千禧一代在2020年代中期采用矛头加密货币

千禧一代是1981年至1996年之间出生的一代，对技术，经济和金融市场产生了相当大的影响。

Millennials, the generation born between 1981 and 1996, are largely in their 30s and 40s now. This generation commands a considerable influence over technology, the economy, and the financial markets. Their adoption curve of cryptocurrency in the mid-2020s will undoubtedly shape its future.

千禧一代是1981年至1996年之间出生的一代，主要是他们的30多岁和40多岁。这一代人对技术，经济和金融市场产生了相当大的影响。他们在2020年代中期的加密货币的采用曲线无疑将影响其未来。

A study conducted by FINRA concluded that Gen Z investors are most likely to have started by investing in crypto (44%) compared to individual stocks (32%) and mutual funds (21%). The same study also found that Gen Z reported a median of $1,000 invested in crypto, approximately one-fourth of their median total investment holdings of $4,000. A BNY Mellon survey separately found that the ‘Next Gens’ commit 5% of their average portfolio to crypto compared to just an average of 1% for North American family offices.

FINRA进行的一项研究得出的结论是，与单个股票（32％）和共同基金（21％）相比，Z世代投资者最有可能开始投资加密货币（44％）。同一项研究还发现，Z世代报告了对加密货币的1,000美元投资的中位数，约占其中位数总投资持有量为4,000美元的四分之一。 BNY Mellon的一项调查单独发现，“下一个Gens”将其平均投资组合的5％归于加密货币，而北美家庭办事处平均只有1％。

If decentralized digital assets are to find a permanent place in the public’s consciousness, Millennials can’t just participate – they must actively spearhead the movement.

如果分散的数字资产是在公众意识中找到永久性的地位，那么千禧一代就不能仅仅参与 - 他们必须积极地率领运动。

A report from MatrixPort estimates that 7.51% of the world’s population uses digital currencies and projects that this figure will surpass 8% in 2025. Key adoption drivers will include a more accommodative regulatory framework in the U.S., the involvement of BlackRock and other large financial firms, and the use of Bitcoin and other cryptocurrencies as inflation-resistant alternatives to government-issued fiat money.

Matrixport的一份报告估计，全球7.51％的人口使用数字货币和项目，该数字在2025年将超过8％。主要的采用司机将包括美国更具适应性的监管框架，以及使用比特币和其他加密货币作为政府发行的菲亚特货币的抗通货膨胀替代品。

Yet, it’s not just BlackRock’s backing of Bitcoin funds that will drive digital asset adoption in the back half of the decade. Young, open-minded participants must also fuel the movement, as millennials may be willing to venture into a variety of blockchain projects while old-school financial firms wait on the sidelines.

然而，不仅仅是贝莱德（Blackrock）对比特币基金的支持，它将在十年后半段推动数字资产采用。年轻，开放的参与者也必须加剧这一运动，因为千禧一代可能愿意冒险参加各种区块链项目，而老式金融公司在场外等待。

Many altcoins are taking center stage for the Millennial population as more liquidity enters the market. Take the Tron crypto token as an example. Binance explains that the Tron network “aims to decentralize content-sharing and establish a framework through which future Web3 platforms will operate.” Certainly, young tech mavens are the movers and the shakers in the fast-moving world of content sharing and Web3 applications which makes sense why it’s this population that is adopting coins like Tron. This massive adoption of TRX has contributed to the recent increase in price from $0.1603 on November 9th to its all time high of $0.3972 on December 3, 2024. As of today, February 13, 2025, Tron’s price is $0.2390 according to Binance.

