PayPal今天宣布了计划在Stellar Network上提供PayPal USD（PYUSD）Stablecoin的计划

向数百万用户和商人扩展日常付款，汇款和“ Payfi”解决方案

PAYPAL PLANS TO ADD PAYPAL USD (PYUSD) ON THE STELLAR NETWORK, SUBJECT TO REGULATORY APPROVALby providing an integration with Stellar, a blockchain optimized for fast, low-cost payments and real-world utility, PayPal’s stablecoin may be able to reach millions of merchants and users in 170+ countries and expand the use case of blockchain technology.

PayPal计划在恒星网络上增加PayPal USD（PYUSD），但要获得与Stellar的整合的监管批准，该区块链优化了针对快速，低成本付款和现实世界实用程序的优化，Paypal的Stablecoin可能能够在170个以上的国家 /地区的商人和用户范围内扩展到Bloveain Cays Cays and Blochains Cays Cays and blovain cays of Blochains cays after cays after cays after。

NEW YORK, June 11, 2025 /PRNewswire/ -- PayPal today announced plans to make the PayPal USD (PYUSD) stablecoin available on the Stellar network pending regulatory approval by the New York State Department of Financial Services (NYDFS)¹. Stellar is a blockchain designed for fast, low-cost payments and real-world utility. By potentially expanding to Stellar, PYUSD leverages the network's speed, low transaction costs, and ease of integration to enhance its utility for real-world payments, commerce, and micro-financing, offering an additional option to Ethereum and Solana.

纽约，2025年6月11日 /美通社 / - PayPal今天宣布了计划在纽约州金融服务部（NYDFS）的恒星网络上提供PayPal USD（PYUSD）Stablecoin的计划。 Stellar是一个专为快速，低成本付款和现实世界实用程序而设计的区块链。通过潜在地扩展到Stellar，Pyusd利用网络的速度，低的交易成本和易于集成，以增强其用于现实付款，商业和微型融资的实用性，为以太坊和Solana提供了额外的选择。

PYUSD on Stellar can be used for fast, affordable cross-border payments and expanded access to essential financial services while bridging the digital and physical world with a vast array of on and off ramps. Users may also benefit from improved daily payment options and financing solutions such as working capital and business loans - use cases already thriving on the Stellar network - ultimately enabling a more seamless flow of value across global markets.

Stellar上的Pyusd可用于快速，负担得起的跨境支付，并扩大了对基本金融服务的访问，同时用大量的On和Off Ramps弥合了数字和物理世界。用户还可能受益于改进的每日支付选择和融资解决方案，例如营运资金和业务贷款 - 已经在Stellar网络上蓬勃发展的用例 - 最终使全球市场的价值更加无缝。

"For years, stablecoins have been deemed crypto's 'killer app' by combining the power of the blockchain with the stability of fiat currency. As we see cross border payments being a key area where digital currencies can provide real world value, working with Stellar will help advance the use of this technology and provide benefits for all users," said May Zabaneh, Vice President of the Blockchain, Cryptocurrency, and Digital Currency Group, PayPal.

"For years, stablecoins have been deemed crypto's 'killer app' by combining the power of the blockchain with the stability of fiat currency. As we see cross border payments being a key area where digital currencies can provide real world value, working with Stellar will help advance the use of this technology and provide benefits for all users," said May Zabaneh, Vice President of the Blockchain, Cryptocurrency, and Digital Currency Group, PayPal.

An expansion on Stellar would give PYUSD users access to its vast network of on and off ramps, providing additional access through digital wallets, and connected to local payment systems and cash networks. Access to extensive Stellar infrastructure will enhance how people can use PYUSD in their everyday financial activities, from payments to remittances to merchant services.

对出色的扩展将使PYUSD用户访问其庞大的On和Off Ramps网络，通过数字钱包提供额外的访问，并连接到本地支付系统和现金网络。获得广泛的恒星基础设施将增强人们如何在日常财务活动中使用Pyusd，从付款到汇款再到商户服务。

"Stellar is the network for fast, low-cost, and trusted global payments at scale. By bringing PYUSD to 170+ countries, we're transforming stablecoins into practical financial tools that millions of everyday users and merchants can actually use," shared Denelle Dixon, Chief Executive Officer of Stellar Development Foundation. "Together, we are bringing stable digital currency to small businesses and individuals in emerging markets all over the globe."

