Peter Thiel，Crypto Banks和Web3：一个新时代？

彼得·泰尔（Peter Thiel）对Erebor Bank和Polymarket信号的支持在加密和Web3中的机构兴趣不断增加。这对金融和互联网的未来意味着什么？

Peter Thiel, Crypto Banks, and Web3: A New Era?

Peter Thiel，Crypto Banks和Web3：一个新时代？

The intersection of Peter Thiel, crypto banks, and Web3 is heating up, hinting at a potentially seismic shift in the financial landscape. From Thiel's backing of crypto-friendly banks to investments in prediction markets, the institutional embrace of digital assets is becoming undeniable. Let's dive into what's happening and what it might mean for you.

Peter Thiel，Crypto Banks和Web3的交汇处正在加热，暗示了金融格局的潜在地震转变。从泰尔（Thiel）对加密货币友好的银行的支持到对预测市场的投资，数字资产的机构拥护变得不可否认。让我们深入了解正在发生的事情以及可能对您意味着什么。

Erebor: A Crypto Bank Rises with Thiel's Blessing

EREBOR：一家加密货币银行随着Thiel的祝福而崛起

Imagine a bank built from the ground up to cater to crypto, AI, and defense startups. That's Erebor, and it's not just a pipe dream. Tech heavyweights, including PayPal co-founder Peter Thiel, Anduril’s Palmer Luckey, and Palantir’s Joe Lonsdale, are behind it. While traditional banks often give crypto the side-eye, Erebor's existence signals a growing institutional confidence in digital assets.

想象一下，一家从​​头开始建造的银行，直至迎合加密货币，AI和国防初创公司。那是Erebor，这不仅仅是一个白日梦。包括贝宝（Paypal）联合创始人彼得·蒂尔（Peter Thiel），安杜里尔（Anduril）的帕尔默·卢基（Palmer Luckey）和帕兰蒂尔（Palantir）的乔·朗斯代尔（Joe Lonsdale）在内的技术重量级人物都在其背后。尽管传统银行经常将加密货币视为侧眼，但Erebor的存在表明对数字资产的机构信心越来越大。

Erebor aims to fill the void left by Silicon Valley Bank, serving cryptocurrency firms and holding stablecoins on its balance sheet. With Jacob Hirshman, a former advisor to Circle (the $USDC stablecoin issuer), at the helm, Erebor brings crypto-native expertise and regulatory know-how to the table. This move comes at a good time, especially considering recent regulatory frameworks like the GENIUS Act, which are widely seen as wins for the crypto industry.

Erebor的目的是填补硅谷银行留下的空隙，为加密货币公司提供服务，并在其资产负债表上持有Stablecoins。与Circle（$ USDC Stablecoin发行人）的前顾问Jacob Hirshman一起，Erebor将加密本地的专业知识和监管专业知识带到了桌面上。这一举动是在一个愉快的时刻出现的，尤其是考虑到最近的监管框架，例如《天才法案》，这被广泛认为是加密货币行业的胜利。

Polymarket: Thiel Bets on Prediction Markets

Polymarket：Thiel押注预测市场

Peter Thiel's Founders Fund is also leading a massive $200 million raise for Polymarket, valuing the crypto-based prediction market platform at a cool $1 billion. Even though Polymarket faces regulatory hurdles (it's currently inaccessible to U.S. users and has faced scrutiny from authorities), it's attracting serious capital and attention. Its partnership with Elon Musk's X, integrating betting markets with commentary from Grok, X’s AI chatbot, is particularly eyebrow-raising.

彼得·泰尔（Peter Thiel）的创始人基金（Peter Thiel's Founders Fund）还领导着巨额筹集资金2亿美元，以珍视基于加密货币的预测市场平台，价格为10亿美元。尽管Polmoarket面临监管障碍（目前对美国用户无法访问，并且受到当局的审查），但它仍引起了严重的资本和关注。它与埃隆·马斯克（Elon Musk）的X合作伙伴关系，将投注市场与X的AI聊天机器人Grok的评论相结合，这尤其令人鼓舞。

Polymarket allows users to bet on a range of topics, from political events to economic trends. Its trading volume peaked during the 2024 U.S. presidential election, fueled by speculation on geopolitical events. Despite regulatory pressures in several countries, Polymarket continues to thrive, showcasing the growing interest in decentralized prediction markets.

