PayPal USD（PYUSD）Stablecoin擴展到恆星區塊鍊網絡

貝寶（PayPal

PayPal has announced its intent to expand its U.S. dollar-backed stablecoin, PayPal USD (PYUSD), to the Stellar blockchain network.

PayPal宣布打算將其美元支持的Stablecoin Paypal USD（PYUSD）擴展到出色的區塊鍊網絡。

This integration is pending final approval from the New York State Department of Financial Services (NYDFS).

該整合將在紐約州金融服務部（NYDFS）的最終批准中進行最終批准。

After applying to become a full banking subsidiary of Stellar in April, PayPal has now received approval from the NYDFS to conduct virtual currency business in the state.

在4月份申請成為Stellar的完整銀行子公司後，PayPal現在已獲得NYDFS的批准，以在該州開展虛擬貨幣業務。

This approval, part of the broader no-action letter granted by the U.S. Securities and Exchange Commission (SEC) to Paxos in February to issue and manage PYUSD, allows for the introduction of the stablecoin to Stellar’s network.

該批准是美國證券交易委員會（SEC）在2月向PAXOS授予的廣泛無行動信的一部分，以發行和管理Pyusd，允許將Stablecoin引入出色的網絡。

Stellar is recognized for its speed, cost-effectiveness, and large-scale payments, setting the stage for efficient cross-border transactions.

Stellar以其速度，成本效益和大規模支付而聞名，這為有效的跨境交易奠定了基礎。

Meanwhile, Stellar’s rival XRP Ledger has also seen several stablecoins going live on its network including Ripple’s RLUSD. Chances of Stellar to challenge XRP are high now considering the users of PYUSD to be able to experience quicker and affordable transactions, mainly when it comes to international remittances and everyday financial requirements.

同時，Stellar的競爭對手XRP Ledger還看到了幾個穩定的穩定者在其網絡上直播，包括Ripple的RLUSD。考慮到Pyusd的用戶能夠經歷更快，更負擔得起的交易，主要是在國際匯款和日常財務要求時，就可以實現巨大的XRP挑戰。

The ecosystem of the network has a healthy number of on- and off-ramps, connecting digital wallets, fiat systems, and localized payment channels, providing PYUSD the ability to benefit individuals and merchants more effectively in more than 170 countries.

網絡的生態系統具有健康數量的越野和外坡道，連接數字錢包，菲亞特系統和局部支付渠道，從而為Pyusd提供了170多個國家 /地區對個人和商家的好處的能力。

“Stablecoins have long been viewed as a breakthrough for digital finance by offering the reliability of fiat currency with the innovation of blockchain,” said May Zabaneh, PayPal’s Vice President of Blockchain and Digital Currencies. “Expanding to Stellar allows us to unlock more real-world utility, especially in cross-border transactions, for users worldwide.”

PayPal區塊鍊和數字貨幣副總裁May Zabaneh說：“長期以來，通過提供法定貨幣的可靠性，Stablecoins一直被視為數字融資的突破。” “擴展到恆星，使我們能夠為全球用戶解鎖更多現實世界的實用程序，尤其是在跨境交易中。”

Stellar Development Foundation CEO Denelle Dixon highlighted the practical implications of this collaboration.

Stellar Development Foundation首席執行官Denelle Dixon強調了這項合作的實際意義。

“Our mission is to provide fast, low-cost global payments. PYUSD on Stellar brings stablecoins to the masses—making them accessible tools for merchants, individuals, and small businesses, particularly in emerging markets.”

“我們的任務是提供快速，低成本的全球付款。恆星的Pyusd為大眾帶來了穩定的股份，為商人，個人和小型企業，尤其是新興市場中的商人提供了可訪問的工具。”

In addition to enabling payments and remittances, the integration aims to support financing through an emerging model called “Payment Financing” (PayFi). The innovation will allow small and middle-sized companies to receive individual working capital, in the form of PYUSD, immediately to finance operational requirements, including inventory financing and supplier payments, and have it settled in real time on the Stellar blockchain.

除了啟用付款和匯款外，該集成旨在通過稱為“付款融資”（Payfi）的新興模式來支持融資。這項創新將使中小型公司立即以Pyusd的形式獲得個人營運資金，以資助運營要求，包括庫存融資和供應商付款，並在出色的區塊鏈上實時解決。

PYUSD is a stablecoin issued by a regulated financial institution, Paxos Trust Company, licensed by NYDFS to engage in virtual currency activity. This integration to Stellar is part of the digital finance evolution that PayPal has been dedicated to since long, aiming at developing inclusive financial opportunities globally.

Pyusd是由受管制金融機構Paxos Trust Company發行的Stablecoin，由NYDFS許可從事虛擬貨幣活動。對恆星的這種融合是貝寶（Paypal）從長期以來一直致力於的數字金融發展的一部分，旨在在全球範圍內發展包容性的財務機會。