预测：到2025年底，XRP将达到5.50美元

如果这位分析师是正确的话，XRP有几个尾风，可以在2025年将价格浮出水面。

The price of XRP could hit $5.50 by the end of 2025 if the cryptocurrency continues to enjoy several tailwinds that could buoy the token to a fresh all-time high, according to one analyst.

一位分析师称，到2025年底，如果加密货币继续享受几种可能使代币浮出水面的最高水平，那么XRP的价格可能会达到5.50美元。

At a live market cap of roughly $141 billion, XRP is changing hands around $2.40 per coin. That leaves it well below the 2018 high of $3.84, even after a blistering rally of roughly 580% that carried the token from sub-$1 lows last November to as high as $3.40 in January.

XRP在大约1,410亿美元的现场市场上限上，每枚硬币易手2.40美元。这使它远低于2018年高点3.84美元，即使在去年11月的下降幅度为580％的狂热集会上，该令牌从低于$ 1的低点达到了1月的高达3.40美元。

As the second quarter of 2025 now gets underway, it’s worth asking where XRP could finish the year—and the standout view comes not from the decentralized community but from Wall Street. Geoffrey Kendrick, Standard Chartered’s head of digital-asset research, projects XRP at $5.50 by 31 December 2025.

随着2025年第二季度的开始，值得询问XRP在哪里可以完成的何处 - 杰出的景观不是来自分散的社区，而是来自华尔街。杰弗里·肯德里克（Geoffrey Kendrick）是标准宪章的数字资产研究主管，XRP的预期为5.50美元，到2025年12月31日。

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There’s no shortage of price predictions for the fourth-largest cryptocurrency in the world. Most forecasts remain firmly bullish, and the token now enjoys several fundamental and macro trends. The broader market has certainly been volatile in 2025, yet an underlying uptrend persists—helped along by bitcoin’s move back above the six-figure mark, recently topping $104,000 and stoking a fresh wave of FOMO among investors.

对于世界上第四大加密货币来说，价格预测不足。大多数预测仍然坚定地看好，现在的代币现在享有几种基本和宏观趋势。较广泛的市场肯定在2025年一直在波动，但基本的上升趋势仍然存在 - 由于比特币的移动返回了六位数标记，最近高高了104,000美元，并在投资者中引起了新的FOMO浪潮。

What Is the Plausible Case for $5.50?

5.50美元的合理案例是什么？

The five-year SEC lawsuit that clouded XRP’s outlook is nearing resolution. Earlier this month the agency and Ripple asked Judge Analisa Torres to approve a reduced $50 million settlement; the judge rejected the filing on procedural grounds on 16 May, but signaled she would entertain a properly structured motion. Both parties remain “fully in agreement to resolve this case,” according to Ripple’s CLO Stu Alderoty.

乌云XRP前景的五年SEC诉讼即将解决。本月早些时候，该机构和Ripple要求Analisa Torres法官批准减少的5000万美元和解；法官于5月16日以程序为由拒绝了该文件，但表示她将进行适当结构化的动议。根据Ripple的Clo Stu Alderoty，双方都“完全同意解决此案”。

If we do the napkin math, $5.50 on 58.6 billion of circulating supply gives a market cap of $326 billion which is about 45% of Ethereum’s value, which is not unlikely in a bull cycle. Plus, XRP exploded 55 times in 2017 and 8 times at the end of 2024 to early this year. Could we see another 2.3x increase from there, seems plausible. But there are risks with stable coin competition, a protracted appeals process or adverse ruling that chases away enthusiasm for XRP. There are also macro shocks that are more and more common.

如果我们进行餐巾数学，则586亿美元的循环供应量为586亿美元的市值为326亿美元，约占以太坊价值的45％，这在公牛周期中不太可能。另外，XRP在2017年爆炸了55次，在2024年底至今年年初爆炸了8次。我们可以看到从那里再增加2.3倍，这似乎是合理的。但是，稳定的硬币竞争，旷日持久的上诉程序或不利裁决会冒着风险。还有越来越常见的宏观冲击。

Standard Chartered’s $5.50 year-end target doesn’t require a moon-shot—just continued legal progress, steady institutional adoption and a cooperative macro backdrop. With ISO 20022 deadlines forcing banks to modernise, RLUSD adding fresh liquidity, and on-chain activity breaking records, XRP has a shot at eclipsing its 2018 peak. Expect volatility, but don’t underestimate this token’s knack for punching through psychological ceilings when catalysts align.

Standard Charter的$ 5.50年终目标不需要月球射击 - 只是持续的法律进步，稳定的机构采用和合作的宏观背景。随着ISO 20022截止日期迫使银行现代化，RLUSD增加了新的流动性和链上活动破坏记录，XRP旨在超越其2018年峰。期望波动性，但不要低估这种令牌的诀窍，即催化剂对齐时穿过心理天花板。