著名的研究人员和XRP社区人物介绍了他们认为的证据表明XRP可能是下一个比特币

著名的研究人员和XRP社区人物介绍了他们认为的证据表明XRP可能是下一个比特币。

A well-known researcher and figure in the XRP community has presented what he believes is evidence that XRP (XRP) may be the next Bitcoin (BTC).

XRP社区中著名的研究人员和人物介绍了他认为的证据表明XRP（XRP）可能是下一个比特币（BTC）。

For context, media figure Dave Portnoy recently shared in an interview that he’s invested in XRP. Interestingly, he admitted his decision was not from deep research but rather from the fear of missing out.

对于上下文，媒体人物戴夫·波特诺伊（Dave Portnoy）最近在一次采访中分享了他投资于XRP。有趣的是，他承认自己的决定不是来自深入的研究，而是害怕错过的。

Portnoy explained that if XRP turns out to be the next Bitcoin, experiencing a massive surge in value, he does not want to miss out. He's also aware that many people are keeping an eye on his investment move.

波特诺伊（Portnoy）解释说，如果XRP原来是下一个比特币，价值巨大，他就不想错过。他还知道，许多人都在关注他的投资举动。

Following this, SMQKE, a researcher, brought together information from eight different documents that discussed why XRP could genuinely follow in Bitcoin’s footsteps. These documents, collected from various credible sources over the years, point to XRP’s features and growing relevance in global finance.

此后，研究人员Smqke从八个不同的文档中汇集了信息，这些信息讨论了为什么XRP可以真正跟随比特币的脚步。这些文件从多年来从各种可靠的来源收集，指出了XRP的特征，并在全球金融中越来越重要。

One report from December 2022, titled First Demonstration Experiment for Energy Trading System EDISON-X using XRP Ledger, shares how the XRP Ledger (XRPL) uses a different approach than Bitcoin or Ethereum to process transactions.

一份从2022年12月开始的一份报告，标题为使用XRP Ledger的Edison-X的首次演示实验，分享了XRP Ledger（XRPL）如何使用与比特币或以太坊不同的方法来处理交易。

Specifically, the XRPL relies on a system called the Federated Byzantine Agreement, which allows it to process transactions in just 3 to 4 seconds, at a very low cost, less than a penny, and with high scalability.

具体而言，XRPL依赖于称为联邦拜占庭联合协议的系统，该系统允许其在仅3到4秒内以非常低的成本（小于一分钱）和高扩展性处理交易。

This makes it ideal for quick and inexpensive payments, but also opens the door to other uses like NFTs and DeFi. The report also noted that the XRP Ledger became carbon neutral in 2020, an important point as more industries aim to reduce their environmental impact.

这使其非常适合快速廉价地付款，但也为NFT和Defi（例如NFTS和Defi）打开了大门。该报告还指出，XRP Ledger在2020年成为中立，这一点重要的一点是，越来越多的行业旨在减少环境影响。

Meanwhile, another mention came from Dcfintechweek, where industry experts highlighted the importance of cryptocurrencies that serve a purpose. Interestingly, the report named XRP as one of the digital assets that is helping drive real progress in finance.

同时，DCFintechweek的另一项提及，该行业专家强调了有目的的加密货币的重要性。有趣的是，该报告将XRP命名为有助于推动金融进展的数字资产之一。

Further, SMQKE also pointed to a document from Morgan Stanley. It recognized that XRP’s process of confirming transactions is far more energy-efficient than Bitcoin’s. It highlighted how Bitcoin's PoW system consumes a vast amount of energy, in contrast to XRP's FBA, which is designed for minimal energy consumption.

此外，SMQKE还指出了摩根士丹利的文件。它认识到XRP确认交易的过程比比特币的能源效率要高得多。与XRP的FBA相比，它强调了比特币的POW系统如何消耗大量的能量，该FBA的设计最少。

Also, while Bitcoin takes around 10 minutes to process a block, XRP gets the job done in just 3 to 5 seconds. This speed difference is significant, especially for time-sensitive financial transactions.

另外，尽管比特币需要大约10分钟的时间来处理一个块，但XRP仅在3到5秒内完成工作。这种速度差异很大，尤其是对于时间敏感的金融交易。

Although the report mentioned that XRP relies on a more centralized process than Bitcoin, it also made clear that XRP's system shares some features with traditional banking. This may be an advantage in terms of adoption and regulation.

