PayPal和Coinbase合作，使Pyusd更轻松，更有意义

该合作伙伴关系消除了Coinbase Pyusd的所有交易费用，并将很快为用户提供3.7％的年收益率。

PayPal and Coinbase have joined forces to make PayPal's stablecoin easier and more rewarding to use.

PayPal和Coinbase联合起来，使PayPal的Stablecoin更加轻松，更有意义。

This partnership, announced on Monday, will remove all trading fees for PYUSD on Coinbase and offer users a 3.7% annual yield on the stablecoin starting this summer.

该合作伙伴关系于周一宣布，将删除Pyusd在Coinbase上的所有交易费用，并从今年夏天开始为用户提供3.7％的年收益率。

The companies hope this initiative will encourage broader adoption of PYUSD for everyday payments and help it compete with larger stablecoins like Tether and Circle.

两家公司希望这项计划将鼓励更广泛地通过Pyusd进行日常付款，并帮助它与Tether和Circle等较大的Stablecoins竞争。

Coinbase users will now be able to buy, sell, and trade PYUSD without any fees. They can also exchange PYUSD for US dollars at a 1:1 rate directly on Coinbase, aiming to simplify cryptocurrency access for newcomers and institutional investors.

Coinbase用户现在将能够购买，出售和交易Pyusd，而无需任何费用。他们还可以直接在Coinbase上以1：1的价格将PYUSD以美元交换，旨在简化新移民和机构投资者的加密货币访问。

Starting this summer, individuals who keep PYUSD in their PayPal or Venmo wallets will earn a 3.7% reward each year. These rewards will accrue daily and be paid out monthly. Users can choose to spend these rewards, convert them to other currencies, or send them to friends.

从今年夏天开始，将Pyusd留在PayPal或Venmo钱包中的个人每年将获得3.7％的奖励。这些奖励每天都会产生并每月支付。用户可以选择花费这些奖励，将其转换为其他货币或将其发送给朋友。

"We are demonstrating our commitment to an innovative, commerce-ready ecosystem by enabling [PYUSD] for cross-border transfers, vendor payments, and future use cases like payouts and bill pay," said Alex Chriss, PayPal's President and CEO.

PayPal总裁兼首席执行官Alex Chriss表示：“我们正在通过启用[Pyusd]进行跨境转让，供应商付款以及未来的用例（例如支出和账单薪水）来证明我们对创新的，商业准备就绪的生态系统的承诺。”

Highlighting Coinbase's interest in engaging PayPal's large user base, Brian Armstrong, Coinbase CEO, expressed enthusiasm for the partnership.

强调了Coinbase有兴趣吸引PayPal的大型用户群，Coinbase首席执行官Brian Armstrong表示对合作伙伴关系的热情。

"[PayPal's] more than 430 million consumer and merchant accounts offer an unprecedented opportunity to increase stablecoin adoption globally," stated Armstrong in the joint press release.

阿姆斯特朗在联合新闻稿中说：“贝宝（Paypal）的超过4.3亿个消费者和商家帐户为全球增加了稳定的股份采用提供了前所未有的机会。”

PYUSD currently has a market value of $860 million, significantly smaller than market leaders Tether's USDT, which stands at $146 billion, and Circle's USDC, valued at $62 billion. This partnership aims to close this gap as the stablecoin market continues to grow, with Standard Chartered projecting it will reach $2 trillion by 2028.

Pyusd目前的市场价值为8.6亿美元，明显小于市场领导者Tether的USDT，该公司的价格为1460亿美元，Circle的USDC价值620亿美元。随着Stablecoin市场的不断增长，该合作伙伴关系旨在缩小这一差距，标准特许预测到2028年将达到2万亿美元。

The companies will also explore using PYUSD in decentralized finance and other blockchain systems. This expansion comes as Congress is working on new regulations for stablecoins, which are expected later this year.

这些公司还将在分散的金融和其他区块链系统中使用PYUSD探索。这一扩展是因为国会正在制定新法规针对Stablecoins，这预计今年晚些时候。

Financial markets responded positively to the news. PayPal's stock price rose 3.7% over the past week, outperforming the tech-heavy Nasdaq Composite's 2.3% gain during the same period.

金融市场对新闻做出了积极回应。贝宝（Paypal）的股价在过去一周中上涨了3.7％，在同一时期，纳斯达克复合材料的增长幅度超过了2.3％。

In response to growing competition, market leader Tether is reportedly planning to issue a stablecoin specifically designed for US users.

据报道，为了应对不断增长的竞争，据报道，市场领导者计划发布专门为美国用户设计的Stablecoin。

Stablecoins have become increasingly popular for international payments due to their speed and low cost compared to traditional banking transactions. The PayPal-Coinbase alliance represents a strategic move to gain market share in an increasingly competitive landscape.

与传统的银行交易相比，由于其速度和低成本，Stablecoins越来越受到国际付款的欢迎。 PayPal-Coinbase联盟代表了在竞争日益激烈的情况下获得市场份额的战略举措。