2024年回顾：XRP的市场绩效和机构发展

在第4季度，XRP在市场价值，机构采用和网络扩展方面发生了重大变化。与第三季度2024相比，XRP的市值增加了246％，超过了BTC，ETH和SOL的44％增长。

Ripple, a blockchain company based in San Francisco, has utilized its cryptocurrency, XRP, to develop financial solutions. Operating on the XRP Ledger (XRPL), an open-source decentralized blockchain, XRP is designed to facilitate cross-border transactions. Unlike Bitcoin or Ethereum, XRP primarily aims to streamline international money transfers for financial institutions and payment providers.

总部位于旧金山的区块链公司Ripple已利用其加密货币XRP来开发金融解决方案。 XRP在XRP Ledger（XRPL）上运行，这是一个开源分散的区块链，旨在促进跨境交易。与比特币或以太坊不同，XRP主要旨在简化为金融机构和付款提供商转移国际货币。

Ripple’s On-Demand Liquidity (ODL) platform uses XRP to reduce reliance on pre-funded accounts in cross-border transactions, potentially lowering costs and settlement times. This function has contributed to XRP’s role in digital asset markets, particularly among banks and remittance services. Despite regulatory challenges, particularly in the U.S., XRP and XRPL continue to be integrated into various blockchain-based financial applications.

Ripple的按需流动性（ODL）平台使用XRP来减少跨境交易中预先资助的帐户的依赖，从而有可能降低成本和结算时间。此功能促进了XRP在数字资产市场中的作用，尤其是在银行和汇款服务中。尽管有监管挑战，尤其是在美国，XRP和XRPL继续集成到基于区块链的各种财务应用中。

2024 in Review: XRP’s Market Performance and Institutional Developments

2024年审查：XRP的市场绩效和机构发展

In Q4 2024, XRP saw significant changes in market value, institutional adoption, and network expansion. Compared to Q3 2024, XRP’s market capitalization increased by 246%, outpacing the 44% growth of BTC, ETH, SOL, and ADA.

在第4季度，XRP在市场价值，机构采用和网络扩展方面发生了重大变化。与第三季度2024相比，XRP的市值增加了246％，超过了BTC，ETH，SOL和ADA的44％增长。

The token’s price rose 241% quarter-over-quarter (QoQ), driven by increased institutional participation and broader recognition of XRP’s role in financial markets. The slight gap between market cap and price growth was due to a 1.6% increase in circulating supply as more previously escrowed tokens entered the market.

代币的价格上涨了241％的四分之一季度（QOQ），这是由于机构参与的增加和对XRP在金融市场中的作用的更广泛认可所致。市值与价格增长之间的略有差距是由于循环供应量增加了1.6％，因为更多先前的代币进入了市场。

Institutions showed strong interest in XRP throughout 2024, leading to major developments in Q4. Several asset management firms, including WisdomTree, Bitwise, Canary, and 21Shares, filed for XRP exchange-traded funds (ETFs), indicating growing institutional recognition.

整个2024年，机构对XRP表现出浓厚的兴趣，导致第四季度的重大发展。为XRP交易所交易资金（ETF）提出的几家资产管理公司，包括WisdomTree，Bitwise，Canary和21shares，表明机构认可的日益增长。

In Europe, Bitwise’s XRP ETP received direct investment from Ripple. Meanwhile, Grayscale launched an XRP Trust, adding to the landscape of institutional investment products. Additionally, Robinhood listed XRP, expanding access for retail investors.

在欧洲，Bitwise的XRP ETP收到了Ripple的直接投资。同时，Grayscale推出了XRP Trust，增加了机构投资产品的景观。此外，Robinhood列出了XRP，扩大了散户投资者的访问权限。

The XRP Ledger (XRPL) ecosystem also saw substantial growth, with the number of new addresses on XRPL increasing 115% year-over-year to 507,000 by the end of 2024. CLOB trading volume surged 1,140% in the same period, while AMM volume increased by 3,100%, reflecting the evolving liquidity infrastructure on XRPL. With XRP’s circulating market cap rising 259% YoY, it remained one of the more active digital assets in 2024.

