PayPal的Pyusd Stablecoin清除了SEC考試，為加密擴展鋪平了道路

SEC於2025年4月30日敲定了對貝寶（Paypal）的Pyusd，這是與美元聯繫的Stablecoin，但沒有採取任何措施，促進了Paypal在加密貨幣領域的目標。

The Securities and Exchange Commission (SEC) has concluded its examination of PayPal's (NASDAQ:PAYL) USD-linked stablecoin, PYUSD, without taking any action, advancing PayPal's agenda in the crypto space.

美國證券交易委員會（SEC）已經結束了對PayPal（NASDAQ：PAYL）與USD鏈接的Stablecoin Pyusd的檢查，沒有採取任何措施，在加密貨幣領域推進了Paypal的議程。

The SEC's inquiry into PYUSD began in November 2023 and was announced by PayPal in a recent filing. The regulator started the investigation through a formal court order.

SEC對PYUSD的調查始於2023年11月，由Paypal在最近的一份文件中宣布。監管機構通過正式法院命令開始調查。

Over the past year, the SEC has been scrutinizing stablecoins, raising concerns over their structure and potential risks. However, the SEC's decision not to take any action against PYUSD may indicate a shift in the regulator's stance on these digital currencies.

在過去的一年中，SEC一直在仔細檢查穩定劑，引起了人們對其結構和潛在風險的擔憂。但是，SEC決定不對PYUSD採取任何行動的決定可能表明監管機構對這些數字貨幣的立場發生了變化。

PYUSD is designed to closely mirror the value of the U.S. dollar, aiming for a 1:1 conversion. It is backed by U.S. dollar deposits, short-term U.S. Treasuries, and other comparable cash equivalents held by Paxos Trust Company, which issues the stablecoin.

Pyusd旨在密切反映美元的價值，旨在進行1：1轉換。它得到了美元存款，美國短期紀念品以及Paxos Trust Company持有的其他可比現金等價公司的支持，該公司發行了StableCoin。

Earlier this year, PYUSD saw its circulating supply increase by 75% since the beginning of the year, while the stablecoin is also picking up speed.

自今年年初以來，今年早些時候，Pyusd的循環供應量增加了75％，而Stablecoin也正在迅速提高速度。

In April, PYUSD integration with Coinbase (NASDAQ:COIN) was announced. As part of the collaboration, Coinbase users will be able to trade PYUSD without any fees, buy, and sell the stablecoin at a 1:1 ratio with the U.S. dollar.

4月，宣布了與Coinbase（NASDAQ：COIN）的Pyusd集成。作為合作的一部分，Coinbase用戶將能夠以1：1的比例以1：1的比率購買和出售Stablecoin，並以美元為單位。

Moreover, PayPal announced a 3.7% annual dividend for U.S. users who hold PYUSD. This yield program aims to attract users by paying yields on their stablecoin holdings, a practice not commonly seen with other stablecoins.

此外，PayPal宣佈為持有Pyusd的美國用戶的年度股息3.7％。該收益率計劃旨在通過支付其穩定股權的收益率來吸引用戶，而這種做法通常與其他穩定者相關。

The SEC's decision aligns with the broader trend of placing less regulatory pressure on companies dealing in cryptocurrencies. In the wake of the recent government shutdown, there are concerns that the SEC's actions could slow down the pace of innovation in the crypto industry.

SEC的決定與對加密貨幣的公司施加較小的監管壓力的更廣泛趨勢相吻合。在政府最近關閉之後，人們擔心SEC的行動可能會降低加密行業的創新速度。

The Biden administration's policies have been described as more tolerant towards the digital asset arena, encouraging an environment conducive to innovation. With the SEC's examination of PYUSD now closed without any action taken, investor confidence in the PYUSD currency pair is likely to increase as regulations become clearer.

拜登政府的政策被描述為對數字資產領域的寬容，鼓勵有利於創新的環境。隨著SEC對PYUSD的檢查現已關閉而沒有採取任何行動，隨著法規變得更加清晰，投資者對Pyusd貨幣對的信心可能會增加。

As PayPal continues to offer more partnerships and incentives to drive broader adoption, the stablecoin could play a more significant role in the ecosystem of digital payments.

隨著貝寶（Paypal）繼續提供更多的合作夥伴關係和激勵措施，以推動更廣泛的採用，穩定者可能在數字支付生態系統中發揮更重要的作用。