that the country risks falling behind if it doesn’t act quickly.

他辯稱，如果不迅速採取行動，該國可能會落後。

“While there’s bipartisan support for a federal stablecoin bill & the U.S. lags behind, I’m hopeful Congress will act swiftly to pass legislation setting clear rules for stablecoins.

“儘管兩黨對聯邦Stablecoin法案和美國落後的支持，但我希望國會能夠迅速採取行動，通過立法制定明確的Stablecoins規定。

Garlinghouse added that the technology is already being widely adopted globally due to its practical use cases, and that delays could hamper the country’s ability to benefit from the technology’s full potential.

加林豪斯（Garlinghouse）補充說，由於其實際用例，該技術已經在全球範圍內廣泛採用，並且延誤可能會妨礙該國從技術中受益匪淺的能力。

His comment follows the U.S. Senate’s failure to pass the GENIUS Act, which would introduce a federal approach to stablecoin regulation.

他的評論是美國參議院未能通過《天才法》的評論，該法案將引入聯邦法規的聯邦方法。

On May 8, lawmakers voted 49–48 against advancing the bill, effectively stalling its progress. A revised version is expected to be introduced in the coming weeks.

5月8日，立法者投票通過49-48票，反對提出該法案，有效地阻止了其進度。預計將在未來幾週引入修訂版。

The vote drew criticism from U.S. Treasury Secretary Scott Bessent, who described it as a missed opportunity.

投票引起了美國財政部長斯科特·貝森特（Scott Bessent）的批評，後者將其描述為錯過的機會。

According to Bessent, the GENIUS Act could have enhanced U.S. influence while reinforcing the dollar’s dominance in a shifting financial landscape. He added:

根據Bessent的說法，《天才法案》可以增強美國的影響力，同時在不斷變化的金融環境中加強了美元的統治地位。他補充說：

“This bill represents a once-in-a-generation opportunity to expand dollar dominance and U.S. influence in financial innovation.

“該法案代表了一個曾經是一代的機會，可以擴大美元在金融創新中的統治力和美國影響力。

Without it, stablecoins will be subject to a patchwork of state regulations instead of a streamlined federal framework that is more conducive to growth and competitiveness.”

沒有它，Stablecoins將受到州法規的拼湊而不是更有利於增長和競爭力的簡化聯邦框架。 ”

Growing stablecoin adoption

採用穩定的穩態

Garlinghouse’s call to action comes as stablecoin usage soars to historic highs.

Garlinghouse的呼籲是隨著Stablecoin的使用飆升至歷史高高。

Unlike volatile digital assets like Bitcoin, stablecoins are typically pegged to fiat currencies like the U.S. dollar, offering greater price stability and practical utility in payments and cross-border transactions.

與比特幣這樣的揮發性數字資產不同，穩定幣通常與美元貨幣等法定貨幣掛鉤，提供更高的價格穩定性和付款和跨境交易的實用性。

According to data from a16z crypto, stablecoin transaction volumes reached a record high of $1.82 trillion in March 2025, highlighting their growing role in the digital economy.

根據A16Z加密貨幣的數據，Stablecoin交易量在2025年3月達到了創紀錄的1.82萬億美元，突出了它們在數字經濟中的越來越多。

As a result, traditional financial institutions are beginning to take notice of its significance. Over the past month, companies including Stripe and Meta have signaled increasing interest in the stablecoin sector, reflecting its rising importance in the broader financial ecosystem.

結果，傳統的金融機構開始注意到其重要性。在過去的一個月中，包括Stripe和Meta在內的公司表明，對Stablecoin行業的興趣日益增加，這反映了其在更廣泛的金融生態系統中的重要性。