Ripple，BNY Mellon和RLUSD：企业Stablecoins的新时代

Ripple Taps Bny Mellon担任RLUSD的保管人，这表明朝着稳定市场的机构采用和监管合规性发生了重大转变。

Ripple, BNY Mellon, and RLUSD: A New Era for Enterprise Stablecoins

Ripple，BNY Mellon和RLUSD：企业Stablecoins的新时代

Ripple's partnership with BNY Mellon for its RLUSD stablecoin marks a pivotal moment, highlighting the growing intersection of traditional finance and digital assets. It shows institutional trust in enterprise-grade stablecoins.

Ripple与BNY Mellon的Rlusd Stablecoin的合作伙伴关系标志着关键时刻，突出了传统财务和数字资产的增长。它显示了对企业级稳定的机构信任。

BNY Mellon: The Custodian of Choice

BNY Mellon：选择的保管人

Ripple has selected Bank of New York Mellon (BNY Mellon), a financial institution with a 240-year history and $53 trillion in assets under management, as the primary custodian for the reserves backing Ripple USD (RLUSD). This move underscores the importance of secure, transparent, and scalable custody solutions in the rapidly growing stablecoin market, which now exceeds a $250 billion market capitalization.

Ripple选择了纽约梅隆银行（BNY Mellon），这是一家拥有240年历史和53万亿美元管理资产的金融机构，作为支持Ripple USD（RLUSD）的主要保管人。此举强调了在快速增长的Stablecoin市场中安全，透明和可扩展的监护解决方案的重要性，该市场现在超过了2500亿美元的市值。

BNY Mellon's role extends beyond basic custody. The bank will provide transaction banking services, ensuring the smooth transfer of cash and reserve assets to support conversions and settlements. Their expertise in digital asset infrastructure and commitment to financial innovation were key factors in Ripple's decision.

BNY Mellon的角色超出了基本监护权。该银行将提供交易银行服务，确保现金和储备资产的平稳转移以支持转换和定居点。他们在数字资产基础架构和对金融创新的承诺方面的专业知识是Ripple决定的关键因素。

RLUSD: Built for Enterprise

RLUSD：为企业建造

RLUSD is designed for enterprise use, focusing on cross-border transactions where speed, efficiency, and regulatory clarity are essential. Launched under a New York Department of Financial Services (NYDFS) Trust Company Charter, RLUSD is fully backed by cash and cash equivalents, maintaining a 1:1 link to the US dollar. The stablecoin has seen substantial growth, with its circulating supply topping $500 million and significant activity on the Ethereum network and XRP Ledger.

RLUSD专为企业使用而设计，重点是跨境交易，在这种交易中，速度，效率和调节性清晰度至关重要。 RLUSD由纽约金融服务部（NYDFS）信托公司宪章颁布，并以现金和现金同等价值为支持，并保持了与美元的1：1链接。该稳定的人已经实现了巨大的增长，其循环供应高于5亿美元，并且在以太坊网络和XRP Ledger上进行了重大活动。

Institutional Adoption and Regulatory Clarity

机构采用和法规清晰度

Ripple's CEO, Brad Garlinghouse, predicts significant growth for the crypto industry as institutional adoption and regulatory clarity come into view. The collaboration with BNY Mellon is a testament to this shift, indicating a move from headwinds to tailwinds for the industry. Ripple's applications for a national banking charter and a Federal Reserve master account further demonstrate its commitment to integrating with the traditional financial system.

Ripple的首席执行官布拉德·加林豪斯（Brad Garlinghouse）预测，随着机构采用和法规清晰度的了解，加密工业的显着增长。与BNY Mellon的合作证明了这一转变，这表明从逆风转向该行业的逆风转变。 Ripple在国家银行宪章和联邦储备主帐户中的申请进一步证明了其与传统金融体系集成的承诺。

The Big Picture

大局

The partnership between Ripple and BNY Mellon highlights a larger trend: major Wall Street banks are increasingly becoming foundational to stablecoin infrastructure. BNY Mellon's involvement with RLUSD, along with its role as a custodian for other stablecoins like Circle's USDC, solidifies its position as a preferred banking partner in the digital asset space. This move could be viewed as a signal of increasing institutional support.

Ripple和BNY Mellon之间的合作伙伴关系强调了一个更大的趋势：主要的华尔街银行越来越成为Stablecoin基础设施的基础。 BNY Mellon与RLUSD的参与以及其作为Circle USDC等其他Stablecoins的保管人的角色巩固了其在数字资产领域的首选银行合作伙伴的地位。这一举动可以看作是增加机构支持的信号。

Final Thoughts

最后的想法

It's exciting to see Ripple and BNY Mellon teaming up! Who knows? Maybe one day we'll all be using RLUSD for our daily lattes. The future of finance is here, and it's looking pretty stable (pun intended)!

看到Ripple和BNY Mellon合作真是令人兴奋！谁知道？也许有一天我们都会将RLUSD用于我们的日常拿铁。金融的未来就在这里，而且看起来很稳定（双关语）！