Ripple，BNY Mellon和RLUSD：企業Stablecoins的新時代

Ripple Taps Bny Mellon擔任RLUSD的保管人，這表明朝著穩定市場的機構採用和監管合規性發生了重大轉變。

Ripple, BNY Mellon, and RLUSD: A New Era for Enterprise Stablecoins

Ripple，BNY Mellon和RLUSD：企業Stablecoins的新時代

Ripple's partnership with BNY Mellon for its RLUSD stablecoin marks a pivotal moment, highlighting the growing intersection of traditional finance and digital assets. It shows institutional trust in enterprise-grade stablecoins.

Ripple與BNY Mellon的Rlusd Stablecoin的合作夥伴關係標誌著關鍵時刻，突出了傳統財務和數字資產的增長。它顯示了對企業級穩定的機構信任。

BNY Mellon: The Custodian of Choice

BNY Mellon：選擇的保管人

Ripple has selected Bank of New York Mellon (BNY Mellon), a financial institution with a 240-year history and $53 trillion in assets under management, as the primary custodian for the reserves backing Ripple USD (RLUSD). This move underscores the importance of secure, transparent, and scalable custody solutions in the rapidly growing stablecoin market, which now exceeds a $250 billion market capitalization.

Ripple選擇了紐約梅隆銀行（BNY Mellon），這是一家擁有240年曆史和53萬億美元管理資產的金融機構，作為支持Ripple USD（RLUSD）的主要保管人。此舉強調了在快速增長的Stablecoin市場中安全，透明和可擴展的監護解決方案的重要性，該市場現在超過了2500億美元的市值。

BNY Mellon's role extends beyond basic custody. The bank will provide transaction banking services, ensuring the smooth transfer of cash and reserve assets to support conversions and settlements. Their expertise in digital asset infrastructure and commitment to financial innovation were key factors in Ripple's decision.

BNY Mellon的角色超出了基本監護權。該銀行將提供交易銀行服務，確保現金和儲備資產的平穩轉移以支持轉換和定居點。他們在數字資產基礎架構和對金融創新的承諾方面的專業知識是Ripple決定的關鍵因素。

RLUSD: Built for Enterprise

RLUSD：為企業建造

RLUSD is designed for enterprise use, focusing on cross-border transactions where speed, efficiency, and regulatory clarity are essential. Launched under a New York Department of Financial Services (NYDFS) Trust Company Charter, RLUSD is fully backed by cash and cash equivalents, maintaining a 1:1 link to the US dollar. The stablecoin has seen substantial growth, with its circulating supply topping $500 million and significant activity on the Ethereum network and XRP Ledger.

RLUSD專為企業使用而設計，重點是跨境交易，在這種交易中，速度，效率和調節性清晰度至關重要。 RLUSD由紐約金融服務部（NYDFS）信託公司憲章頒布，並以現金和現金同等價值為支持，並保持了與美元的1：1鏈接。該穩定的人已經實現了巨大的增長，其循環供應高於5億美元，並且在以太坊網絡和XRP Ledger上進行了重大活動。

Institutional Adoption and Regulatory Clarity

機構採用和法規清晰度

Ripple's CEO, Brad Garlinghouse, predicts significant growth for the crypto industry as institutional adoption and regulatory clarity come into view. The collaboration with BNY Mellon is a testament to this shift, indicating a move from headwinds to tailwinds for the industry. Ripple's applications for a national banking charter and a Federal Reserve master account further demonstrate its commitment to integrating with the traditional financial system.

Ripple的首席執行官布拉德·加林豪斯（Brad Garlinghouse）預測，隨著機構採用和法規清晰度的了解，加密工業的顯著增長。與BNY Mellon的合作證明了這一轉變，這表明從逆風轉向該行業的逆風轉變。 Ripple在國家銀行憲章和聯邦儲備主帳戶中的申請進一步證明了其與傳統金融體系集成的承諾。

The Big Picture

大局

The partnership between Ripple and BNY Mellon highlights a larger trend: major Wall Street banks are increasingly becoming foundational to stablecoin infrastructure. BNY Mellon's involvement with RLUSD, along with its role as a custodian for other stablecoins like Circle's USDC, solidifies its position as a preferred banking partner in the digital asset space. This move could be viewed as a signal of increasing institutional support.

Ripple和BNY Mellon之間的合作夥伴關係強調了一個更大的趨勢：主要的華爾街銀行越來越成為Stablecoin基礎設施的基礎。 BNY Mellon與RLUSD的參與以及其作為Circle USDC等其他Stablecoins的保管人的角色鞏固了其在數字資產領域的首選銀行合作夥伴的地位。這一舉動可以看作是增加機構支持的信號。

Final Thoughts

最後的想法

It's exciting to see Ripple and BNY Mellon teaming up! Who knows? Maybe one day we'll all be using RLUSD for our daily lattes. The future of finance is here, and it's looking pretty stable (pun intended)!

看到Ripple和BNY Mellon合作真是令人興奮！誰知道？也許有一天我們都會將RLUSD用於我們的日常拿鐵。金融的未來就在這裡，而且看起來很穩定（雙關語）！