付款巨大條紋正在重新進入加密貨幣世界，這次是重點放在穩定的世界上

此舉標誌著Stripe如何設想國際付款的未來發生了重大轉變 - 更快，更便宜，更容易獲得。

Payments giant Stripe is venturing back into the crypto realm, this time with a strong emphasis on stablecoins. The company has announced that it will enable businesses to accept payments in USD Coin (USDC), opening new doors for global transactions.

Payments Giant Stripe正在重新進入加密貨幣領域，這次非常重視Stablecoins。該公司宣布，它將使企業接受美元硬幣（USDC）的付款，並為全球交易開放新的門。

Why Stripe is Betting on Stablecoins

為什麼Stripe投注穩定

Stripe’s journey with crypto has seen various stages. In 2014, it was among the first major companies to support Bitcoin payments, but by 2018, it pulled back, attributing it to volatility and inefficiency. Now, with the rise of stablecoins like USDC, which maintain a 1:1 peg with the US dollar, Stripe sees an opportunity to re-enter the crypto scene with a more reliable tool.

Stripe與加密貨幣的旅程已經看到了各個階段。 2014年，它是最早支持比特幣支付的主要公司之一，但到2018年，它退縮了，將其歸因於波動和效率低下。現在，隨著USDC（例如USDC）的穩定蛋白的興起，它以美元的價格保持了1：1釘，Stripe看到了一個機會，可以使用更可靠的工具重新進入加密貨幣場景。

Instead of dealing with price swings and high transaction costs, USDC offers a predictable, cost-effective alternative. Stripe has integrated USDC payments across three major blockchains: Ethereum, Solana, and Polygon. This allows businesses to accept stablecoin payments seamlessly, without having to worry about the technical complexities of crypto.

USDC沒有處理價格波動和高交易成本，而是提供了可預測的，具有成本效益的替代方案。 Stripe在三個主要區塊鏈上納入了USDC付款：以太坊，Solana和Polygon。這使企業可以無縫地接受Stablecoin付款，而不必擔心加密的技術複雜性。

Massive Early Adoption Across 70+ Countries

在70多個國家 /地區的大量提早採用

Stripe’s decision to embrace USDC payments seems to be paying off already. Within just 24 hours of launch, users from more than 70 countries had engaged with the new service. This rapid uptake highlights a global hunger for faster, simpler cross-border payment options, especially in regions where traditional banking can be slow, expensive, or unreliable.

Stripe承擔USDC付款的決定似乎已經在還清。在發布後僅24小時內，來自70多個國家 /地區的用戶就參與了新服務。這種快速的吸收強調了全球對更快，更簡單的跨境支付選擇的渴望，尤其是在傳統銀行業務可能會緩慢，昂貴或不可靠的地區。

Stripe’s system automatically converts USDC into fiat currency, specifically US dollars, so merchants don’t even have to handle or hold crypto themselves. This minimizes risk while keeping the benefits of fast crypto settlement times.

Stripe的系統會自動將USDC轉換為法定貨幣，尤其是美元，因此商家甚至不必自己處理或持有加密貨幣。這可以最大程度地減少風險，同時保持快速加密解決時間的好處。

The global reach is significant: Stripe’s move isn’t just aimed at markets like the US or Europe but at businesses and consumers in emerging economies who can now more easily participate in global commerce.

全球範圍很大：Stripe的舉動不僅針對美國或歐洲等市場，還針對新興經濟體的企業和消費者，這些經濟體現在可以更輕鬆地參與全球商業。

Lower Fees, Easy Refunds, and a Smoother Experience

較低的費用，簡單的退款和更流暢的體驗

One of the big wins for merchants is Stripe’s lower transaction fees for USDC payments. Stripe will charge just 1.5% for stablecoin transactions, compared to the 2.9% + 30¢ standard fee on credit card transactions. That difference can add up quickly for businesses operating on thin margins.

商人的最大勝利之一是Stripe的較低交易費用。 Stripe僅收取1.5％的Stablecoin交易，而信用卡交易的2.9％ + 30¢標準費用。這種差異可能會迅速加起來，因為企業的利潤率很小。

Customers will be able to use popular crypto wallets like MetaMask and Coinbase Wallet to make payments. In case of refunds, merchants can simply send USDC back to the customer’s wallet, making the entire transaction cycle simpler and faster than traditional bank-driven refunds.

客戶將能夠使用流行的加密錢包，例如MetAmask和Coinbase Wallet進行付款。如果退款，商家可以簡單地將USDC發送回客戶的錢包，這使整個交易週期比傳統的銀行驅動退款更簡單，更快。

By solving these operational headaches, Stripe is positioning USDC payments as a practical, mainstream solution rather than a niche crypto experiment.

通過解決這些操作頭痛，Stripe將USDC支付定位為實用的主流解決方案，而不是利基加密實驗。

A Growing Footprint in the Crypto Economy

加密經濟的佔地面積越來越大

Stripe’s crypto ambitions don’t end with stablecoin payments. Earlier this year, it deepened its partnership with Coinbase to allow seamless fiat-to-crypto transitions. Together, they are building an infrastructure where crypto and traditional finance can meet, and work smoothly together.

Stripe的加密志向並沒有以Stablecoin的付款結束。今年早些時候，它加深了與Coinbase的合作夥伴關係，以允許無縫的法定派對轉變。他們共同建立了一個基礎設施，加密貨幣和傳統金融可以滿足並順利進行。

In an era where financial access is increasingly global, Stripe’s move could be a big leap toward making stablecoins a part of everyday life, not just something reserved for crypto enthusiasts. With its focus on practicality and ease of use, Stripe is once again proving it’s ready to lead the way in the future of payments, only this time, with blockchain at its core.

在一個越來越全球化的時代，Stripe的舉動可能是使Stablecoins成為日常生活的一部分的重大飛躍，而不僅僅是為加密愛好者保留的東西。 Stripe重點關注實用性和易用性，再次證明它已經準備好在未來的付款中領先，只有這次，區塊鏈的核心。