今天，PayPal宣布了计划在Stellar区块链上推出其Pyusd Stablecoin的计划，这是一个专门为付款设计的网络，尤其是跨境。
PayPal’s stablecoin PYUSD could be expanding to the Stellar network, specifically designed for payments, especially cross-border, according to a report by Stellar. This is subject to receiving regulatory approval from the New York Department of Financial Services (NYDFS).
根据Stellar的一份报告，PayPal的Stablecoin Pyusd可能正在扩展到Stellar网络，专门为付款而设计，尤其是跨境。这需要获得纽约金融服务部（NYDFS）的监管部门批准。
The stablecoin, already available on Ethereum and Solana with a market capitalization just shy of a billion dollars and one of the wallets having a balance of more than $300 million (either Paxos's or more likely the cumulative PYUSD tokens held within PayPal wallets), is also being used outside the PayPal wallet for DeFi and other use cases.
该稳定的人已经在以太坊和索拉纳（Ethereum）和索拉纳（Solana）上使用，其市值仅少于十亿美元，其中一个钱包的平衡金额超过3亿美元（Paxos's或更可能是PayPal钱包中累积的Pyusd代币），也正在用于DEFI WALLET外部的Paypal Wallet中，用于DEFI和其他用例和其他使用情况。
This expansion to Stellar makes strategic sense given the network’s existing infrastructure. For cross border payments Stellar already has a strong network for on and off-ramps. Plus, PayPal highlighted that Stellar supports certain financing and business loan applications which could benefit users.
鉴于网络现有的基础架构，对恒星的扩展具有战略意义。对于跨境付款，恒星已经在坡道上拥有强大的网络。另外，PayPal强调说，Stellar支持某些可以使用户受益的融资和企业贷款申请。
"We are thrilled to welcome PYUSD to the Stellar network," said Stellar Development Foundation CEO Denelle Dixon. "By bringing PYUSD to 170+ countries, we’re transforming stablecoins into practical financial tools that millions of everyday users and merchants can actually use. Together, we are bringing stable digital currency to small businesses and individuals in emerging markets over the globe."
Stellar Development Foundation首席执行官Denelle Dixon说：“我们很高兴欢迎Pyusd进入Stellar网络。” “通过将PYUSD带到170多个国家 /地区，我们将Stablecoins转变为实用的财务工具，实际上可以使用数百万的日常用户和商人。一起，我们将稳定的数字货币带给了全球新兴市场的小型企业和个人。”
This NYDFS approval requirement stems from PayPal’s regulatory approach. By opting to partner with Paxos, a New York regulated trust company, it is more tightly regulated compared to stablecoin issuers such as Circle that have a virtual currency and money transmitter license. Hence, it needs to get approval for each new blockchain. To our knowledge, NYDFS has only approved Ethereum and Solana to date for trust-based stablecoins. It added Solana at the end of 2023.
这项NYDF的批准要求源于PayPal的监管方法。通过选择与纽约受监管的信托公司Paxos合作，与具有虚拟货币和货币发射机许可证的Circle这样的发行人（例如Circle）相比，它受到了更严格的监管。因此，它需要获得每个新区块链的批准。据我们所知，NYDFS仅批准以太坊和Solana的迄今为止，基于信任的Stablecoins。它在2023年底添加了Solana。