随着更多的流动性进入市场，许多山寨币正处于千禧一代的中心阶段。以Tron加密代币为例。 Binance解释说，TRON网络“旨在分散内容共享，并建立一个框架，通过该框架将来可以通过该框架运行。”当然，年轻的科技女主角是内容共享和Web3应用程序快速发展的世界中的推动者和摇动者，这很有意义，为什么要采用Tron等硬币的人群。 TRX的大规模采用促成了最近的价格从11月9日的0.1603美元上涨，至2024年12月3日的历史最高额为0.3972。截至2025年2月13日，Tron的价格为0.2390美元。

This is where Millennials (and, in time, the teenagers and college students currently occupying Generation Z or the “Zoomer” generation) can spearhead the blockchain revolution. Tron isn’t a meme coin or a passing fad; it’s a prime example of a token with utility and purpose. There are 100 million users on the Tron blockchain – and although big banks might enter into the fold someday, young users with money to invest can get the train rolling and put high-potential digital currencies like Tron on the map.

这是千禧一代（及时及时占据Z世代或“ Zoomer”一代的青少年和大学生）可以率领区块链革命的地方。特隆不是模因硬币或流行时尚。这是具有实用性和目的的令牌的一个典型例子。 Tron区块链上有1亿用户 - 尽管有一天大银行可能会进入折叠，但是有钱的年轻用户可以投资火车滚动，并将高电势的数字货币（如Tron）放在地图上。

A report by Cointelegraph found that nearly 29% of individuals under 43 years of age plan to invest in cryptocurrencies over the next year. Of course, this doesn’t mean 29% of them will actually buy crypto in the next 12 months.

Cointelegraph的一份报告发现，在43岁以下的年龄段以下的个人中，有将近29％的人在明年投资加密货币。当然，这并不意味着其中29％的人实际上将在未来12个月内购买加密货币。

Another study of 2,200 investors conducted by Charles Schwab concluded that a whopping 62% of Millennial investors plan to invest in cryptocurrency via ETFs. In this regard, Millennials easily surpass Generation X at 44% and Baby Boomer investors at just 15%. This is an indication that the Millennial generation is, perhaps more than other age demographics, ready and willing to put digital assets in their portfolios.

查尔斯·施瓦布（Charles Schwab）进行的2200名投资者的另一项研究得出结论，高达62％的千禧一代投资者计划通过ETF投资加密货币。在这方面，千禧一代以44％的速度轻松超过X代，而婴儿潮一代的投资者仅占15％。这表明千禧一代可能比其他年龄人口统计数据更愿意并愿意将数字资产放入其投资组合中。

Why are Millennials often eager to adopt these relatively new currencies, though? Sure, we can circle back to the idea of young participants being more open-minded and technologically savvy. What really cements Millennials’ role as leaders in crypto adoption, however, is the generational view of cryptocurrency as a better alternative to conventional means of wealth storage and preservation.

但是，为什么千禧一代通常渴望采用这些相对较新的货币？当然，我们可以回顾年轻参与者更加开放和技术上的想法。然而，真正巩固了千禧一代作为加密采用领域的领导者的作用，是加密货币作为一种更好地替代传统财富存储和保存手段的更好替代品。

Governments can print as many fiat currency uits as they want, and publicly listed businesses can dilute their shares by creating more of them. In contrast, it’s written into Bitcoin’s code that there will ever only be 21 million Bitcoins.

政府可以根据需要打印任意数量的法定货币液体，公开上市的企业可以通过创建更多的股份来稀释其股票。相比之下，它写入比特币的代码中，只有2100万比特币。

Millennials, who witnessed the Great Recession and the accompanying financial crisis as children, don’t always trust traditional wealth accumulation and preservation avenues like their Baby Boomer parents did. Consequently, some Millennials are staking their claim to Bitcoin and other cryptocurrencies as “virtual real estate” with an inherently limited supply and, they believe, demand that’s bound to grow.

千禧一代目睹了大萧条和伴随的金融危机，并不总是相信传统的财富积累和保存途径，就像婴儿潮一代的父母一样。因此，一些千禧一代正在将自己的声称与比特币和其他加密货币作为“虚拟房地产”，其供应固有有限，他们认为要求必须成长。

In other words, Millennials will spearhead cryptocurrency adoption through the

换句话说，千禧一代将通过