“ Stellar是快速，低成本和值得信赖的全球支付的网络。通过将Pyusd带到170个国家，我们将StableCoins转变为实用的财务工具，实际上可以使用数百万日常用户和商人，” Stellar Development Development Frompection Foundation的首席执行官Denelle Dixon共享。 “我们一起将稳定的数字货币带给了全球新兴市场的小型企业和个人。”

PYUSD on Stellar can also enhance liquidity and financing opportunities through Payment Financing or 'PayFi', an emerging innovation in digital finance. Small and medium-sized businesses that face delayed receivables or pre-funding requirements would be able to access new sources of real-time working capital, disbursed in PYUSD. This capital can be used to pay suppliers, manage inventory, or address other operational needs – with instant settlement on Stellar. Liquidity providers can fund these opportunities and earn potential, sustainable benefits from real-world economic activity.

恒星上的Pyusd还可以通过付款融资或“ Payfi”（一种新兴的数字融资创新）来增强流动性和融资机会。面临延迟应收款或预先资助要求的中小型企业将能够访问PYUSD支付的新实时营运资金来源。该资本可用于支付供应商，管理库存或满足其他运营需求 - 并在Stellar上立即解决。流动性提供者可以为这些机会提供资金，并从现实世界中的经济活动中赚取潜在的可持续利益。

PYUSD on Stellar can drive efficient modernized money movement, cost transparency, and minimize settlement delays by unlocking better borderless financial flows.

出色的Pyusd可以通过解锁更好的无边界财务流量来推动有效的现代化货币运动，成本透明度，并最大程度地减少和解延迟。

IMPORTANT DISCLOSURES

重要的披露

This press release is for informational purposes only and is not intended as financial, investment or other advice. The use and exchange of digital assets, including stablecoins such as PYUSD, may involve complex risks, including but not limited to:

该新闻稿仅用于信息目的，不打算作为财务，投资或其他建议。数字资产的使用和交换，包括Pyusd等稳定币，可能涉及复杂的风险，包括但不限于：

Any materially new product, service, or activity requires approval from the NYDFS. As of June 11, 2025, the NYDFS has not provided any such approval.

任何重大的新产品，服务或活动都需要NYDF的批准。截至2025年6月11日，NYDFS尚未提供任何此类批准。

About PayPal USD (PYUSD)PayPal USD is issued by Paxos Trust Company, a fully chartered limited purpose trust company. Paxos is licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services. Reserves for PayPal USD are fully backed by U.S. dollar deposits, U.S. Treasuries and similar cash equivalents, and PayPal USD can be bought or sold through PayPal and Venmo at a rate of $1.00 per PayPal USD.

关于PayPal USD（PYUSD）PayPal USD由Paxos Trust Company（一家包裹有限的有限目的信托公司）发行。 Paxos被许可由纽约州金融服务部从事虚拟货币业务活动。 PayPal USD的储备由美元存款，美国国库和类似现金等价物完全支持，并且PayPal USD可以通过Paypal和Venmo购买或出售，价格为每贝宝美元1.00美元。

PayPal, Inc. (NMLS ID #: 910457) is licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services.

PayPal，Inc。（NMLS ID＃：910457）已获得纽约州金融服务部从事虚拟货币业务活动的许可。

The Stellar NetworkThe Stellar network is a decentralized, fast, scalable, and uniquely sustainable blockchain built for financial products and services. It offers builders smart contracts functionality, and a protocol optimized for payments, with a design intended to keep fees low and to provide transaction speeds that can scale with increased adoption. Financial institutions and innovators worldwide issue assets and settle payments on the Stellar network, which has processed billions of operations with millions of accounts since the network was first launched.

恒星网络恒星网络是一个分散，快速，可扩展且独特的可持续区块链为金融产品和服务建造的。它为构建者提供了智能合约功能，并提供了针对付款优化的协议，其设计旨在使费用保持较低，并提供可以随着采用率增加而扩展的交易速度。金融机构和创新者在全球范围内发行资产，并在Stellar网络上付款，该网络已在该网络首次启动以来已经处理了数十亿美元的运营。