PayPal和Coinbase合作，使Pyusd更輕鬆，更有意義

該合作夥伴關係消除了Coinbase Pyusd的所有交易費用，並將很快為用戶提供3.7％的年收益率。

PayPal and Coinbase have joined forces to make PayPal's stablecoin easier and more rewarding to use.

PayPal和Coinbase聯合起來，使PayPal的Stablecoin更加輕鬆，更有意義。

This partnership, announced on Monday, will remove all trading fees for PYUSD on Coinbase and offer users a 3.7% annual yield on the stablecoin starting this summer.

該合作夥伴關係於週一宣布，將刪除Pyusd在Coinbase上的所有交易費用，並從今年夏天開始為用戶提供3.7％的年收益率。

The companies hope this initiative will encourage broader adoption of PYUSD for everyday payments and help it compete with larger stablecoins like Tether and Circle.

兩家公司希望這項計劃將鼓勵更廣泛地通過Pyusd進行日常付款，並幫助它與Tether和Circle等較大的Stablecoins競爭。

Coinbase users will now be able to buy, sell, and trade PYUSD without any fees. They can also exchange PYUSD for US dollars at a 1:1 rate directly on Coinbase, aiming to simplify cryptocurrency access for newcomers and institutional investors.

Coinbase用戶現在將能夠購買，出售和交易Pyusd，而無需任何費用。他們還可以直接在Coinbase上以1：1的價格將PYUSD以美元交換，旨在簡化新移民和機構投資者的加密貨幣訪問。

Starting this summer, individuals who keep PYUSD in their PayPal or Venmo wallets will earn a 3.7% reward each year. These rewards will accrue daily and be paid out monthly. Users can choose to spend these rewards, convert them to other currencies, or send them to friends.

從今年夏天開始，將Pyusd留在PayPal或Venmo錢包中的個人每年將獲得3.7％的獎勵。這些獎勵每天都會產生並每月支付。用戶可以選擇花費這些獎勵，將其轉換為其他貨幣或將其發送給朋友。

"We are demonstrating our commitment to an innovative, commerce-ready ecosystem by enabling [PYUSD] for cross-border transfers, vendor payments, and future use cases like payouts and bill pay," said Alex Chriss, PayPal's President and CEO.

PayPal總裁兼首席執行官Alex Chriss表示：“我們正在通過啟用[Pyusd]進行跨境轉讓，供應商付款以及未來的用例（例如支出和賬單薪水）來證明我們對創新的，商業準備就緒的生態系統的承諾。”

Highlighting Coinbase's interest in engaging PayPal's large user base, Brian Armstrong, Coinbase CEO, expressed enthusiasm for the partnership.

強調了Coinbase有興趣吸引PayPal的大型用戶群，Coinbase首席執行官Brian Armstrong表示對合作夥伴關係的熱情。

"[PayPal's] more than 430 million consumer and merchant accounts offer an unprecedented opportunity to increase stablecoin adoption globally," stated Armstrong in the joint press release.

阿姆斯特朗在聯合新聞稿中說：“貝寶（Paypal）的超過4.3億個消費者和商家帳戶為全球增加了穩定的股份採用提供了前所未有的機會。”

PYUSD currently has a market value of $860 million, significantly smaller than market leaders Tether's USDT, which stands at $146 billion, and Circle's USDC, valued at $62 billion. This partnership aims to close this gap as the stablecoin market continues to grow, with Standard Chartered projecting it will reach $2 trillion by 2028.

Pyusd目前的市場價值為8.6億美元，明顯小於市場領導者Tether的USDT，該公司的價格為1460億美元，Circle的USDC價值620億美元。隨著Stablecoin市場的不斷增長，該合作夥伴關係旨在縮小這一差距，標準特許預測到2028年將達到2萬億美元。

The companies will also explore using PYUSD in decentralized finance and other blockchain systems. This expansion comes as Congress is working on new regulations for stablecoins, which are expected later this year.

這些公司還將在分散的金融和其他區塊鏈系統中使用PYUSD探索。這一擴展是因為國會正在製定新法規針對Stablecoins，這預計今年晚些時候。

Financial markets responded positively to the news. PayPal's stock price rose 3.7% over the past week, outperforming the tech-heavy Nasdaq Composite's 2.3% gain during the same period.

金融市場對新聞做出了積極回應。貝寶（Paypal）的股價在過去一周中上漲了3.7％，在同一時期，納斯達克復合材料的增長幅度超過了2.3％。

In response to growing competition, market leader Tether is reportedly planning to issue a stablecoin specifically designed for US users.

據報導，為了應對不斷增長的競爭，據報導，市場領導者計劃發布專門為美國用戶設計的Stablecoin。

Stablecoins have become increasingly popular for international payments due to their speed and low cost compared to traditional banking transactions. The PayPal-Coinbase alliance represents a strategic move to gain market share in an increasingly competitive landscape.

與傳統的銀行交易相比，由於其速度和低成本，Stablecoins越來越受到國際付款的歡迎。 PayPal-Coinbase聯盟代表了在競爭日益激烈的情況下獲得市場份額的戰略舉措。