尽管该报告提到XRP比比特币更集中的过程，但也清楚地表明，XRP的系统与传统的银行业务具有某些功能。在采用和法规方面，这可能是一个优势。

In addition, a report from Trade Finance Global mentioned that Ripple (XRP) emerged to improve cross-border payments. The report described XRP as something like "Bitcoin for banks," noting that several large financial institutions are already testing or using Ripple's technology in their operations.

此外，贸易融资Global的一份报告提到，Ripple（XRP）出现了以改善跨境支付。该报告将XRP描述为“银行比特币”之类的东西，并指出几家大型金融机构已经在运营中测试或使用Ripple的技术。

The report highlighted how Ripple's technology offers speed, efficiency, and lower costs compared to traditional cross-border payment systems. It also mentioned that several banks, including Deutsche Bank, are experimenting with Ripple's payment network to streamline foreign exchange transactions.

该报告强调了与传统的跨境支付系统相比，Ripple的技术如何提供速度，效率和较低的成本。它还提到，包括德意志银行在内的几家银行正在尝试使用Ripple的支付网络来简化外汇交易。

Moreover, a document from nocash.ro discussed ISO 20022, a global standard for financial messaging. It explained that this standard could help level the playing field between traditional currencies and digital ones.

此外，Nocash.ro的一份文件讨论了ISO 20022，这是金融消息的全球标准。它解释说，这一标准可以帮助平衡传统货币和数字货币之间的竞争环境。

The document emphasized the importance of interoperability and how ISO 20022 could facilitate the integration of cryptocurrencies into the existing financial ecosystem. It further explained that this standard could promote the development of new financial instruments and services, ultimately benefitting both individual users and the broader economy.

该文件强调了互操作性的重要性以及ISO 20022如何促进加密货币集成到现有的金融生态系统中。它进一步解释说，该标准可以促进新的金融工具和服务的发展，最终使个人用户和更广泛的经济受益。

XRP, being one of the few assets ready for ISO 20022, is on track to work alongside central bank digital currencies. According to the document, this is something Bitcoin and many other cryptocurrencies do not have, giving XRP a potential edge.

XRP是为ISO 20022准备少数几项准备的资产之一，可以与中央银行数字货币一起工作。根据该文件，这是比特币，许多其他加密货币没有，使XRP具有潜在的优势。

A report from the Asian Development Bank (ADB) highlighted XRP's unique place in global finance. It explained that while many assets like Bitcoin and Ethereum are often treated as being outside the system, XRP and Ripple are more frequently recognized as part of formal payment networks.

亚洲开发银行（ADB）的一份报告强调了XRP在全球金融中的独特地位。它解释说，虽然比特币和以太坊等许多资产经常被视为在系统之外，但XRP和Ripple更经常被认为是正式支付网络的一部分。

This distinction is crucial, as it suggests that XRP might have a better chance of being accepted and integrated by mainstream financial institutions. The report also touched upon the growing interest in central bank digital currencies (CBDCs), which could play a significant role in the future of money.

这种区别至关重要，因为这表明XRP可能有更好的机会被主流金融机构接受和整合。该报告还谈到了对中央银行数字货币（CBDC）日益增长的兴趣，该货币可能在货币的未来中发挥重要作用。

SMQKE also presented a 2018 letter sent to the U.S. Federal Reserve by Brenden Sheehan, a concerned banking customer. He recommended the Fed partner with Ripple to modernize outdated U.S. payment systems.

SMQKE还提交了有关银行客户Brenden Sheehan发送给美国美联储的2018年信。他推荐了与Ripple的美联储合作伙伴，以使过时的美国支付系统现代化。

Sheehan praised Ripple's speed, safety, and reliability, highlighting how a recent cross-border payment took just 3.5 seconds and less than a penny in fees using Ripple technology. In contrast, he noted that a traditional SWIFT payment took three days and $25 in fees.

希恩（Sheehan）赞扬了Ripple的速度，安全性和可靠性，强调了最近的跨境支付仅需3.5秒，而使用Ripple Technology则花费了一分钱。相比之下，他指出，传统的迅速付款需要三天和25美元的费用。

He also

他也是