千禧一代在2020年代中期採用矛頭加密貨幣

千禧一代是1981年至1996年之間出生的一代，對技術，經濟和金融市場產生了相當大的影響。

Millennials, the generation born between 1981 and 1996, are largely in their 30s and 40s now. This generation commands a considerable influence over technology, the economy, and the financial markets. Their adoption curve of cryptocurrency in the mid-2020s will undoubtedly shape its future.

千禧一代是1981年至1996年之間出生的一代，主要是他們的30多歲和40多歲。這一代人對技術，經濟和金融市場產生了相當大的影響。他們在2020年代中期的加密貨幣的採用曲線無疑將影響其未來。

A study conducted by FINRA concluded that Gen Z investors are most likely to have started by investing in crypto (44%) compared to individual stocks (32%) and mutual funds (21%). The same study also found that Gen Z reported a median of $1,000 invested in crypto, approximately one-fourth of their median total investment holdings of $4,000. A BNY Mellon survey separately found that the ‘Next Gens’ commit 5% of their average portfolio to crypto compared to just an average of 1% for North American family offices.

FINRA進行的一項研究得出的結論是，與單個股票（32％）和共同基金（21％）相比，Z世代投資者最有可能開始投資加密貨幣（44％）。同一項研究還發現，Z世代報告了對加密貨幣的1,000美元投資的中位數，約佔其中位數總投資持有量為4,000美元的四分之一。 BNY Mellon的一項調查單獨發現，“下一個Gens”將其平均投資組合的5％歸於加密貨幣，而北美家庭辦事處平均只有1％。

If decentralized digital assets are to find a permanent place in the public’s consciousness, Millennials can’t just participate – they must actively spearhead the movement.

如果分散的數字資產是在公眾意識中找到永久性的地位，那麼千禧一代就不能僅僅參與 - 他們必須積極地率領運動。

A report from MatrixPort estimates that 7.51% of the world’s population uses digital currencies and projects that this figure will surpass 8% in 2025. Key adoption drivers will include a more accommodative regulatory framework in the U.S., the involvement of BlackRock and other large financial firms, and the use of Bitcoin and other cryptocurrencies as inflation-resistant alternatives to government-issued fiat money.

Matrixport的一份報告估計，全球7.51％的人口使用數字貨幣和項目，該數字在2025年將超過8％。主要的採用司機將包括美國更具適應性的監管框架，以及使用比特幣和其他加密貨幣作為政府發行的菲亞特貨幣的抗通貨膨脹替代品。

Yet, it’s not just BlackRock’s backing of Bitcoin funds that will drive digital asset adoption in the back half of the decade. Young, open-minded participants must also fuel the movement, as millennials may be willing to venture into a variety of blockchain projects while old-school financial firms wait on the sidelines.

然而，不僅僅是貝萊德（Blackrock）對比特幣基金的支持，它將在十年後半段推動數字資產採用。年輕，開放的參與者也必須加劇這一運動，因為千禧一代可能願意冒險參加各種區塊鏈項目，而老式金融公司在場外等待。

Many altcoins are taking center stage for the Millennial population as more liquidity enters the market. Take the Tron crypto token as an example. Binance explains that the Tron network “aims to decentralize content-sharing and establish a framework through which future Web3 platforms will operate.” Certainly, young tech mavens are the movers and the shakers in the fast-moving world of content sharing and Web3 applications which makes sense why it’s this population that is adopting coins like Tron. This massive adoption of TRX has contributed to the recent increase in price from $0.1603 on November 9th to its all time high of $0.3972 on December 3, 2024. As of today, February 13, 2025, Tron’s price is $0.2390 according to Binance.

