Peter Thiel，Crypto Banks和Web3：一個新時代？

彼得·泰爾（Peter Thiel）對Erebor Bank和Polymarket信號的支持在加密和Web3中的機構興趣不斷增加。這對金融和互聯網的未來意味著什麼？

Peter Thiel, Crypto Banks, and Web3: A New Era?

Peter Thiel，Crypto Banks和Web3：一個新時代？

The intersection of Peter Thiel, crypto banks, and Web3 is heating up, hinting at a potentially seismic shift in the financial landscape. From Thiel's backing of crypto-friendly banks to investments in prediction markets, the institutional embrace of digital assets is becoming undeniable. Let's dive into what's happening and what it might mean for you.

Peter Thiel，Crypto Banks和Web3的交匯處正在加熱，暗示了金融格局的潛在地震轉變。從泰爾（Thiel）對加密貨幣友好的銀行的支持到對預測市場的投資，數字資產的機構擁護變得不可否認。讓我們深入了解正在發生的事情以及可能對您意味著什麼。

Erebor: A Crypto Bank Rises with Thiel's Blessing

EREBOR：一家加密貨幣銀行隨著Thiel的祝福而崛起

Imagine a bank built from the ground up to cater to crypto, AI, and defense startups. That's Erebor, and it's not just a pipe dream. Tech heavyweights, including PayPal co-founder Peter Thiel, Anduril’s Palmer Luckey, and Palantir’s Joe Lonsdale, are behind it. While traditional banks often give crypto the side-eye, Erebor's existence signals a growing institutional confidence in digital assets.

想像一下，一家從​​頭開始建造的銀行，直至迎合加密貨幣，AI和國防初創公司。那是Erebor，這不僅僅是一個白日夢。包括貝寶（Paypal）聯合創始人彼得·蒂爾（Peter Thiel），安杜里爾（Anduril）的帕爾默·盧基（Palmer Luckey）和帕蘭蒂爾（Palantir）的喬·朗斯代爾（Joe Lonsdale）在內的技術重量級人物都在其背後。儘管傳統銀行經常將加密貨幣視為側眼，但Erebor的存在表明對數字資產的機構信心越來越大。

Erebor aims to fill the void left by Silicon Valley Bank, serving cryptocurrency firms and holding stablecoins on its balance sheet. With Jacob Hirshman, a former advisor to Circle (the $USDC stablecoin issuer), at the helm, Erebor brings crypto-native expertise and regulatory know-how to the table. This move comes at a good time, especially considering recent regulatory frameworks like the GENIUS Act, which are widely seen as wins for the crypto industry.

Erebor的目的是填補矽谷銀行留下的空隙，為加密貨幣公司提供服務，並在其資產負債表上持有Stablecoins。與Circle（$ USDC Stablecoin發行人）的前顧問Jacob Hirshman一起，Erebor將加密本地的專業知識和監管專業知識帶到了桌面上。這一舉動是在一個愉快的時刻出現的，尤其是考慮到最近的監管框架，例如《天才法案》，這被廣泛認為是加密貨幣行業的勝利。

Polymarket: Thiel Bets on Prediction Markets

Polymarket：Thiel押注預測市場

Peter Thiel's Founders Fund is also leading a massive $200 million raise for Polymarket, valuing the crypto-based prediction market platform at a cool $1 billion. Even though Polymarket faces regulatory hurdles (it's currently inaccessible to U.S. users and has faced scrutiny from authorities), it's attracting serious capital and attention. Its partnership with Elon Musk's X, integrating betting markets with commentary from Grok, X’s AI chatbot, is particularly eyebrow-raising.

彼得·泰爾（Peter Thiel）的創始人基金（Peter Thiel's Founders Fund）還領導著巨額籌集資金2億美元，以珍視基於加密貨幣的預測市場平台，價格為10億美元。儘管Polmoarket面臨監管障礙（目前對美國用戶無法訪問，並且受到當局的審查），但它仍引起了嚴重的資本和關注。它與埃隆·馬斯克（Elon Musk）的X合作夥伴關係，將投注市場與X的AI聊天機器人Grok的評論相結合，這尤其令人鼓舞。

Polymarket allows users to bet on a range of topics, from political events to economic trends. Its trading volume peaked during the 2024 U.S. presidential election, fueled by speculation on geopolitical events. Despite regulatory pressures in several countries, Polymarket continues to thrive, showcasing the growing interest in decentralized prediction markets.

