PACT協議在APTOS網絡上啟動，將完全鏈貸款和證券基礎設施帶到高性能區塊鏈

從第一天開始，將超過1B的鍊鍊資產帶到Aptos。

NEW YORK, Feb. 20th, 2023, Chainwire

紐約，2023年2月20日，Chainwire

PACT Protocol has officially launched on the Aptos Network, bringing fully on-chain lending and securitization infrastructure for licensed lenders in emerging markets to the high-performance blockchain. This launch marks the entry of over $1 billion in on-chain assets onto Aptos and follows nine months of incubation and collaboration with the Aptos Foundation.

PACT協議已在APTOS網絡上正式啟動，為新興市場中有執照的貸方的鏈貸款和證券化基礎設施帶來了高性能區塊鏈。此次發布標誌著超過10億美元的鍊鍊資產進入了Aptos，並隨著9個月的孵化和與Aptos基金會的合作。

PACT enables lenders to originate, securitize, and service loans with greater efficiency, ensuring borrowers, originators, and institutional investors can operate in a transparent, efficient, and scalable financial environment. PACT is the first participant in Aptos Foundation’s incubation pilot, a program aimed at supporting and scaling high-impact blockchain projects. Aptos Labs provided strategic and technical consultation for the partnership.

PACT使貸方能夠以更高的效率來發起，證券化和服務貸款，以確保借款人，發起人和機構投資者可以在透明，高效且可擴展的財務環境中運營。 PACT是Aptos基金會孵化飛行員的第一位參與者，該計劃旨在支持和擴展高影響力區塊鏈項目。 Aptos Labs為合作夥伴關係提供了戰略和技術諮詢。

On-chain credit infrastructure is transforming global finance, particularly in emerging markets where traditional banking services remain out of reach for 85% of the world’s population. By launching on Aptos, PACT is expanding access to credit in underserved markets, making borrowing more affordable and inclusive globally.

鏈上信貸基礎設施正在改變全球金融，尤其是在傳統銀行服務在全球85％的人口中仍然無法觸及的新興市場中。通過在Aptos上啟動，PACT正在擴大服務不足的市場中獲得信貸的訪問，使借貸在全球範圍內更加負擔得起和包容。

“This partnership is expanding financial access to those who need it most– users who live in emerging markets across the globe,” said Ash Pampati, Head of Ecosystem, Aptos. “I’m thrilled to see the impact it will have on the Aptos ecosystem and beyond.”

Aptos生態系統負責人Ash Pampati說：“這種合作夥伴關係將財務訪問擴大到需要它的人 - 居住在全球新興市場的用戶。” “我很高興看到它將對Aptos生態系統及其他地區產生影響。”

“This is what real-world blockchain adoption looks like,” said Solomon Tesfaye, Head of Capital Markets at Aptos Labs, who provided strategic consultation for the partnership. “PACT’s integration with Aptos provides a transparent and scalable solution that reduces costs and expands credit opportunities for underserved communities worldwide.”

Aptos Labs資本市場負責人所羅門·特斯法伊（Solomon Tesfaye）說：“這就是現實世界中的區塊鏈採用的樣子。” “ PACT與Aptos的集成提供了一種透明且可擴展的解決方案，可降低成本並擴大全球服務不足社區的信用機會。”

PACT chose Aptos for the network’s institutional-grade infrastructure, scalability, and adoption in the financial sector. With support for native USDC and USDT, high-profile integrations, and the ability to process high transaction volumes with low fees, Aptos ensures seamless credit flows while maintaining security and reliability through its Move programming language. PACT Protocol utilizes BitGo for custody and compliance, the preferred security and operational backbone for more than 1,500 institutional clients in 50 countries.

PACT為網絡的機構級基礎設施，可擴展性和金融領域的採用選擇了APTO。在支持本地USDC和USDT，備受矚目的集成以及以低費用處理高交易量的能力的情況下，Aptos確保了無縫信用流，同時通過其移動編程語言保持安全性和可靠性。 PACT協議利用BITGO進行監護和合規，這是50個國家 /地區1,500多個機構客戶的首選安全和操作骨幹。

“PACT’s transition to Aptos unlocks greater efficiency, broader institutional adoption, and real-world financial impact,” said Joshua March, President of Pact Labs, the technology and infrastructure provider behind the PACT Protocol. “With Aptos, we’re driving new levels of scalability, security, and speed, fundamentally transforming how credit markets operate on-chain.”

