密歇根州穆爾斯比特幣：國家資金應該加密嗎？

密歇根州正在考慮擁有比特幣儲備，加入了探索加密貨幣投資的州的增長趨勢。這是納稅人美元的明智之舉還是冒險的賭博？

Michigan Mulls Bitcoin: Should State Funds Go Crypto?

密歇根州穆爾斯比特幣：國家資金應該加密嗎？

The Wolverine State is taking a serious look at Bitcoin! Michigan is considering allocating up to 10% of its general and stabilization funds to Bitcoin and other cryptocurrencies. Is this the future of state finance, or a recipe for disaster?

金剛狼州正在認真看比特幣！密歇根州正在考慮將多達10％的一般和穩定資金分配給比特幣和其他加密貨幣。這是國家金融的未來還是災難的秘訣？

Michigan's Bitcoin Bill: A Bold Move?

密歇根州的比特幣法案：大膽的舉動？

House Bill 4087, championed by Republican Representatives Bryan Posthumus and Ron Robinson, represents a significant step towards state-level Bitcoin adoption. The bill has advanced to the Government Operations Committee as of September 2025, breathing new life into the proposal after months of stagnation. The bill outlines three ways the state can hold its crypto and even allows the state treasurer to loan out the cryptocurrency for additional returns, provided it doesn't increase financial risk.

由共和黨代表布萊恩·帕蘇姆斯（Bryan Posthumus）和羅恩·羅賓遜（Ron Robinson）倡導的4087號法案是邁向州一級比特幣的重要一步。截至2025年9月，該法案已晉升為政府運營委員會，經過數月的停滯，將新的生命呼喚到了該提案中。該法案概述了該州擁有加密貨幣的三種方式，甚至允許州財務主管借出加密貨幣以獲得額外回報，只要它不會增加財務風險。

Joining the Crypto-Curious Club

加入加密熱情的俱樂部

Michigan isn't alone in its crypto explorations. New Hampshire, Arizona, and Texas have already passed strategic Bitcoin reserve laws. With Bitcoin trading around $117,000, some critics are warning that Michigan could be buying at a market peak. Other states, including Illinois, Ohio, and Pennsylvania, may feel pressure to revive their own digital asset reserve explorations. Internationally, the Philippines is also exploring a strategic Bitcoin reserve, while Pakistan is establishing a government-led Strategic Bitcoin Reserve.

密歇根州並不孤單。新罕布什爾州，亞利桑那州和德克薩斯州已經通過了戰略性比特幣儲備法。隨著比特幣的交易約117,000美元，一些批評家警告說，密歇根州可能會在市場峰值上購買。包括伊利諾伊州，俄亥俄州和賓夕法尼亞州在內的其他州可能會感到恢復自己的數字資產儲備探索的壓力。在國際上，菲律賓還正在探索戰略比特幣儲備，而巴基斯坦正在建立政府主導的戰略比特幣儲備。

Potential Benefits and Risks

潛在的好處和風險

Proponents argue that Bitcoin could serve as a hedge against inflation and a strategic reserve asset. The bill specifies ways to securely hold cryptocurrency and allows for the possibility of generating additional returns through lending.

支持者認為，比特幣可以作為對通貨膨脹和戰略儲備資產的對沖。該法案指定了安全持有加密貨幣的方法，並允許通過貸款產生額外的回報。

A Cautious Optimism

謹慎的樂觀

The potential impact of Michigan's Bitcoin ambitions extends beyond its borders. Should Michigan succeed, it could further legitimize cryptocurrency as a viable asset class for government entities. This development could potentially encourage other states and even national governments to explore similar strategies, leading to wider adoption and integration of digital assets into the global financial system.

密歇根州比特幣野心的潛在影響超出了其邊界。如果密歇根州成功，它可以進一步將加密貨幣作為政府實體的可行資產類別合法化。這種發展可能會鼓勵其他州甚至國家政府探索類似的策略，從而導致數字資產更廣泛地採用和集成到全球金融體系中。

The Future is Digital (Maybe)

未來是數字（也許）

Whether Michigan's Bitcoin experiment will be a roaring success or a cautionary tale remains to be seen. But one thing's for sure: the world of finance is changing, and Michigan is at least considering getting in on the ground floor. Who knows, maybe one day your tax dollars will be helping to mine the next Bitcoin block! It’s a wild world, isn’t it?

密歇根州的比特幣實驗是否會取得成功，還是一個警示性的故事還有待觀察。但是可以肯定的是：財務世界正在發生變化，密歇根州至少正在考慮進入地面。誰知道，也許有一天，您的稅金將幫助開採下一個比特幣塊！這是一個狂野的世界，不是嗎？