PayPal USD（PYUSD）Stablecoin扩展到恒星区块链网络

贝宝（PayPal

PayPal has announced its intent to expand its U.S. dollar-backed stablecoin, PayPal USD (PYUSD), to the Stellar blockchain network.

PayPal宣布打算将其美元支持的Stablecoin Paypal USD（PYUSD）扩展到出色的区块链网络。

This integration is pending final approval from the New York State Department of Financial Services (NYDFS).

该整合将在纽约州金融服务部（NYDFS）的最终批准中进行最终批准。

After applying to become a full banking subsidiary of Stellar in April, PayPal has now received approval from the NYDFS to conduct virtual currency business in the state.

在4月份申请成为Stellar的完整银行子公司后，PayPal现在已获得NYDFS的批准，以在该州开展虚拟货币业务。

This approval, part of the broader no-action letter granted by the U.S. Securities and Exchange Commission (SEC) to Paxos in February to issue and manage PYUSD, allows for the introduction of the stablecoin to Stellar’s network.

该批准是美国证券交易委员会（SEC）在2月向PAXOS授予的广泛无行动信的一部分，以发行和管理Pyusd，允许将Stablecoin引入出色的网络。

Stellar is recognized for its speed, cost-effectiveness, and large-scale payments, setting the stage for efficient cross-border transactions.

Stellar以其速度，成本效益和大规模支付而闻名，这为有效的跨境交易奠定了基础。

Meanwhile, Stellar’s rival XRP Ledger has also seen several stablecoins going live on its network including Ripple’s RLUSD. Chances of Stellar to challenge XRP are high now considering the users of PYUSD to be able to experience quicker and affordable transactions, mainly when it comes to international remittances and everyday financial requirements.

同时，Stellar的竞争对手XRP Ledger还看到了几个稳定的稳定者在其网络上直播，包括Ripple的RLUSD。考虑到Pyusd的用户能够经历更快，更负担得起的交易，主要是在国际汇款和日常财务要求时，就可以实现巨大的XRP挑战。

The ecosystem of the network has a healthy number of on- and off-ramps, connecting digital wallets, fiat systems, and localized payment channels, providing PYUSD the ability to benefit individuals and merchants more effectively in more than 170 countries.

网络的生态系统具有健康数量的越野和外坡道，连接数字钱包，菲亚特系统和局部支付渠道，从而为Pyusd提供了170多个国家 /地区对个人和商家的好处的能力。

“Stablecoins have long been viewed as a breakthrough for digital finance by offering the reliability of fiat currency with the innovation of blockchain,” said May Zabaneh, PayPal’s Vice President of Blockchain and Digital Currencies. “Expanding to Stellar allows us to unlock more real-world utility, especially in cross-border transactions, for users worldwide.”

PayPal区块链和数字货币副总裁May Zabaneh说：“长期以来，通过提供法定货币的可靠性，Stablecoins一直被视为数字融资的突破。” “扩展到恒星，使我们能够为全球用户解锁更多现实世界的实用程序，尤其是在跨境交易中。”

Stellar Development Foundation CEO Denelle Dixon highlighted the practical implications of this collaboration.

Stellar Development Foundation首席执行官Denelle Dixon强调了这项合作的实际意义。

“Our mission is to provide fast, low-cost global payments. PYUSD on Stellar brings stablecoins to the masses—making them accessible tools for merchants, individuals, and small businesses, particularly in emerging markets.”

“我们的任务是提供快速，低成本的全球付款。恒星的Pyusd为大众带来了稳定的股份，为商人，个人和小型企业，尤其是新兴市场中的商人提供了可访问的工具。”

In addition to enabling payments and remittances, the integration aims to support financing through an emerging model called “Payment Financing” (PayFi). The innovation will allow small and middle-sized companies to receive individual working capital, in the form of PYUSD, immediately to finance operational requirements, including inventory financing and supplier payments, and have it settled in real time on the Stellar blockchain.

除了启用付款和汇款外，该集成旨在通过称为“付款融资”（Payfi）的新兴模式来支持融资。这项创新将使中小型公司立即以Pyusd的形式获得个人营运资金，以资助运营要求，包括库存融资和供应商付款，并在出色的区块链上实时解决。

PYUSD is a stablecoin issued by a regulated financial institution, Paxos Trust Company, licensed by NYDFS to engage in virtual currency activity. This integration to Stellar is part of the digital finance evolution that PayPal has been dedicated to since long, aiming at developing inclusive financial opportunities globally.

Pyusd是由受管制金融机构Paxos Trust Company发行的Stablecoin，由NYDFS许可从事虚拟货币活动。对恒星的这种融合是贝宝（Paypal）从长期以来一直致力于的数字金融发展的一部分，旨在在全球范围内发展包容性的财务机会。