今天，PayPal宣布了計劃在Stellar區塊鏈上推出其Pyusd Stablecoin的計劃，這是一個專門為付款設計的網絡，尤其是跨境。
PayPal’s stablecoin PYUSD could be expanding to the Stellar network, specifically designed for payments, especially cross-border, according to a report by Stellar. This is subject to receiving regulatory approval from the New York Department of Financial Services (NYDFS).
根據Stellar的一份報告，PayPal的Stablecoin Pyusd可能正在擴展到Stellar網絡，專門為付款而設計，尤其是跨境。這需要獲得紐約金融服務部（NYDFS）的監管部門批准。
The stablecoin, already available on Ethereum and Solana with a market capitalization just shy of a billion dollars and one of the wallets having a balance of more than $300 million (either Paxos's or more likely the cumulative PYUSD tokens held within PayPal wallets), is also being used outside the PayPal wallet for DeFi and other use cases.
該穩定的人已經在以太坊和索拉納（Ethereum）和索拉納（Solana）上使用，其市值僅少於十億美元，其中一個錢包的平衡金額超過3億美元（Paxos's或更可能是PayPal錢包中累積的Pyusd代幣），也正在用於DEFI WALLET外部的Paypal Wallet中，用於DEFI和其他用例和其他使用情況。
This expansion to Stellar makes strategic sense given the network’s existing infrastructure. For cross border payments Stellar already has a strong network for on and off-ramps. Plus, PayPal highlighted that Stellar supports certain financing and business loan applications which could benefit users.
鑑於網絡現有的基礎架構，對恆星的擴展具有戰略意義。對於跨境付款，恆星已經在坡道上擁有強大的網絡。另外，PayPal強調說，Stellar支持某些可以使用戶受益的融資和企業貸款申請。
"We are thrilled to welcome PYUSD to the Stellar network," said Stellar Development Foundation CEO Denelle Dixon. "By bringing PYUSD to 170+ countries, we’re transforming stablecoins into practical financial tools that millions of everyday users and merchants can actually use. Together, we are bringing stable digital currency to small businesses and individuals in emerging markets over the globe."
Stellar Development Foundation首席執行官Denelle Dixon說：“我們很高興歡迎Pyusd進入Stellar網絡。” “通過將PYUSD帶到170多個國家 /地區，我們將Stablecoins轉變為實用的財務工具，實際上可以使用數百萬的日常用戶和商人。一起，我們將穩定的數字貨幣帶給了全球新興市場的小型企業和個人。”
This NYDFS approval requirement stems from PayPal’s regulatory approach. By opting to partner with Paxos, a New York regulated trust company, it is more tightly regulated compared to stablecoin issuers such as Circle that have a virtual currency and money transmitter license. Hence, it needs to get approval for each new blockchain. To our knowledge, NYDFS has only approved Ethereum and Solana to date for trust-based stablecoins. It added Solana at the end of 2023.
這項NYDF的批准要求源於PayPal的監管方法。通過選擇與紐約受監管的信託公司Paxos合作，與具有虛擬貨幣和貨幣發射機許可證的Circle這樣的發行人（例如Circle）相比，它受到了更嚴格的監管。因此，它需要獲得每個新區塊鏈的批准。據我們所知，NYDFS僅批准以太坊和Solana的迄今為止，基於信任的Stablecoins。它在2023年底添加了Solana。
