2024年回顧：XRP的市場績效和機構發展

在第4季度，XRP在市場價值，機構採用和網絡擴展方面發生了重大變化。與第三季度2024相比，XRP的市值增加了246％，超過了BTC，ETH和SOL的44％增長。

Ripple, a blockchain company based in San Francisco, has utilized its cryptocurrency, XRP, to develop financial solutions. Operating on the XRP Ledger (XRPL), an open-source decentralized blockchain, XRP is designed to facilitate cross-border transactions. Unlike Bitcoin or Ethereum, XRP primarily aims to streamline international money transfers for financial institutions and payment providers.

總部位於舊金山的區塊鏈公司Ripple已利用其加密貨幣XRP來開發金融解決方案。 XRP在XRP Ledger（XRPL）上運行，這是一個開源分散的區塊鏈，旨在促進跨境交易。與比特幣或以太坊不同，XRP主要旨在簡化為金融機構和付款提供商轉移國際貨幣。

Ripple’s On-Demand Liquidity (ODL) platform uses XRP to reduce reliance on pre-funded accounts in cross-border transactions, potentially lowering costs and settlement times. This function has contributed to XRP’s role in digital asset markets, particularly among banks and remittance services. Despite regulatory challenges, particularly in the U.S., XRP and XRPL continue to be integrated into various blockchain-based financial applications.

Ripple的按需流動性（ODL）平台使用XRP來減少跨境交易中預先資助的帳戶的依賴，從而有可能降低成本和結算時間。此功能促進了XRP在數字資產市場中的作用，尤其是在銀行和匯款服務中。儘管有監管挑戰，尤其是在美國，XRP和XRPL繼續集成到基於區塊鏈的各種財務應用中。

2024 in Review: XRP’s Market Performance and Institutional Developments

2024年審查：XRP的市場績效和機構發展

In Q4 2024, XRP saw significant changes in market value, institutional adoption, and network expansion. Compared to Q3 2024, XRP’s market capitalization increased by 246%, outpacing the 44% growth of BTC, ETH, SOL, and ADA.

在第4季度，XRP在市場價值，機構採用和網絡擴展方面發生了重大變化。與第三季度2024相比，XRP的市值增加了246％，超過了BTC，ETH，SOL和ADA的44％增長。

The token’s price rose 241% quarter-over-quarter (QoQ), driven by increased institutional participation and broader recognition of XRP’s role in financial markets. The slight gap between market cap and price growth was due to a 1.6% increase in circulating supply as more previously escrowed tokens entered the market.

代幣的價格上漲了241％的四分之一季度（QOQ），這是由於機構參與的增加和對XRP在金融市場中的作用的更廣泛認可所致。市值與價格增長之間的略有差距是由於循環供應量增加了1.6％，因為更多先前的代幣進入了市場。

Institutions showed strong interest in XRP throughout 2024, leading to major developments in Q4. Several asset management firms, including WisdomTree, Bitwise, Canary, and 21Shares, filed for XRP exchange-traded funds (ETFs), indicating growing institutional recognition.

整個2024年，機構對XRP表現出濃厚的興趣，導致第四季度的重大發展。為XRP交易所交易資金（ETF）提出的幾家資產管理公司，包括WisdomTree，Bitwise，Canary和21shares，表明機構認可的日益增長。

In Europe, Bitwise’s XRP ETP received direct investment from Ripple. Meanwhile, Grayscale launched an XRP Trust, adding to the landscape of institutional investment products. Additionally, Robinhood listed XRP, expanding access for retail investors.

在歐洲，Bitwise的XRP ETP收到了Ripple的直接投資。同時，Grayscale推出了XRP Trust，增加了機構投資產品的景觀。此外，Robinhood列出了XRP，擴大了散戶投資者的訪問權限。

The XRP Ledger (XRPL) ecosystem also saw substantial growth, with the number of new addresses on XRPL increasing 115% year-over-year to 507,000 by the end of 2024. CLOB trading volume surged 1,140% in the same period, while AMM volume increased by 3,100%, reflecting the evolving liquidity infrastructure on XRPL. With XRP’s circulating market cap rising 259% YoY, it remained one of the more active digital assets in 2024.