Polymarket允許用戶下註一系列主題，從政治事件到經濟趨勢。其交易量在2024年美國總統大選期間達到頂峰，這是對地緣政治事件的猜測。儘管有幾個國家的監管壓力，但Polmarket仍在繼續蓬勃發展，展示了對分散預測市場的日益興趣。

Web3 Interoperability: XRP Ledger Joins the Party

Web3互操作性：XRP Ledger加入了聚會

Meanwhile, the XRP Ledger (XRPL) is making waves by achieving full Web3 interoperability. Through the launch of the XRPL EVM sidechain, in collaboration with Axelar and Squid, the XRPL can now connect with over 80 blockchain networks. This integration allows the XRPL to access bridging protocols, liquidity sources, and decentralized applications (dApps) across multiple chains.

同時，XRP分類帳（XRPL）通過實現完整的Web3互操作性來引起波浪。通過與Axelar和Squid合作的XRPL EVM Sidechain的啟動，XRPL現在可以與80多個區塊鍊網絡連接。這種集成使XRPL可以訪問多個鏈條之間的橋接協議，流動性來源和分散的應用程序（DAPP）。

This means XRP is no longer an isolated ecosystem. Users can now swap tokens across chains, access liquidity from multiple sources, and participate in DeFi ecosystems beyond the XRPL. It’s a significant step toward a more interconnected and accessible Web3 landscape.

這意味著XRP不再是一個孤立的生態系統。現在，用戶可以在鏈條上交換令牌，從多個來源訪問流動性，並參與XRPL以外的Defi生態系統。這是邁向更相互連接和可訪問的Web3景觀的重要一步。

My Take: A Cautiously Optimistic Outlook

我的看法：謹慎樂觀的前景

The convergence of Peter Thiel's investments, the rise of crypto banks like Erebor, and the increasing interoperability of blockchains paints a picture of a rapidly evolving financial and technological landscape. While regulatory uncertainties and inherent risks in the crypto space remain, the growing institutional interest and technological advancements suggest a promising future for digital assets and Web3. For instance, Polymarket's continued success despite regulatory hurdles demonstrates the growing demand for decentralized prediction markets and the potential for these platforms to disrupt traditional media and forecasting.

彼得·泰爾（Peter Thiel）投資的融合，像Erebor這樣的加密貨幣銀行的興起以及區塊鏈的互操作性越來越多地描繪了迅速發展的財務和技術景觀的圖片。儘管保密空間中的監管不確定性和固有風險仍然存在，但日益增長的機構利益和技術進步表明了數字資產和Web3的前途未來。例如，儘管監管障礙表明對分散預測市場的需求不斷增長，以及這些平台破壞傳統媒體和預測的潛力。

However, as with any emerging technology, caution is warranted. It's crucial to stay informed, do your own research (DYOR), and invest responsibly. Don't bet the farm on meme coins based on online hype; instead, focus on projects with solid fundamentals and real-world applications. Erebor backing the best cryptos to buy now, like $HYPER, $T6900, and $PRCL, shows potential in Layer 2 networks designed to address Bitcoin’s limitations, anarchist tokens that defy crypto norms, and real estate trading on-chain.

但是，與任何新興技術一樣，必須謹慎行事。保持知情，進行自己的研究（染料）並負責任地投資至關重要。不要根據在線炒作在模因硬幣上的農場；取而代之的是，專注於具有穩固基礎和現實應用程序的項目。 Erebor支持現在購買的最佳加密貨幣，例如$ hyper，$ t6900和$ prcl，在第2層網絡中顯示出旨在解決比特幣限制的網絡中的潛力，無需加密標準的無政府主義者代幣以及鍊子上的房地產交易。

So, What's Next?

那麼，下一步是什麼？

The next few years will be crucial in determining whether crypto and Web3 can truly revolutionize finance and the internet. With figures like Peter Thiel placing big bets, and institutions like AMINA Bank offering Ripple USD services, the stage is set for a fascinating period of innovation and disruption. Keep your eyes peeled, because the future of finance is unfolding right before us. And who knows, maybe one day we'll all be banking with crypto banks and predicting the future on decentralized platforms. It's going to be a wild ride!

接下來的幾年對於確定加密貨幣和Web3是否可以真正徹底改變金融和互聯網至關重要。隨著彼得·泰爾（Peter Thiel）等人的放置大賭注，以及阿米娜銀行（Amina Bank）提供波紋USD服務的機構，該舞台將在一個有趣的創新和破壞時期。睜大眼睛，因為金融的未來就在我們面前展開。誰知道，也許有一天我們都將與加密貨幣銀行一起銀行，並在分散平台上預測未來。這將是一個瘋狂的旅程！