PACT协议在APTOS网络上启动，将完全链贷款和证券基础设施带到高性能区块链

从第一天开始，将超过1B的链链资产带到Aptos。

NEW YORK, Feb. 20th, 2023, Chainwire

纽约，2023年2月20日，Chainwire

PACT Protocol has officially launched on the Aptos Network, bringing fully on-chain lending and securitization infrastructure for licensed lenders in emerging markets to the high-performance blockchain. This launch marks the entry of over $1 billion in on-chain assets onto Aptos and follows nine months of incubation and collaboration with the Aptos Foundation.

PACT协议已在APTOS网络上正式启动，为新兴市场中有执照的贷方的链贷款和证券化基础设施带来了高性能区块链。此次发布标志着超过10亿美元的链链资产进入了Aptos，并随着9个月的孵化和与Aptos基金会的合作。

PACT enables lenders to originate, securitize, and service loans with greater efficiency, ensuring borrowers, originators, and institutional investors can operate in a transparent, efficient, and scalable financial environment. PACT is the first participant in Aptos Foundation’s incubation pilot, a program aimed at supporting and scaling high-impact blockchain projects. Aptos Labs provided strategic and technical consultation for the partnership.

PACT使贷方能够以更高的效率来发起，证券化和服务贷款，以确保借款人，发起人和机构投资者可以在透明，高效且可扩展的财务环境中运营。 PACT是Aptos基金会孵化飞行员的第一位参与者，该计划旨在支持和扩展高影响力区块链项目。 Aptos Labs为合作伙伴关系提供了战略和技术咨询。

On-chain credit infrastructure is transforming global finance, particularly in emerging markets where traditional banking services remain out of reach for 85% of the world’s population. By launching on Aptos, PACT is expanding access to credit in underserved markets, making borrowing more affordable and inclusive globally.

链上信贷基础设施正在改变全球金融，尤其是在传统银行服务在全球85％的人口中仍然无法触及的新兴市场中。通过在Aptos上启动，PACT正在扩大服务不足的市场中获得信贷的访问，使借贷在全球范围内更加负担得起和包容。

“This partnership is expanding financial access to those who need it most– users who live in emerging markets across the globe,” said Ash Pampati, Head of Ecosystem, Aptos. “I’m thrilled to see the impact it will have on the Aptos ecosystem and beyond.”

Aptos生态系统负责人Ash Pampati说：“这种合作伙伴关系将财务访问扩大到需要它的人 - 居住在全球新兴市场的用户。” “我很高兴看到它将对Aptos生态系统及其他地区产生影响。”

“This is what real-world blockchain adoption looks like,” said Solomon Tesfaye, Head of Capital Markets at Aptos Labs, who provided strategic consultation for the partnership. “PACT’s integration with Aptos provides a transparent and scalable solution that reduces costs and expands credit opportunities for underserved communities worldwide.”

Aptos Labs资本市场负责人所罗门·特斯法伊（Solomon Tesfaye）说：“这就是现实世界中的区块链采用的样子。” “ PACT与Aptos的集成提供了一种透明且可扩展的解决方案，可降低成本并扩大全球服务不足社区的信用机会。”

PACT chose Aptos for the network’s institutional-grade infrastructure, scalability, and adoption in the financial sector. With support for native USDC and USDT, high-profile integrations, and the ability to process high transaction volumes with low fees, Aptos ensures seamless credit flows while maintaining security and reliability through its Move programming language. PACT Protocol utilizes BitGo for custody and compliance, the preferred security and operational backbone for more than 1,500 institutional clients in 50 countries.

PACT为网络的机构级基础设施，可扩展性和金融领域的采用选择了APTO。在支持本地USDC和USDT，备受瞩目的集成以及以低费用处理高交易量的能力的情况下，Aptos确保了无缝信用流，同时通过其移动编程语言保持安全性和可靠性。 PACT协议利用BITGO进行监护和合规，这是50个国家 /地区1,500多个机构客户的首选安全和操作骨干。

“PACT’s transition to Aptos unlocks greater efficiency, broader institutional adoption, and real-world financial impact,” said Joshua March, President of Pact Labs, the technology and infrastructure provider behind the PACT Protocol. “With Aptos, we’re driving new levels of scalability, security, and speed, fundamentally transforming how credit markets operate on-chain.”

