預測：到2025年底，XRP將達到5.50美元

如果這位分析師是正確的話，XRP有幾個尾風，可以在2025年將價格浮出水面。

The price of XRP could hit $5.50 by the end of 2025 if the cryptocurrency continues to enjoy several tailwinds that could buoy the token to a fresh all-time high, according to one analyst.

一位分析師稱，到2025年底，如果加密貨幣繼續享受幾種可能使代幣浮出水面的最高水平，那麼XRP的價格可能會達到5.50美元。

At a live market cap of roughly $141 billion, XRP is changing hands around $2.40 per coin. That leaves it well below the 2018 high of $3.84, even after a blistering rally of roughly 580% that carried the token from sub-$1 lows last November to as high as $3.40 in January.

XRP在大約1,410億美元的現場市場上限上，每枚硬幣易手2.40美元。這使它遠低於2018年高點3.84美元，即使在去年11月的下降幅度為580％的狂熱集會上，該令牌從低於$ 1的低點達到了1月的高達3.40美元。

As the second quarter of 2025 now gets underway, it’s worth asking where XRP could finish the year—and the standout view comes not from the decentralized community but from Wall Street. Geoffrey Kendrick, Standard Chartered’s head of digital-asset research, projects XRP at $5.50 by 31 December 2025.

隨著2025年第二季度的開始，值得詢問XRP在哪裡可以完成的何處 - 傑出的景觀不是來自分散的社區，而是來自華爾街。杰弗裡·肯德里克（Geoffrey Kendrick）是標準憲章的數字資產研究主管，XRP的預期為5.50美元，到2025年12月31日。

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There’s no shortage of price predictions for the fourth-largest cryptocurrency in the world. Most forecasts remain firmly bullish, and the token now enjoys several fundamental and macro trends. The broader market has certainly been volatile in 2025, yet an underlying uptrend persists—helped along by bitcoin’s move back above the six-figure mark, recently topping $104,000 and stoking a fresh wave of FOMO among investors.

對於世界上第四大加密貨幣來說，價格預測不足。大多數預測仍然堅定地看好，現在的代幣現在享有幾種基本和宏觀趨勢。較廣泛的市場肯定在2025年一直在波動，但基本的上升趨勢仍然存在 - 由於比特幣的移動返回了六位數標記，最近高高了104,000美元，並在投資者中引起了新的FOMO浪潮。

What Is the Plausible Case for $5.50?

5.50美元的合理案例是什麼？

The five-year SEC lawsuit that clouded XRP’s outlook is nearing resolution. Earlier this month the agency and Ripple asked Judge Analisa Torres to approve a reduced $50 million settlement; the judge rejected the filing on procedural grounds on 16 May, but signaled she would entertain a properly structured motion. Both parties remain “fully in agreement to resolve this case,” according to Ripple’s CLO Stu Alderoty.

烏雲XRP前景的五年SEC訴訟即將解決。本月早些時候，該機構和Ripple要求Analisa Torres法官批准減少的5000萬美元和解；法官於5月16日以程序為由拒絕了該文件，但表示她將進行適當結構化的動議。根據Ripple的Clo Stu Alderoty，雙方都“完全同意解決此案”。

If we do the napkin math, $5.50 on 58.6 billion of circulating supply gives a market cap of $326 billion which is about 45% of Ethereum’s value, which is not unlikely in a bull cycle. Plus, XRP exploded 55 times in 2017 and 8 times at the end of 2024 to early this year. Could we see another 2.3x increase from there, seems plausible. But there are risks with stable coin competition, a protracted appeals process or adverse ruling that chases away enthusiasm for XRP. There are also macro shocks that are more and more common.

如果我們進行餐巾數學，則586億美元的循環供應量為586億美元的市值為326億美元，約佔以太坊價值的45％，這在公牛週期中不太可能。另外，XRP在2017年爆炸了55次，在2024年底至今年年初爆炸了8次。我們可以看到從那裡再增加2.3倍，這似乎是合理的。但是，穩定的硬幣競爭，曠日持久的上訴程序或不利裁決會冒著風險。還有越來越常見的宏觀衝擊。

Standard Chartered’s $5.50 year-end target doesn’t require a moon-shot—just continued legal progress, steady institutional adoption and a cooperative macro backdrop. With ISO 20022 deadlines forcing banks to modernise, RLUSD adding fresh liquidity, and on-chain activity breaking records, XRP has a shot at eclipsing its 2018 peak. Expect volatility, but don’t underestimate this token’s knack for punching through psychological ceilings when catalysts align.

Standard Charter的$ 5.50年終目標不需要月球射擊 - 只是持續的法律進步，穩定的機構採用和合作的宏觀背景。隨著ISO 20022截止日期迫使銀行現代化，RLUSD增加了新的流動性和鏈上活動破壞記錄，XRP旨在超越其2018年峰。期望波動性，但不要低估這種令牌的訣竅，即催化劑對齊時穿過心理天花板。