著名的研究人員和XRP社區人物介紹了他們認為的證據表明XRP可能是下一個比特幣

著名的研究人員和XRP社區人物介紹了他們認為的證據表明XRP可能是下一個比特幣。

A well-known researcher and figure in the XRP community has presented what he believes is evidence that XRP (XRP) may be the next Bitcoin (BTC).

XRP社區中著名的研究人員和人物介紹了他認為的證據表明XRP（XRP）可能是下一個比特幣（BTC）。

For context, media figure Dave Portnoy recently shared in an interview that he’s invested in XRP. Interestingly, he admitted his decision was not from deep research but rather from the fear of missing out.

對於上下文，媒體人物戴夫·波特諾伊（Dave Portnoy）最近在一次採訪中分享了他投資於XRP。有趣的是，他承認自己的決定不是來自深入的研究，而是害怕錯過的。

Portnoy explained that if XRP turns out to be the next Bitcoin, experiencing a massive surge in value, he does not want to miss out. He's also aware that many people are keeping an eye on his investment move.

波特諾伊（Portnoy）解釋說，如果XRP原來是下一個比特幣，價值巨大，他就不想錯過。他還知道，許多人都在關注他的投資舉動。

Following this, SMQKE, a researcher, brought together information from eight different documents that discussed why XRP could genuinely follow in Bitcoin’s footsteps. These documents, collected from various credible sources over the years, point to XRP’s features and growing relevance in global finance.

此後，研究人員Smqke從八個不同的文檔中匯集了信息，這些信息討論了為什麼XRP可以真正跟隨比特幣的腳步。這些文件從多年來從各種可靠的來源收集，指出了XRP的特徵，並在全球金融中越來越重要。

One report from December 2022, titled First Demonstration Experiment for Energy Trading System EDISON-X using XRP Ledger, shares how the XRP Ledger (XRPL) uses a different approach than Bitcoin or Ethereum to process transactions.

一份從2022年12月開始的一份報告，標題為使用XRP Ledger的Edison-X的首次演示實驗，分享了XRP Ledger（XRPL）如何使用與比特幣或以太坊不同的方法來處理交易。

Specifically, the XRPL relies on a system called the Federated Byzantine Agreement, which allows it to process transactions in just 3 to 4 seconds, at a very low cost, less than a penny, and with high scalability.

具體而言，XRPL依賴於稱為聯邦拜占庭聯合協議的系統，該系統允許其在僅3到4秒內以非常低的成本（小於一分錢）和高擴展性處理交易。

This makes it ideal for quick and inexpensive payments, but also opens the door to other uses like NFTs and DeFi. The report also noted that the XRP Ledger became carbon neutral in 2020, an important point as more industries aim to reduce their environmental impact.

這使其非常適合快速廉價地付款，但也為NFT和Defi（例如NFTS和Defi）打開了大門。該報告還指出，XRP Ledger在2020年成為中立，這一點重要的一點是，越來越多的行業旨在減少環境影響。

Meanwhile, another mention came from Dcfintechweek, where industry experts highlighted the importance of cryptocurrencies that serve a purpose. Interestingly, the report named XRP as one of the digital assets that is helping drive real progress in finance.

同時，DCFintechweek的另一項提及，該行業專家強調了有目的的加密貨幣的重要性。有趣的是，該報告將XRP命名為有助於推動金融進展的數字資產之一。

Further, SMQKE also pointed to a document from Morgan Stanley. It recognized that XRP’s process of confirming transactions is far more energy-efficient than Bitcoin’s. It highlighted how Bitcoin's PoW system consumes a vast amount of energy, in contrast to XRP's FBA, which is designed for minimal energy consumption.

此外，SMQKE還指出了摩根士丹利的文件。它認識到XRP確認交易的過程比比特幣的能源效率要高得多。與XRP的FBA相比，它強調了比特幣的POW系統如何消耗大量的能量，該FBA的設計最少。

Also, while Bitcoin takes around 10 minutes to process a block, XRP gets the job done in just 3 to 5 seconds. This speed difference is significant, especially for time-sensitive financial transactions.

另外，儘管比特幣需要大約10分鐘的時間來處理一個塊，但XRP僅在3到5秒內完成工作。這種速度差異很大，尤其是對於時間敏感的金融交易。

Although the report mentioned that XRP relies on a more centralized process than Bitcoin, it also made clear that XRP's system shares some features with traditional banking. This may be an advantage in terms of adoption and regulation.

