付款巨大条纹正在重新进入加密货币世界，这次是重点放在稳定的世界上

此举标志着Stripe如何设想国际付款的未来发生了重大转变 - 更快，更便宜，更容易获得。

Payments giant Stripe is venturing back into the crypto realm, this time with a strong emphasis on stablecoins. The company has announced that it will enable businesses to accept payments in USD Coin (USDC), opening new doors for global transactions.

Payments Giant Stripe正在重新进入加密货币领域，这次非常重视Stablecoins。该公司宣布，它将使企业接受美元硬币（USDC）的付款，并为全球交易开放新的门。

Why Stripe is Betting on Stablecoins

为什么Stripe投注稳定

Stripe’s journey with crypto has seen various stages. In 2014, it was among the first major companies to support Bitcoin payments, but by 2018, it pulled back, attributing it to volatility and inefficiency. Now, with the rise of stablecoins like USDC, which maintain a 1:1 peg with the US dollar, Stripe sees an opportunity to re-enter the crypto scene with a more reliable tool.

Stripe与加密货币的旅程已经看到了各个阶段。 2014年，它是最早支持比特币支付的主要公司之一，但到2018年，它退缩了，将其归因于波动和效率低下。现在，随着USDC（例如USDC）的稳定蛋白的兴起，它以美元的价格保持了1：1钉，Stripe看到了一个机会，可以使用更可靠的工具重新进入加密货币场景。

Instead of dealing with price swings and high transaction costs, USDC offers a predictable, cost-effective alternative. Stripe has integrated USDC payments across three major blockchains: Ethereum, Solana, and Polygon. This allows businesses to accept stablecoin payments seamlessly, without having to worry about the technical complexities of crypto.

USDC没有处理价格波动和高交易成本，而是提供了可预测的，具有成本效益的替代方案。 Stripe在三个主要区块链上纳入了USDC付款：以太坊，Solana和Polygon。这使企业可以无缝地接受Stablecoin付款，而不必担心加密的技术复杂性。

Massive Early Adoption Across 70+ Countries

在70多个国家 /地区的大量提早采用

Stripe’s decision to embrace USDC payments seems to be paying off already. Within just 24 hours of launch, users from more than 70 countries had engaged with the new service. This rapid uptake highlights a global hunger for faster, simpler cross-border payment options, especially in regions where traditional banking can be slow, expensive, or unreliable.

Stripe承担USDC付款的决定似乎已经在还清。在发布后仅24小时内，来自70多个国家 /地区的用户就参与了新服务。这种快速的吸收强调了全球对更快，更简单的跨境支付选择的渴望，尤其是在传统银行业务可能会缓慢，昂贵或不可靠的地区。

Stripe’s system automatically converts USDC into fiat currency, specifically US dollars, so merchants don’t even have to handle or hold crypto themselves. This minimizes risk while keeping the benefits of fast crypto settlement times.

Stripe的系统会自动将USDC转换为法定货币，尤其是美元，因此商家甚至不必自己处理或持有加密货币。这可以最大程度地减少风险，同时保持快速加密解决时间的好处。

The global reach is significant: Stripe’s move isn’t just aimed at markets like the US or Europe but at businesses and consumers in emerging economies who can now more easily participate in global commerce.

全球范围很大：Stripe的举动不仅针对美国或欧洲等市场，还针对新兴经济体的企业和消费者，这些经济体现在可以更轻松地参与全球商业。

Lower Fees, Easy Refunds, and a Smoother Experience

较低的费用，简单的退款和更流畅的体验

One of the big wins for merchants is Stripe’s lower transaction fees for USDC payments. Stripe will charge just 1.5% for stablecoin transactions, compared to the 2.9% + 30¢ standard fee on credit card transactions. That difference can add up quickly for businesses operating on thin margins.

商人的最大胜利之一是Stripe的较低交易费用。 Stripe仅收取1.5％的Stablecoin交易，而信用卡交易的2.9％ + 30¢标准费用。这种差异可能会迅速加起来，因为企业的利润率很小。

Customers will be able to use popular crypto wallets like MetaMask and Coinbase Wallet to make payments. In case of refunds, merchants can simply send USDC back to the customer’s wallet, making the entire transaction cycle simpler and faster than traditional bank-driven refunds.

客户将能够使用流行的加密钱包，例如MetAmask和Coinbase Wallet进行付款。如果退款，商家可以简单地将USDC发送回客户的钱包，这使整个交易周期比传统的银行驱动退款更简单，更快。

By solving these operational headaches, Stripe is positioning USDC payments as a practical, mainstream solution rather than a niche crypto experiment.

通过解决这些操作头痛，Stripe将USDC支付定位为实用的主流解决方案，而不是利基加密实验。

A Growing Footprint in the Crypto Economy

加密经济的占地面积越来越大

Stripe’s crypto ambitions don’t end with stablecoin payments. Earlier this year, it deepened its partnership with Coinbase to allow seamless fiat-to-crypto transitions. Together, they are building an infrastructure where crypto and traditional finance can meet, and work smoothly together.

Stripe的加密志向并没有以Stablecoin的付款结束。今年早些时候，它加深了与Coinbase的合作伙伴关系，以允许无缝的法定派对转变。他们共同建立了一个基础设施，加密货币和传统金融可以满足并顺利进行。

In an era where financial access is increasingly global, Stripe’s move could be a big leap toward making stablecoins a part of everyday life, not just something reserved for crypto enthusiasts. With its focus on practicality and ease of use, Stripe is once again proving it’s ready to lead the way in the future of payments, only this time, with blockchain at its core.

在一个越来越全球化的时代，Stripe的举动可能是使Stablecoins成为日常生活的一部分的重大飞跃，而不仅仅是为加密爱好者保留的东西。 Stripe重点关注实用性和易用性，再次证明它已经准备好在未来的付款中领先，只有这次，区块链的核心。