Ripple首席执行官布拉德·加林豪斯（Brad Garlinghouse）呼吁美国立法者加速为确定稳定框架的明确监管框架的努力

在5月9日在社交媒体平台X（以前是Twitter）上分享的声明中，他强调了全球对Stablecoins的采用日益增长，并警告说，美国有可能在没有紧急行动的情况下失去竞争优势。

U.S. lawmakers should move faster to pass legislation setting clear rules for stablecoins, said Ripple CEO Brad Garlinghouse.

Ripple首席执行官Brad Garlinghouse说，美国立法者应该更快地通过立法制定明确的规定。

In a May 9 post on X, formerly Twitter, Garlinghouse said that the technology is already being widely adopted globally.

加林豪斯（Garlinghouse）在5月9日在X上的帖子中说，该技术已经在全球广泛采用。

He argued that the country risks falling behind if it doesn’t act quickly.

他辩称，如果不迅速采取行动，该国可能会落后。

“While there’s bipartisan support for a federal stablecoin bill & the U.S. lags behind, I’m hopeful Congress will act swiftly to pass legislation setting clear rules for stablecoins.

“尽管两党对联邦Stablecoin法案和美国落后的支持，但我希望国会能够迅速采取行动，通过立法制定明确的Stablecoins规定。

Garlinghouse added that the technology is already being widely adopted globally due to its practical use cases, and that delays could hamper the country’s ability to benefit from the technology’s full potential.

加林豪斯（Garlinghouse）补充说，由于其实际用例，该技术已经在全球范围内广泛采用，并且延误可能会妨碍该国从技术中受益匪浅的能力。

His comment follows the U.S. Senate’s failure to pass the GENIUS Act, which would introduce a federal approach to stablecoin regulation.

他的评论是美国参议院未能通过《天才法》的评论，该法案将引入联邦法规的联邦方法。

On May 8, lawmakers voted 49–48 against advancing the bill, effectively stalling its progress. A revised version is expected to be introduced in the coming weeks.

5月8日，立法者投票通过49-48票，反对提出该法案，有效地阻止了其进度。预计将在未来几周引入修订版。

The vote drew criticism from U.S. Treasury Secretary Scott Bessent, who described it as a missed opportunity.

投票引起了美国财政部长斯科特·贝森特（Scott Bessent）的批评，后者将其描述为错过的机会。

According to Bessent, the GENIUS Act could have enhanced U.S. influence while reinforcing the dollar’s dominance in a shifting financial landscape. He added:

根据Bessent的说法，《天才法案》可以增强美国的影响力，同时在不断变化的金融环境中加强了美元的统治地位。他补充说：

“This bill represents a once-in-a-generation opportunity to expand dollar dominance and U.S. influence in financial innovation.

“该法案代表了一个曾经是一代的机会，可以扩大美元在金融创新中的统治力和美国影响力。

Without it, stablecoins will be subject to a patchwork of state regulations instead of a streamlined federal framework that is more conducive to growth and competitiveness.”

没有它，Stablecoins将受到州法规的拼凑而不是更有利于增长和竞争力的简化联邦框架。”

Growing stablecoin adoption

采用稳定的稳态

Garlinghouse’s call to action comes as stablecoin usage soars to historic highs.

Garlinghouse的呼吁是随着Stablecoin的使用飙升至历史高高。

Unlike volatile digital assets like Bitcoin, stablecoins are typically pegged to fiat currencies like the U.S. dollar, offering greater price stability and practical utility in payments and cross-border transactions.

与比特币这样的挥发性数字资产不同，稳定币通常与美元货币等法定货币挂钩，提供更高的价格稳定性和付款和跨境交易的实用性。

According to data from a16z crypto, stablecoin transaction volumes reached a record high of $1.82 trillion in March 2025, highlighting their growing role in the digital economy.

根据A16Z加密货币的数据，Stablecoin交易量在2025年3月达到了创纪录的1.82万亿美元，突出了它们在数字经济中的越来越多。

As a result, traditional financial institutions are beginning to take notice of its significance. Over the past month, companies including Stripe and Meta have signaled increasing interest in the stablecoin sector, reflecting its rising importance in the broader financial ecosystem.

结果，传统的金融机构开始注意到其重要性。在过去的一个月中，包括Stripe和Meta在内的公司表明，对Stablecoin行业的兴趣日益增加，这反映了其在更广泛的金融生态系统中的重要性。