XRP Ledger（XRPL）生態系統也顯著增長，到2024年底，XRPL上的新地址的次數增加了115％，達到507,000。同一時期，Clob交易量飆升了1,140％，而AMM量增加了1,140％。增加了3,100％，反映了XRPL上不斷發展的流動性基礎設施。隨著XRP的循環市值增長了259％，它仍然是2024年更活躍的數字資產之一。

XRPL Growth in 2024 and Outlook for 2025

2024年的XRPL增長和2025年的前景

The XRP Ledger (XRPL) recorded network expansion in Q4 2024, reinforcing its position as a blockchain for payments and tokenized assets. Compared to Q3 2024, new addresses increased by 382% to 507,000, while active addresses grew by 99% to 56,000, showing a rise in user engagement.

XRP Ledger（XRPL）在第4季度2024年記錄了網絡擴展，並加強了其作為支付和令牌資產的區塊鏈的地位。與第三季度2024相比，新的地址增加了382％，達到507,000，而活動地址增長了99％，達到56,000，顯示了用戶參與度的增長。

Despite the increase in network activity, payment transactions declined by 8% QoQ, indicating a shift in transaction types. This trend suggests a growing focus on automated market makers (AMMs), decentralized exchanges (DEXs), and tokenized assets on XRPL.

儘管網絡活動增加，但付款交易卻下降了8％QOQ，表明交易類型發生了變化。這種趨勢表明，越來越多的關注自動化的做市商（AMM），分散交易所（DEX）和XRPL上的令牌資產。

To support this transition, XRPL reduced its base reserve requirement for new accounts from 10 XRP to 1 XRP in December 2025, making network access more feasible.

為了支持此過渡，XRPL將其對新帳戶的基本儲備要求從2025年12月的10 XRP減少到1 XRP，從而使網絡訪問更加可行。

The XRPL trading ecosystem also recorded notable liquidity growth in Q4 2024. CLOB trading volume increased by 1,140% QoQ, while AMM volume rose by 3,100% QoQ. Additionally, DEX transaction volume peaked at 1.2 million transactions, indicating increased demand for decentralized trading solutions on XRPL.

XRPL交易生態系統還記錄了第四季度2024年的流動性增長。股份交易量增加了1,140％QOQ，而AMM量增長了3,100％QOQ。此外，DEX交易量以120萬筆交易達到峰值，表明對XRPL上分散交易解決方案的需求增加。

XRPL Innovations and Expanding Use Cases for 2024-2025

XRPL創新和擴大2024-2025的用例

Between 2024 and 2025, the XRPL ecosystem underwent changes driven by innovation, tokenization, and institutional adoption. The launch of RLUSD, Ripple’s native stablecoin, in December 2024 played a role in XRPL’s liquidity expansion. RLUSD became available on platforms such as Uphold, Bitso, MoonPay, Archax, CoinMENA, Independent Reserve, and Bullish.

在2024年至2025年之間，XRPL生態系統經歷了由創新，令牌化和機構採用的變化。 Rlusd是Rlusd於2024年12月在XRPL的流動性擴張中發揮了作用。 RLUSD在Uphold，Bitso，Moonpay，Archax，Coinmena，Independent Reserve和Bullish等平台上獲得。

Real-world asset (RWA) tokenization also gained momentum on XRPL. Financial institutions began issuing tokenized assets on the network, including Abrdn’s US Dollar Liquidity Fund via Archax and Aurum Equity Partners’ $1 billion tokenized fund. Ripple invested in OpenEden’s tokenized T-bills and Archax’s money market fund, contributing to blockchain-based financial integrations. Additionally, SG-FORGE announced plans to launch the EURCV stablecoin on

現實世界中的資產（RWA）令牌化也在XRPL上獲得了動力。金融機構開始在網絡上發行標記資產，包括Archax和Aurum Equity Partners的10億美元標記基金，包括Abrdn的美元流動性基金。 Ripple投資於Openeden的標記T-Bills和Archax的貨幣市場基金，這有助於基於區塊鏈的財務整合。此外，SG-Forge宣布了計劃推出Eurcv Stablecoin的計劃