多鏈自我託管：跨區塊鏈生態系統管理數位資產

多鏈自我託管是指在不依賴第三方託管機構的情況下跨多個區塊鏈生態系統管理數位資產的做法。

Multichain self-custody is a critical concept in the decentralized ecosystem, enabling users to manage digital assets across multiple blockchain networks without relying on third-party custodians. It combines the principles of self-custody, where users retain direct control over their cryptocurrency assets by possessing their private keys, and the ability to seamlessly interact with diverse blockchain ecosystems.

多鏈自我託管是去中心化生態系統中的關鍵概念，使用戶能夠在多個區塊鏈網路上管理數位資產，而無需依賴第三方託管人。它結合了自我託管的原則，即用戶透過擁有私鑰來保留對其加密貨幣資產的直接控制權，以及與不同區塊鏈生態系統無縫互動的能力。

By leveraging multichain wallets or decentralized tools, users can consolidate their asset management into a single interface, reducing the complexity associated with navigating multiple blockchain networks. This capability is particularly relevant in the context of decentralized finance (DeFi), non-fungible tokens (NFTs) and crosschain protocols, which require users to efficiently and securely manage assets across a variety of blockchain platforms.

透過利用多鏈錢包或去中心化工具，使用者可以將其資產管理整合到單一介面中，從而降低與導航多個區塊鏈網路相關的複雜性。這種功能在去中心化金融（DeFi）、不可替代代幣（NFT）和跨鏈協議的背景下尤其重要，這些協議要求用戶在各種區塊鏈平台上高效、安全地管理資產。

In contrast to self-custody, third-party custody involves a centralized entity, such as a cryptocurrency exchange or custodian, holding and managing a user’s private keys on their behalf. Private keys are critical to accessing and transferring cryptocurrencies, and in a self-custody setup, they are stored securely by the user in hardware wallets, software wallets or other secure methods. Examples of self-custody wallets include Ledger, Trezor and MetaMask, among others.

與自我託管相反，第三方託管涉及中心化實體，例如加密貨幣交易所或託管人，代表用戶持有和管理私鑰。私鑰對於存取和轉移加密貨幣至關重要，在自我託管設定中，私鑰由用戶安全地儲存在硬體錢包、軟體錢包或其他安全方法中。自我託管錢包的範例包括 Ledger、Trezor 和 MetaMask 等。

The distinction between self-custody and third-party custody is essential because it determines who has ultimate control over the assets. Self-custody eliminates counterparty risks, yet there are other risks. Around 3 million–4 million Bitcoin (BTC) has been lost due to forgotten private keys.

自我託管和第三方託管之間的區別至關重要，因為它決定了誰對資產擁有最終控制權。自我託管消除了交易對手風險，但也存在其他風險。由於忘記私鑰，大約 300 萬至 400 萬比特幣 (BTC) 遺失。

While self-custody eliminates risks associated with third-party mismanagement, it places the burden of securing private keys entirely on the user. Losing access to private keys results in the permanent loss of assets. Third-party custodians may impose restrictions or fees and can lack transparency regarding how assets are managed. Self-custody provides clarity and full autonomy in decision-making.

雖然自我託管消除了與第三方管理不善相關的風險，但它將保護私鑰的負擔完全交給了用戶。失去對私鑰的存取會導致資產永久丟失。第三方託管人可能會施加限製或收取費用，並且可能缺乏資產管理方式的透明度。自我監管提供了決策的清晰度和完全自主權。

The catastrophic collapses of the centralized exchanges FTX, Celsius and BlockFi in 2022 have heightened awareness of the risks inherent to third-party custody, driving more users toward self-custody solutions.

2022 年中心化交易所 FTX、Celsius 和 BlockFi 的災難性崩潰提高了人們對第三方託管固有風險的認識，促使更多用戶轉向自我託管解決方案。