PACT PACT协议背后的技术和基础设施提供商PACT Labs总裁Joshua March说：“ PACT向Aptos的过渡释放了更高的效率，更广泛的机构采用以及现实的财务影响。” “借助APTO，我们正在推动新的可扩展性，安全性和速度的新水平，从根本上改变了信贷市场的运作方式。”

The PACT Protocol enables fintech lenders, institutional investors, and capital market participants to issue, manage, and securitize loans directly on-chain, reducing costs and expanding access to global credit markets. PACT has rapidly grown into one of the largest on-chain lending ecosystems, facilitating billions in loan originations while integrating with major financial institutions, stablecoin issuers, and DeFi platforms.

PACT协议使Fintech贷方，机构投资者和资本市场参与者能够直接在链上发行，管理和证券化贷款，从而降低成本并扩大对全球信贷市场的访问。 PACT已迅速发展成为最大的链贷款生态系统之一，促进了数十亿美元的贷款来源，同时与主要的金融机构，Stablecoin发行人和Defi平台集成。

All existing PACT holders will have the opportunity to migrate their tokens to Aptos via an official 1:1 token bridge. The bridge will be available soon, with clear instructions provided. The total supply of PACT remains unchanged.

所有现有的协议持有人将有机会通过官方的1：1代币桥将其令牌迁移到Aptos。该桥将很快提供，并提供明确的说明。条约的总供应保持不变。

While the Celo PACT token will continue to support ongoing initiatives, future governance, and ecosystem development will take place on Aptos as PACT transitions to its upgraded token. Community members are encouraged to participate in the migration to take full advantage of Aptos’ enhanced infrastructure, broader institutional adoption, and continued ecosystem growth.

尽管CELO PACT令牌将继续支持正在进行的计划，但随着协议过渡到其升级的代币，未来的治理和生态系统发展将在Aptos上进行。鼓励社区成员参加移民，以充分利用Aptos的增强基础设施，更广泛的机构采用以及持续的生态系统增长。

For more information on PACT’s migration and how to participate, users can visit https://pact.foundation/

有关PACT迁移以及如何参与的更多信息，用户可以访问https://pact.foundation/

About Aptos Network

关于APTOS网络

Aptos is a next-generation Layer 1 blockchain. Aptos’ breakthrough technology, scalable infrastructure, and user safeguards are designed to power the next generation of financial systems by offering unparalleled high throughput and low latency that can scale to billions of users.

APTO是下一代第1层区块链。 Aptos的突破性技术，可扩展的基础架构和用户保障措施旨在通过提供无与伦比的高通量和低潜伏期来为下一代金融系统提供动力，从而扩展到数十亿个用户。

About Aptos Foundation

关于Aptos基金会

Aptos Foundation is dedicated to supporting the development of the Aptos protocol decentralized network and driving engagement with the Aptos ecosystem. By unlocking a blockchain with seamless usability, the Aptos Foundation aims to bring the benefits of decentralization to the masses.

Aptos基金会致力于支持Aptos协议分散网络的开发并推动与Aptos生态系统的参与。通过解锁具有无缝可用性的区块链，Aptos基金会旨在将权力下放的好处带给群众。

About PACT Protocol

关于PACT协议

PACT Protocol is a permissioned smart contract platform that powers loan origination, payments, warehousing, and securitization fully on-chain. Designed to connect borrowers with global capital, the protocol provides a standardized and transparent lending framework while leveraging blockchain technology to streamline financial processes. Initial development was led by Pact Labs, which continues to support the ecosystem with tools like dashboards, APIs, and SDKs to simplify integration for originators.

PACT协议是一个许可的智能合同平台，为贷款起源，付款，仓储和证券化的全部链子提供动力。该协议旨在将借款人与全球资本联系起来，提供了标准化和透明的贷款框架，同时利用区块链技术来简化财务流程。最初的开发是由PACT Labs领导的，该实验室继续使用仪表板，API和SDK等工具来支持生态系统，以简化为发起人的集成。