儘管該報告提到XRP比比特幣更集中的過程，但也清楚地表明，XRP的系統與傳統的銀行業務具有某些功能。在採用和法規方面，這可能是一個優勢。

In addition, a report from Trade Finance Global mentioned that Ripple (XRP) emerged to improve cross-border payments. The report described XRP as something like "Bitcoin for banks," noting that several large financial institutions are already testing or using Ripple's technology in their operations.

此外，貿易融資Global的一份報告提到，Ripple（XRP）出現了以改善跨境支付。該報告將XRP描述為“銀行比特幣”之類的東西，並指出幾家大型金融機構已經在運營中測試或使用Ripple的技術。

The report highlighted how Ripple's technology offers speed, efficiency, and lower costs compared to traditional cross-border payment systems. It also mentioned that several banks, including Deutsche Bank, are experimenting with Ripple's payment network to streamline foreign exchange transactions.

該報告強調了與傳統的跨境支付系統相比，Ripple的技術如何提供速度，效率和較低的成本。它還提到，包括德意志銀行在內的幾家銀行正在嘗試使用Ripple的支付網絡來簡化外匯交易。

Moreover, a document from nocash.ro discussed ISO 20022, a global standard for financial messaging. It explained that this standard could help level the playing field between traditional currencies and digital ones.

此外，Nocash.ro的一份文件討論了ISO 20022，這是金融消息的全球標準。它解釋說，這一標準可以幫助平衡傳統貨幣和數字貨幣之間的競爭環境。

The document emphasized the importance of interoperability and how ISO 20022 could facilitate the integration of cryptocurrencies into the existing financial ecosystem. It further explained that this standard could promote the development of new financial instruments and services, ultimately benefitting both individual users and the broader economy.

該文件強調了互操作性的重要性以及ISO 20022如何促進加密貨幣集成到現有的金融生態系統中。它進一步解釋說，該標準可以促進新的金融工具和服務的發展，最終使個人用戶和更廣泛的經濟受益。

XRP, being one of the few assets ready for ISO 20022, is on track to work alongside central bank digital currencies. According to the document, this is something Bitcoin and many other cryptocurrencies do not have, giving XRP a potential edge.

XRP是為ISO 20022準備少數幾項準備的資產之一，可以與中央銀行數字貨幣一起工作。根據該文件，這是比特幣，許多其他加密貨幣沒有，使XRP具有潛在的優勢。

A report from the Asian Development Bank (ADB) highlighted XRP's unique place in global finance. It explained that while many assets like Bitcoin and Ethereum are often treated as being outside the system, XRP and Ripple are more frequently recognized as part of formal payment networks.

亞洲開發銀行（ADB）的一份報告強調了XRP在全球金融中的獨特地位。它解釋說，雖然比特幣和以太坊等許多資產經常被視為在系統之外，但XRP和Ripple更經常被認為是正式支付網絡的一部分。

This distinction is crucial, as it suggests that XRP might have a better chance of being accepted and integrated by mainstream financial institutions. The report also touched upon the growing interest in central bank digital currencies (CBDCs), which could play a significant role in the future of money.

這種區別至關重要，因為這表明XRP可能有更好的機會被主流金融機構接受和整合。該報告還談到了對中央銀行數字貨幣（CBDC）日益增長的興趣，該貨幣可能在貨幣的未來中發揮重要作用。

SMQKE also presented a 2018 letter sent to the U.S. Federal Reserve by Brenden Sheehan, a concerned banking customer. He recommended the Fed partner with Ripple to modernize outdated U.S. payment systems.

SMQKE還提交了有關銀行客戶Brenden Sheehan發送給美國美聯儲的2018年信。他推薦了與Ripple的美聯儲合作夥伴，以使過時的美國支付系統現代化。

Sheehan praised Ripple's speed, safety, and reliability, highlighting how a recent cross-border payment took just 3.5 seconds and less than a penny in fees using Ripple technology. In contrast, he noted that a traditional SWIFT payment took three days and $25 in fees.

希恩（Sheehan）讚揚了Ripple的速度，安全性和可靠性，強調了最近的跨境支付僅需3.5秒，而使用Ripple Technology則花費了一分錢。相比之下，他指出，傳統的迅速付款需要三天和25美元的費用。

He also

他也是