XRP Ledger（XRPL）生态系统也显着增长，到2024年底，XRPL上的新地址的次数增加了115％，达到507,000。同一时期，Clob交易量飙升了1,140％，而AMM量增加了1,140％。增加了3,100％，反映了XRPL上不断发展的流动性基础设施。随着XRP的循环市值增长了259％，它仍然是2024年更活跃的数字资产之一。

XRPL Growth in 2024 and Outlook for 2025

2024年的XRPL增长和2025年的前景

The XRP Ledger (XRPL) recorded network expansion in Q4 2024, reinforcing its position as a blockchain for payments and tokenized assets. Compared to Q3 2024, new addresses increased by 382% to 507,000, while active addresses grew by 99% to 56,000, showing a rise in user engagement.

XRP Ledger（XRPL）在第4季度2024年记录了网络扩展，并加强了其作为支付和令牌资产的区块链的地位。与第三季度2024相比，新的地址增加了382％，达到507,000，而活动地址增长了99％，达到56,000，显示了用户参与度的增长。

Despite the increase in network activity, payment transactions declined by 8% QoQ, indicating a shift in transaction types. This trend suggests a growing focus on automated market makers (AMMs), decentralized exchanges (DEXs), and tokenized assets on XRPL.

尽管网络活动增加，但付款交易却下降了8％QOQ，表明交易类型发生了变化。这种趋势表明，越来越多的关注自动化的做市商（AMM），分散交易所（DEX）和XRPL上的令牌资产。

To support this transition, XRPL reduced its base reserve requirement for new accounts from 10 XRP to 1 XRP in December 2025, making network access more feasible.

为了支持此过渡，XRPL将其对新帐户的基本储备要求从2025年12月的10 XRP减少到1 XRP，从而使网络访问更加可行。

The XRPL trading ecosystem also recorded notable liquidity growth in Q4 2024. CLOB trading volume increased by 1,140% QoQ, while AMM volume rose by 3,100% QoQ. Additionally, DEX transaction volume peaked at 1.2 million transactions, indicating increased demand for decentralized trading solutions on XRPL.

XRPL交易生态系统还记录了第四季度2024年的流动性增长。股份交易量增加了1,140％QOQ，而AMM量增长了3,100％QOQ。此外，DEX交易量以120万笔交易达到峰值，表明对XRPL上分散交易解决方案的需求增加。

XRPL Innovations and Expanding Use Cases for 2024-2025

XRPL创新和扩大2024-2025的用例

Between 2024 and 2025, the XRPL ecosystem underwent changes driven by innovation, tokenization, and institutional adoption. The launch of RLUSD, Ripple’s native stablecoin, in December 2024 played a role in XRPL’s liquidity expansion. RLUSD became available on platforms such as Uphold, Bitso, MoonPay, Archax, CoinMENA, Independent Reserve, and Bullish.

在2024年至2025年之间，XRPL生态系统经历了由创新，令牌化和机构采用的变化。 Rlusd是Rlusd于2024年12月在XRPL的流动性扩张中发挥了作用。 RLUSD在Uphold，Bitso，Moonpay，Archax，Coinmena，Independent Reserve和Bullish等平台上获得。

Real-world asset (RWA) tokenization also gained momentum on XRPL. Financial institutions began issuing tokenized assets on the network, including Abrdn’s US Dollar Liquidity Fund via Archax and Aurum Equity Partners’ $1 billion tokenized fund. Ripple invested in OpenEden’s tokenized T-bills and Archax’s money market fund, contributing to blockchain-based financial integrations. Additionally, SG-FORGE announced plans to launch the EURCV stablecoin on

现实世界中的资产（RWA）令牌化也在XRPL上获得了动力。金融机构开始在网络上发行标记资产，包括Archax和Aurum Equity Partners的10亿美元标记基金，包括Abrdn的美元流动性基金。 Ripple投资于Openeden的标记T-Bills和Archax的货币市场基金，这有助于基于区块链的财务整合。此外，SG-Forge宣布了计划推出Eurcv Stablecoin的计划