Ripple vs. Bitcoin：文檔重新表面，Stablecoins出現 - 紐約分鐘

根據重新浮出水面的文件，Ripple的早期視野早於比特幣。同時，Stablecoins挑戰XRP的實用程序。未來是什麼？

Yo, crypto fam! Let's break down the latest drama in the Ripple vs. Bitcoin saga, with a side of stablecoin realness. Turns out, some old emails are stirring up the past, while the present is all about stablecoins shaking things up.

喲，加密貨幣。讓我們分解帶有Stablecoin Realness的Ripple與Bitcoin Saga中的最新戲劇。事實證明，一些舊的電子郵件正在激動過去，而現在是關於穩定的搖動。

Ripple's Pre-Bitcoin Roots: The Email Scoop

Ripple的前幣根源：電子郵件scoop

Word on the street (or should we say, on Twitter) is that Ripple's origins go way back. We're talking 2004, people! According to emails from 2014 dug up by the XRP community, the concept of RipplePay, a system for moving value without banks, was kicking around years before Bitcoin even dropped its whitepaper in 2008. Tech writer Reutzel Bailey and industry insider Jeffrey Cliff chime in, hinting that Ripple's blueprint was in the works before the OG Bitcoin block was mined in 2009. So, was Ripple the real pioneer of digital value transfer?

街上的消息（或者我們應該在Twitter上說）是Ripple的起源返回。我們在談論2004年，人們！ According to emails from 2014 dug up by the XRP community, the concept of RipplePay, a system for moving value without banks, was kicking around years before Bitcoin even dropped its whitepaper in 2008. Tech writer Reutzel Bailey and industry insider Jeffrey Cliff chime in, hinting that Ripple's blueprint was in the works before the OG Bitcoin block was mined in 2009. So, was Ripple the real數字價值傳輸的先驅？

Ryan Fugger's RipplePay aimed to speed up payments between trusted parties using digital trust, not mining. A small group of validators approved transactions, making it fast but private. It wasn’t until 2011 that developers considered an open network for validating deals. Jed McCaleb, Arthur Britto, and David Schwartz coded the XRP Ledger, launching XRP in 2012. McCaleb, Larsen, and others launched NewCoin, renamed OpenCoin in 2013 and Ripple in 2015.

瑞安·富格（Ryan Fugger）的紋章旨在使用數字信任而不是採礦來加快受信任方之間的付款。一小群驗證者批准了交易，使其快速但私密。直到2011年，開發人員才考慮了用於驗證交易的開放網絡。傑德·麥卡萊布（Jed McCaleb），亞瑟·布里托（Arthur Britto）和戴維·施瓦茨（David Schwartz）編碼了XRP Ledger，並於2012年推出XRP。麥卡萊布（McCaleb），拉爾森（Larsen）和其他人推出了Newcoin，於2013年更名為Opencoin，並於2015年在2015年更名。

Stablecoins Stealing XRP's Thunder?

Stablecoins偷了XRP的雷聲？

But hold up, it's not all about the past. BitGo CEO Mike Belshe threw some shade at Ripple's XRP at the Digital Banking 2025 summit. He basically said XRP's bridge currency model is ancient history compared to stablecoins. Why swap dollars for XRP, then XRP for pesos, when USD stablecoins do the job better? Ouch! Ripple launching its own stablecoin, RLUSD, kinda proves his point. RLUSD, launched in December after DFS approval, has been added to Ripple’s payment suite and is approaching US$450M in supply.

但是請堅持不懈，這並不全是過去。 Bitgo首席執行官Mike Belshe在Digital Banking 2025 Summit上在Ripple的XRP上扔了一些陰影。他基本上說，XRP的橋樑貨幣模型與Stablecoins相比是古老的歷史。當USD Stablecoins做得更好時，為什麼要將XRP的美元交換為XRP，然後將XRP換成Pesos？哎喲! Ripple推出了自己的Stablecoin Rlusd，這證明了他的觀點。 DFS批准後於12月推出的RLUSD已添加到Ripple的付款套件中，供應量為4.5億美元。

The Bitcoin Side: Ethereum Taking the Stage

比特幣方面：以太坊登台

While all this Ripple-Bitcoin history is unfolding, Bit Digital is making moves, ditching Bitcoin mining to focus on Ethereum staking. As of March 31, Bit Digital held 24,434.2 ETH (valued at $44.6 million) and 417.6 BTC (worth $34.5 million) and plans to convert remaining BTC into ETH.

儘管所有這些波紋 - 比蒂幣歷史正在展開，但Bit Digital正在採取動作，拋棄比特幣挖掘以專注於以太坊的佔有。截至3月31日，BIT Digital持有24,434.2 ETH（價值4460萬美元）和417.6 BTC（價值3450萬美元），併計劃將剩餘的BTC轉換為ETH。

My Two Satoshis

我的兩個satoshis

Look, the documents are interesting, but it's the present that matters. Stablecoins *are* eating into XRP's use case. It’s hard to argue against Belshe's point about efficiency. Ripple needs to evolve beyond just being a payment rail. They need to double down on innovation to stay relevant in this rapidly changing landscape. XRP needs SPOT ETFs, XRPFi, XRP Treasury Strategies and more Innovators & Builders.

看，文檔很有趣，但現在很重要。 stablecoins *被 *進食XRP的用例。很難反對Belshe關於效率的觀點。波紋需要不僅僅是付款軌道。他們需要加倍創新，以在這種快速變化的景觀中保持相關性。 XRP需要現場ETF，XRPFI，XRP國庫策略以及更多的創新者和建築商。

The Takeaway

外賣

So, what's the bottom line? Ripple has a rich history, potentially pre-dating Bitcoin's official launch. But the game is changing. Stablecoins are the new kids on the block, and they're not playing nice. Ripple needs to bring the heat. Bitcoin needs to hold its own. Otherwise, they might get left in the dust. Crypto never sleeps, and neither should you! Peace out!

那麼，最重要的是什麼？ Ripple擁有悠久的歷史，可能是預先約會的比特幣的正式發布。但是遊戲正在改變。 Stablecoins是街區上的新孩子，他們的比賽不好。漣漪需要帶來熱量。比特幣需要自己。否則，他們可能會留在灰塵中。加密永遠不會睡覺，您也不應該！和平！