PayPal今天宣布了計劃在Stellar Network上提供PayPal USD（PYUSD）Stablecoin的計劃

向數百萬用戶和商人擴展日常付款，匯款和“ Payfi”解決方案

PAYPAL PLANS TO ADD PAYPAL USD (PYUSD) ON THE STELLAR NETWORK, SUBJECT TO REGULATORY APPROVALby providing an integration with Stellar, a blockchain optimized for fast, low-cost payments and real-world utility, PayPal’s stablecoin may be able to reach millions of merchants and users in 170+ countries and expand the use case of blockchain technology.

PayPal計劃在恆星網絡上增加PayPal USD（PYUSD），但要獲得與Stellar的整合的監管批准，該區塊鏈優化了針對快速，低成本付款和現實世界實用程序的優化，Paypal的Stablecoin可能能夠在170個以上的國家 /地區的商人和用戶範圍內擴展到Bloveain Cays Cays and Blochains Cays Cays and blovain cays of Blochains cays after cays after cays after。

NEW YORK, June 11, 2025 /PRNewswire/ -- PayPal today announced plans to make the PayPal USD (PYUSD) stablecoin available on the Stellar network pending regulatory approval by the New York State Department of Financial Services (NYDFS)¹. Stellar is a blockchain designed for fast, low-cost payments and real-world utility. By potentially expanding to Stellar, PYUSD leverages the network's speed, low transaction costs, and ease of integration to enhance its utility for real-world payments, commerce, and micro-financing, offering an additional option to Ethereum and Solana.

紐約，2025年6月11日 /美通社 / - PayPal今天宣布了計劃在紐約州金融服務部（NYDFS）的恆星網絡上提供PayPal USD（PYUSD）Stablecoin的計劃。 Stellar是一個專為快速，低成本付款和現實世界實用程序而設計的區塊鏈。通過潛在地擴展到Stellar，Pyusd利用網絡的速度，低的交易成本和易於集成，以增強其用於現實付款，商業和微型融資的實用性，為以太坊和Solana提供了額外的選擇。

PYUSD on Stellar can be used for fast, affordable cross-border payments and expanded access to essential financial services while bridging the digital and physical world with a vast array of on and off ramps. Users may also benefit from improved daily payment options and financing solutions such as working capital and business loans - use cases already thriving on the Stellar network - ultimately enabling a more seamless flow of value across global markets.

Stellar上的Pyusd可用於快速，負擔得起的跨境支付，並擴大了對基本金融服務的訪問，同時用大量的On和Off Ramps彌合了數字和物理世界。用戶還可能受益於改進的每日支​​付選擇和融資解決方案，例如營運資金和業務貸款 - 已經在Stellar網絡上蓬勃發展的用例 - 最終使全球市場的價值更加無縫。

"For years, stablecoins have been deemed crypto's 'killer app' by combining the power of the blockchain with the stability of fiat currency. As we see cross border payments being a key area where digital currencies can provide real world value, working with Stellar will help advance the use of this technology and provide benefits for all users," said May Zabaneh, Vice President of the Blockchain, Cryptocurrency, and Digital Currency Group, PayPal.

"For years, stablecoins have been deemed crypto's 'killer app' by combining the power of the blockchain with the stability of fiat currency. As we see cross border payments being a key area where digital currencies can provide real world value, working with Stellar will help advance the use of this technology and provide benefits for all users," said May Zabaneh, Vice President of the Blockchain, Cryptocurrency, and Digital Currency Group, PayPal.

An expansion on Stellar would give PYUSD users access to its vast network of on and off ramps, providing additional access through digital wallets, and connected to local payment systems and cash networks. Access to extensive Stellar infrastructure will enhance how people can use PYUSD in their everyday financial activities, from payments to remittances to merchant services.

對出色的擴展將使PYUSD用戶訪問其龐大的On和Off Ramps網絡，通過數字錢包提供額外的訪問，並連接到本地支付系統和現金網絡。獲得廣泛的恆星基礎設施將增強人們如何在日常財務活動中使用Pyusd，從付款到匯款再到商戶服務。

"Stellar is the network for fast, low-cost, and trusted global payments at scale. By bringing PYUSD to 170+ countries, we're transforming stablecoins into practical financial tools that millions of everyday users and merchants can actually use," shared Denelle Dixon, Chief Executive Officer of Stellar Development Foundation. "Together, we are bringing stable digital currency to small businesses and individuals in emerging markets all over the globe."