PACT PACT協議背後的技術和基礎設施提供商PACT Labs總裁Joshua March說：“ PACT向Aptos的過渡釋放了更高的效率，更廣泛的機構採用以及現實的財務影響。” “借助APTO，我們正在推動新的可擴展性，安全性和速度的新水平，從根本上改變了信貸市場的運作方式。”

The PACT Protocol enables fintech lenders, institutional investors, and capital market participants to issue, manage, and securitize loans directly on-chain, reducing costs and expanding access to global credit markets. PACT has rapidly grown into one of the largest on-chain lending ecosystems, facilitating billions in loan originations while integrating with major financial institutions, stablecoin issuers, and DeFi platforms.

PACT協議使Fintech貸方，機構投資者和資本市場參與者能夠直接在鏈上發行，管理和證券化貸款，從而降低成本並擴大對全球信貸市場的訪問。 PACT已迅速發展成為最大的鏈貸款生態系統之一，促進了數十億美元的貸款來源，同時與主要的金融機構，Stablecoin發行人和Defi平台集成。

All existing PACT holders will have the opportunity to migrate their tokens to Aptos via an official 1:1 token bridge. The bridge will be available soon, with clear instructions provided. The total supply of PACT remains unchanged.

所有現有的協議持有人將有機會通過官方的1：1代幣橋將其令牌遷移到Aptos。該橋將很快提供，並提供明確的說明。條約的總供應保持不變。

While the Celo PACT token will continue to support ongoing initiatives, future governance, and ecosystem development will take place on Aptos as PACT transitions to its upgraded token. Community members are encouraged to participate in the migration to take full advantage of Aptos’ enhanced infrastructure, broader institutional adoption, and continued ecosystem growth.

儘管CELO PACT令牌將繼續支持正在進行的計劃，但隨著協議過渡到其升級的代幣，未來的治理和生態系統發展將在Aptos上進行。鼓勵社區成員參加移民，以充分利用Aptos的增強基礎設施，更廣泛的機構採用以及持續的生態系統增長。

For more information on PACT’s migration and how to participate, users can visit https://pact.foundation/

有關PACT遷移以及如何參與的更多信息，用戶可以訪問https://pact.foundation/

About Aptos Network

關於APTOS網絡

Aptos is a next-generation Layer 1 blockchain. Aptos’ breakthrough technology, scalable infrastructure, and user safeguards are designed to power the next generation of financial systems by offering unparalleled high throughput and low latency that can scale to billions of users.

APTO是下一代第1層區塊鏈。 Aptos的突破性技術，可擴展的基礎架構和用戶保障措施旨在通過提供無與倫比的高通量和低潛伏期來為下一代金融系統提供動力，從而擴展到數十億個用戶。

About Aptos Foundation

關於Aptos基金會

Aptos Foundation is dedicated to supporting the development of the Aptos protocol decentralized network and driving engagement with the Aptos ecosystem. By unlocking a blockchain with seamless usability, the Aptos Foundation aims to bring the benefits of decentralization to the masses.

Aptos基金會致力於支持Aptos協議分散網絡的開發並推動與Aptos生態系統的參與。通過解鎖具有無縫可用性的區塊鏈，Aptos基金會旨在將權力下放的好處帶給群眾。

About PACT Protocol

關於PACT協議

PACT Protocol is a permissioned smart contract platform that powers loan origination, payments, warehousing, and securitization fully on-chain. Designed to connect borrowers with global capital, the protocol provides a standardized and transparent lending framework while leveraging blockchain technology to streamline financial processes. Initial development was led by Pact Labs, which continues to support the ecosystem with tools like dashboards, APIs, and SDKs to simplify integration for originators.

PACT協議是一個許可的智能合同平台，為貸款起源，付款，倉儲和證券化的全部鍊子提供動力。該協議旨在將藉款人與全球資本聯繫起來，提供了標準化和透明的貸款框架，同時利用區塊鏈技術來簡化財務流程。最初的開發是由PACT Labs領導的，該實驗室繼續使用儀表板，API和SDK等工具來支持生態系統，以簡化為發起人的集成。