PayPal的Pyusd Stablecoin清除了SEC考试，为加密扩展铺平了道路

SEC于2025年4月30日敲定了对贝宝（Paypal）的Pyusd，这是与美元联系的Stablecoin，但没有采取任何措施，促进了Paypal在加密货币领域的目标。

The Securities and Exchange Commission (SEC) has concluded its examination of PayPal's (NASDAQ:PAYL) USD-linked stablecoin, PYUSD, without taking any action, advancing PayPal's agenda in the crypto space.

美国证券交易委员会（SEC）已经结束了对PayPal（NASDAQ：PAYL）与USD链接的Stablecoin Pyusd的检查，没有采取任何措施，在加密货币领域推进了Paypal的议程。

The SEC's inquiry into PYUSD began in November 2023 and was announced by PayPal in a recent filing. The regulator started the investigation through a formal court order.

SEC对PYUSD的调查始于2023年11月，由Paypal在最近的一份文件中宣布。监管机构通过正式法院命令开始调查。

Over the past year, the SEC has been scrutinizing stablecoins, raising concerns over their structure and potential risks. However, the SEC's decision not to take any action against PYUSD may indicate a shift in the regulator's stance on these digital currencies.

在过去的一年中，SEC一直在仔细检查稳定剂，引起了人们对其结构和潜在风险的担忧。但是，SEC决定不对PYUSD采取任何行动的决定可能表明监管机构对这些数字货币的立场发生了变化。

PYUSD is designed to closely mirror the value of the U.S. dollar, aiming for a 1:1 conversion. It is backed by U.S. dollar deposits, short-term U.S. Treasuries, and other comparable cash equivalents held by Paxos Trust Company, which issues the stablecoin.

Pyusd旨在密切反映美元的价值，旨在进行1：1转换。它得到了美元存款，美国短期纪念品以及Paxos Trust Company持有的其他可比现金等价公司的支持，该公司发行了StableCoin。

Earlier this year, PYUSD saw its circulating supply increase by 75% since the beginning of the year, while the stablecoin is also picking up speed.

自今年年初以来，今年早些时候，Pyusd的循环供应量增加了75％，而Stablecoin也正在迅速提高速度。

In April, PYUSD integration with Coinbase (NASDAQ:COIN) was announced. As part of the collaboration, Coinbase users will be able to trade PYUSD without any fees, buy, and sell the stablecoin at a 1:1 ratio with the U.S. dollar.

4月，宣布了与Coinbase（NASDAQ：COIN）的Pyusd集成。作为合作的一部分，Coinbase用户将能够以1：1的比例以1：1的比率购买和出售Stablecoin，并以美元为单位。

Moreover, PayPal announced a 3.7% annual dividend for U.S. users who hold PYUSD. This yield program aims to attract users by paying yields on their stablecoin holdings, a practice not commonly seen with other stablecoins.

此外，PayPal宣布为持有Pyusd的美国用户的年度股息3.7％。该收益率计划旨在通过支付其稳定股权的收益率来吸引用户，而这种做法通常与其他稳定者相关。

The SEC's decision aligns with the broader trend of placing less regulatory pressure on companies dealing in cryptocurrencies. In the wake of the recent government shutdown, there are concerns that the SEC's actions could slow down the pace of innovation in the crypto industry.

SEC的决定与对加密货币的公司施加较小的监管压力的更广泛趋势相吻合。在政府最近关闭之后，人们担心SEC的行动可能会降低加密行业的创新速度。

The Biden administration's policies have been described as more tolerant towards the digital asset arena, encouraging an environment conducive to innovation. With the SEC's examination of PYUSD now closed without any action taken, investor confidence in the PYUSD currency pair is likely to increase as regulations become clearer.

拜登政府的政策被描述为对数字资产领域的宽容，鼓励有利于创新的环境。随着SEC对PYUSD的检查现已关闭而没有采取任何行动，随着法规变得更加清晰，投资者对Pyusd货币对的信心可能会增加。

As PayPal continues to offer more partnerships and incentives to drive broader adoption, the stablecoin could play a more significant role in the ecosystem of digital payments.

随着贝宝（Paypal）继续提供更多的合作伙伴关系和激励措施，以推动更广泛的采用，稳定者可能在数字支付生态系统中发挥更重要的作用。