“ Stellar是快速，低成本和值得信賴的全球支付的網絡。通過將Pyusd帶到170個國家，我們將StableCoins轉變為實用的財務工具，實際上可以使用數百萬日常用戶和商人，” Stellar Development Development Frompection Foundation的首席執行官Denelle Dixon共享。 “我們一起將穩定的數字貨幣帶給了全球新興市場的小型企業和個人。”

PYUSD on Stellar can also enhance liquidity and financing opportunities through Payment Financing or 'PayFi', an emerging innovation in digital finance. Small and medium-sized businesses that face delayed receivables or pre-funding requirements would be able to access new sources of real-time working capital, disbursed in PYUSD. This capital can be used to pay suppliers, manage inventory, or address other operational needs – with instant settlement on Stellar. Liquidity providers can fund these opportunities and earn potential, sustainable benefits from real-world economic activity.

恆星上的Pyusd還可以通過付款融資或“ Payfi”（一種新興的數字融資創新）來增強流動性和融資機會。面臨延遲應收款或預先資助要求的中小型企業將能夠訪問PYUSD支付的新實時營運資金來源。該資本可用於支付供應商，管理庫存或滿足其他運營需求 - 並在Stellar上立即解決。流動性提供者可以為這些機會提供資金，並從現實世界中的經濟活動中賺取潛在的可持續利益。

PYUSD on Stellar can drive efficient modernized money movement, cost transparency, and minimize settlement delays by unlocking better borderless financial flows.

出色的Pyusd可以通過解鎖更好的無邊界財務流量來推動有效的現代化貨幣運動，成本透明度，並最大程度地減少和解延遲。

IMPORTANT DISCLOSURES

重要的披露

This press release is for informational purposes only and is not intended as financial, investment or other advice. The use and exchange of digital assets, including stablecoins such as PYUSD, may involve complex risks, including but not limited to:

該新聞稿僅用於信息目的，不打算作為財務，投資或其他建議。數字資產的使用和交換，包括Pyusd等穩定幣，可能涉及復雜的風險，包括但不限於：

Any materially new product, service, or activity requires approval from the NYDFS. As of June 11, 2025, the NYDFS has not provided any such approval.

任何重大的新產品，服務或活動都需要NYDF的批准。截至2025年6月11日，NYDFS尚未提供任何此類批准。

About PayPal USD (PYUSD)PayPal USD is issued by Paxos Trust Company, a fully chartered limited purpose trust company. Paxos is licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services. Reserves for PayPal USD are fully backed by U.S. dollar deposits, U.S. Treasuries and similar cash equivalents, and PayPal USD can be bought or sold through PayPal and Venmo at a rate of $1.00 per PayPal USD.

關於PayPal USD（PYUSD）PayPal USD由Paxos Trust Company（一家包裹有限的有限目的信託公司）發行。 Paxos被許可由紐約州金融服務部從事虛擬貨幣業務活動。 PayPal USD的儲備由美元存款，美國國庫和類似現金等價物完全支持，並且PayPal USD可以通過Paypal和Venmo購買或出售，價格為每貝寶美元1.00美元。

PayPal, Inc. (NMLS ID #: 910457) is licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services.

PayPal，Inc。 （NMLS ID＃：910457）已獲得紐約州金融服務部從事虛擬貨幣業務活動的許可。

The Stellar NetworkThe Stellar network is a decentralized, fast, scalable, and uniquely sustainable blockchain built for financial products and services. It offers builders smart contracts functionality, and a protocol optimized for payments, with a design intended to keep fees low and to provide transaction speeds that can scale with increased adoption. Financial institutions and innovators worldwide issue assets and settle payments on the Stellar network, which has processed billions of operations with millions of accounts since the network was first launched.

恆星網絡恆星網絡是一個分散，快速，可擴展且獨特的可持續區塊鍊為金融產品和服務建造的。它為構建者提供了智能合約功能，並提供了針對付款優化的協議，其設計旨在使費用保持較低，並提供可以隨著採用率增加而擴展的交易速度。金融機構和創新者在全球範圍內發行資產，並在Stellar網絡上付款，該網絡已在該網絡首次啟動以來已經處理了數十億美元的運營。