PayPal點擊以付款為重點的區塊鏈，以擴展其Pyusd Stablecoin

PayPal宣布將其以美元計價的Stablecoin，PayPal USD（PYUSD）擴展到出色的區塊鏈。

PayPal is expanding its dollar-denominated stablecoin, PayPal USD (PYUSD), to the Stellar blockchain, marking the first time PYUSD will be used on a network other than its native Ethereum chain. The partnership will see the Stellar Development Foundation integrate PayPal USD on the Stellar network in the coming months.

貝寶（Paypal）將其以美元計價的穩定股（Paypal USD（Payusd）（Pyusd））擴展到出色的區塊鏈，標誌著Pyusd首次將在其本機以太坊鏈以外的其他網絡上使用。該合作夥伴關係將使Stellar Development Foundation在未來幾個月內將PayPal USD整合在Stellar網絡上。

The partnership combines the strengths of two fintech leaders, aligning PayPal’s vast experience in digital payments with Stellar’s cutting-edge blockchain technology, which is specifically designed for rapid and efficient transactions. This collaboration unlocks new possibilities for both organizations and aims to introduce new use cases for PYUSD while significantly boosting the Stellar ecosystem.

該合作夥伴關係結合了兩位金融科技領導者的優勢，將PayPal在數字支付中的豐富經驗與Stellar的尖端區塊鏈技術保持一致，該技術是專門為快速有效的交易而設計的。這項合作旨在為這兩個組織提供新的可能性，並旨在為Pyusd引入新的用例，同時顯著增強出色的生態系統。

Why Stellar? A Network Built for Payments

為什麼要出色？建立用於付款的網絡

PayPal’s choice to expand to Stellar is a strategic one. While PYUSD was initially launched on Ethereum, a hub for decentralized finance (DeFi) activity, the network’s high transaction fees and slower settlement times can be a barrier for everyday payments and remittances. Stellar, however, was designed from the ground up to solve these issues. It boasts nearly instant transaction settlements (around 5 seconds) and incredibly low costs, with fees typically less than a fraction of a cent.

貝寶（Paypal）選擇擴展到Stellar是一項戰略意義。儘管PYUSD最初是在以太坊（Ethereum）上推出的，即分散融資（DEFI）活動的樞紐，但該網絡的高交易費用和較慢的和解時間可能是日常付款和匯款的障礙。但是，Stellar是從頭開始設計的，以解決這些問題。它擁有幾乎即時的交易和解（約5秒鐘）和令人難以置信的低成本，費用通常小於一分錢。

This efficiency makes Stellar an ideal “rail” for the types of transactions PayPal aims to facilitate. The network is already a trusted platform for tokenizing real-world assets and is used by various financial institutions and fintech companies for cross-border payments. By bringing PYUSD to Stellar, PayPal can leverage this established infrastructure to offer its users a more cost-effective and faster payment experience.

這種效率使恆星成為PayPal旨在促進的交易類型的理想“鐵路”。該網絡已經是一個可信賴的現實資產的值得信賴的平台，並被各種金融機構和金融科技公司用於跨境支付。通過將PYUSD帶到Stellar，PayPal可以利用這一既定基礎設施為其用戶提供更具成本效益，更快的付款體驗。

The Focus: Expanding Use Cases for PYUSD

重點：擴大Pyusd的用例

The primary goal of this partnership is to enhance the real-world utility of both technologies. PayPal intends to integrate PYUSD on Stellar into its broader suite of services, especially for cross-border payments through its Xoom service.

該夥伴關係的主要目標是增强两種技術的現實效用。 PayPal打算將Pyusd上的Pyusd納入其更廣泛的服務套件，尤其是通過其Xoom服務跨境支付。

For millions of people who send money internationally, this partnership could be transformative. Traditional remittance channels are notoriously slow and expensive, with high intermediary fees. But by using PYUSD on Stellar, users can send funds that arrive nearly instantly at a fraction of the cost.

對於數百萬在國際上匯款的人來說，這種夥伴關係可能具有變革性。眾所周知，傳統的匯款渠道緩慢而昂貴，中介費高。但是，通過在Stellar上使用Pyusd，用戶可以寄出幾乎立即到達成本的資金。

Beyond remittances, the collaboration aims to facilitate everyday digital payments and micropayments. The low-fee environment of Stellar makes it economically feasible to send small amounts of money, paving the way for new possibilities in content creation, online services, and integration with developers building on the Stellar network. PYUSD on Stellar will provide a stable, reliable digital dollar that can power these transactions seamlessly.

除了匯款之外，該協作旨在促進日常的數字付款和微付款。恆星的低收費環境使在經濟上可行，可以向少量資金發送少量資金，為內容創建，在線服務的新可能性鋪平道路，並與Stellar網絡上建立的開發人員集成。 Stellar上的Pyusd將提供穩定，可靠的數字美元，可以無縫為這些交易提供動力。

A Significant Milestone for Stellar, A New Chapter for PYUSD

恆星的重要里程碑，Pyusd的新篇章

The benefits of this partnership are significant for both organizations. For the Stellar Development Foundation, this integration is a pivotal moment. Having PayPal, one of the world’s most recognized fintech brands, select its network for a flagship product like PYUSD brings an unparalleled level of credibility and is likely to attract a new wave of developers, businesses, and institutional partners to the ecosystem. It solidifies Stellar’s position as a leading blockchain for payments.

這種合作夥伴關係的好處對兩個組織都有意義。對於恆星發展基金會，這種整合是一個關鍵的時刻。擁有貝寶（PayPal）是世界上最知名的金融科技品牌之一，為像Pyusd這樣的旗艦產品選擇其網絡可帶來無與倫比的信譽水平，並且很可能會吸引新的開發人員，企業和機構合作夥伴的新潮。它鞏固了Stellar作為付款領先區塊鏈的地位。

For PayPal, this move is crucial for PYUSD’s growth and adoption. It diversifies the stablecoin’s utility beyond the speculative and DeFi-heavy environment of Ethereum and positions it as a core component of a global payment network. By focusing on the payments vertical, PayPal is creating a distinct identity for PYUSD in a competitive stablecoin market, leveraging its trusted brand to drive adoption in real-world applications.

對於PayPal來說，此舉對於Pyusd的增長和採用至關重要。它使STABLECOIN的實用程序多於以太坊的投機性和較重的環境，並將其定位為全球支付網絡的核心組成部分。通過關注垂直支付的付款，PayPal在競爭性的Stablecoin市場中為PYUSD創造了獨特的身份，利用其可信賴的品牌推動在現實世界中的應用中採用。

This partnership marks a new chapter for both organizations as they join forces to push the boundaries of financial technology and unlock new possibilities for the future of finance.

這種夥伴關係標誌著兩個組織的新篇章，他們聯手推動金融技術的界限並為未來的未來開闢了新的可能性。