隨著更多的流動性進入市場，許多山寨幣正處於千禧一代的中心階段。以Tron加密代幣為例。 Binance解釋說，TRON網絡“旨在分散內容共享，並建立一個框架，通過該框架將來可以通過該框架運行。”當然，年輕的科技女主角是內容共享和Web3應用程序快速發展的世界中的推動者和搖動者，這很有意義，為什麼要採用Tron等硬幣的人群。 TRX的大規模採用促成了最近的價格從11月9日的0.1603美元上漲，至2024年12月3日的歷史最高額為0.3972。截至2025年2月13日，Tron的價格為0.2390美元。

This is where Millennials (and, in time, the teenagers and college students currently occupying Generation Z or the “Zoomer” generation) can spearhead the blockchain revolution. Tron isn’t a meme coin or a passing fad; it’s a prime example of a token with utility and purpose. There are 100 million users on the Tron blockchain – and although big banks might enter into the fold someday, young users with money to invest can get the train rolling and put high-potential digital currencies like Tron on the map.

這是千禧一代（及時及時佔據Z世代或“ Zoomer”一代的青少年和大學生）可以率領區塊鏈革命的地方。特隆不是模因硬幣或流行時尚。這是具有實用性和目的的令牌的一個典型例子。 Tron區塊鏈上有1億用戶 - 儘管有一天大銀行可能會進入折疊，但是有錢的年輕用戶可以投資火車滾動，並將高電勢的數字貨幣（如Tron）放在地圖上。

A report by Cointelegraph found that nearly 29% of individuals under 43 years of age plan to invest in cryptocurrencies over the next year. Of course, this doesn’t mean 29% of them will actually buy crypto in the next 12 months.

Cointelegraph的一份報告發現，在43歲以下的年齡段以下的個人中，有將近29％的人在明年投資加密貨幣。當然，這並不意味著其中29％的人實際上將在未來12個月內購買加密貨幣。

Another study of 2,200 investors conducted by Charles Schwab concluded that a whopping 62% of Millennial investors plan to invest in cryptocurrency via ETFs. In this regard, Millennials easily surpass Generation X at 44% and Baby Boomer investors at just 15%. This is an indication that the Millennial generation is, perhaps more than other age demographics, ready and willing to put digital assets in their portfolios.

查爾斯·施瓦布（Charles Schwab）進行的2200名投資者的另一項研究得出結論，高達62％的千禧一代投資者計劃通過ETF投資加密貨幣。在這方面，千禧一代以44％的速度輕鬆超過X代，而嬰兒潮一代的投資者僅佔15％。這表明千禧一代可能比其他年齡人口統計數據更願意並願意將數字資產放入其投資組合中。

Why are Millennials often eager to adopt these relatively new currencies, though? Sure, we can circle back to the idea of young participants being more open-minded and technologically savvy. What really cements Millennials’ role as leaders in crypto adoption, however, is the generational view of cryptocurrency as a better alternative to conventional means of wealth storage and preservation.

但是，為什麼千禧一代通常渴望採用這些相對較新的貨幣？當然，我們可以回顧年輕參與者更加開放和技術上的想法。然而，真正鞏固了千禧一代作為加密採用領域的領導者的作用，是加密貨幣作為一種更好地替代傳統財富存儲和保存手段的更好替代品。

Governments can print as many fiat currency uits as they want, and publicly listed businesses can dilute their shares by creating more of them. In contrast, it’s written into Bitcoin’s code that there will ever only be 21 million Bitcoins.

政府可以根據需要打印任意數量的法定貨幣液體，公開上市的企業可以通過創建更多的股份來稀釋其股票。相比之下，它寫入比特幣的代碼中，只有2100萬比特幣。

Millennials, who witnessed the Great Recession and the accompanying financial crisis as children, don’t always trust traditional wealth accumulation and preservation avenues like their Baby Boomer parents did. Consequently, some Millennials are staking their claim to Bitcoin and other cryptocurrencies as “virtual real estate” with an inherently limited supply and, they believe, demand that’s bound to grow.

千禧一代目睹了大蕭條和伴隨的金融危機，並不總是相信傳統的財富積累和保存途徑，就像嬰兒潮一代的父母一樣。因此，一些千禧一代正在將自己的聲稱與比特幣和其他加密貨幣作為“虛擬房地產”，其供應固有有限，他們認為要求必須成長。

In other words, Millennials will spearhead cryptocurrency adoption through the

換句話說，千禧一代將通過