Polymarket允许用户下注一系列主题，从政治事件到经济趋势。其交易量在2024年美国总统大选期间达到顶峰，这是对地缘政治事件的猜测。尽管有几个国家的监管压力，但Polmarket仍在继续蓬勃发展，展示了对分散预测市场的日益兴趣。

Web3 Interoperability: XRP Ledger Joins the Party

Web3互操作性：XRP Ledger加入了聚会

Meanwhile, the XRP Ledger (XRPL) is making waves by achieving full Web3 interoperability. Through the launch of the XRPL EVM sidechain, in collaboration with Axelar and Squid, the XRPL can now connect with over 80 blockchain networks. This integration allows the XRPL to access bridging protocols, liquidity sources, and decentralized applications (dApps) across multiple chains.

同时，XRP分类帐（XRPL）通过实现完整的Web3互操作性来引起波浪。通过与Axelar和Squid合作的XRPL EVM Sidechain的启动，XRPL现在可以与80多个区块链网络连接。这种集成使XRPL可以访问多个链条之间的桥接协议，流动性来源和分散的应用程序（DAPP）。

This means XRP is no longer an isolated ecosystem. Users can now swap tokens across chains, access liquidity from multiple sources, and participate in DeFi ecosystems beyond the XRPL. It’s a significant step toward a more interconnected and accessible Web3 landscape.

这意味着XRP不再是一个孤立的生态系统。现在，用户可以在链条上交换令牌，从多个来源访问流动性，并参与XRPL以外的Defi生态系统。这是迈向更相互连接和可访问的Web3景观的重要一步。

My Take: A Cautiously Optimistic Outlook

我的看法：谨慎乐观的前景

The convergence of Peter Thiel's investments, the rise of crypto banks like Erebor, and the increasing interoperability of blockchains paints a picture of a rapidly evolving financial and technological landscape. While regulatory uncertainties and inherent risks in the crypto space remain, the growing institutional interest and technological advancements suggest a promising future for digital assets and Web3. For instance, Polymarket's continued success despite regulatory hurdles demonstrates the growing demand for decentralized prediction markets and the potential for these platforms to disrupt traditional media and forecasting.

彼得·泰尔（Peter Thiel）投资的融合，像Erebor这样的加密货币银行的兴起以及区块链的互操作性越来越多地描绘了迅速发展的财务和技术景观的图片。尽管保密空间中的监管不确定性和固有风险仍然存在，但日益增长的机构利益和技术进步表明了数字资产和Web3的前途未来。例如，尽管监管障碍表明对分散预测市场的需求不断增长，以及这些平台破坏传统媒体和预测的潜力。

However, as with any emerging technology, caution is warranted. It's crucial to stay informed, do your own research (DYOR), and invest responsibly. Don't bet the farm on meme coins based on online hype; instead, focus on projects with solid fundamentals and real-world applications. Erebor backing the best cryptos to buy now, like $HYPER, $T6900, and $PRCL, shows potential in Layer 2 networks designed to address Bitcoin’s limitations, anarchist tokens that defy crypto norms, and real estate trading on-chain.

但是，与任何新兴技术一样，必须谨慎行事。保持知情，进行自己的研究（染料）并负责任地投资至关重要。不要根据在线炒作在模因硬币上的农场；取而代之的是，专注于具有稳固基础和现实应用程序的项目。 Erebor支持现在购买的最佳加密货币，例如$ hyper，$ t6900和$ prcl，在第2层网络中显示出旨在解决比特币限制的网络中的潜力，无需加密标准的无政府主义者代币以及链子上的房地产交易。

So, What's Next?

那么，下一步是什么？

The next few years will be crucial in determining whether crypto and Web3 can truly revolutionize finance and the internet. With figures like Peter Thiel placing big bets, and institutions like AMINA Bank offering Ripple USD services, the stage is set for a fascinating period of innovation and disruption. Keep your eyes peeled, because the future of finance is unfolding right before us. And who knows, maybe one day we'll all be banking with crypto banks and predicting the future on decentralized platforms. It's going to be a wild ride!

接下来的几年对于确定加密货币和Web3是否可以真正彻底改变金融和互联网至关重要。随着彼得·泰尔（Peter Thiel）等人的放置大赌注，以及阿米娜银行（Amina Bank）提供波纹USD服务的机构，该舞台将在一个有趣的创新和破坏时期。睁大眼睛，因为金融的未来就在我们面前展开。谁知道，也许有一天我们都将与加密货币银行一起银行，并在分散平台上预测未来。这将是一个疯狂的旅程！