密歇根州穆尔斯比特币：国家资金应该加密吗？

密歇根州正在考虑拥有比特币储备，加入了探索加密货币投资的州的增长趋势。这是纳税人美元的明智之举还是冒险的赌博？

Michigan Mulls Bitcoin: Should State Funds Go Crypto?

密歇根州穆尔斯比特币：国家资金应该加密吗？

The Wolverine State is taking a serious look at Bitcoin! Michigan is considering allocating up to 10% of its general and stabilization funds to Bitcoin and other cryptocurrencies. Is this the future of state finance, or a recipe for disaster?

金刚狼州正在认真看比特币！密歇根州正在考虑将多达10％的一般和稳定资金分配给比特币和其他加密货币。这是国家金融的未来还是灾难的秘诀？

Michigan's Bitcoin Bill: A Bold Move?

密歇根州的比特币法案：大胆的举动？

House Bill 4087, championed by Republican Representatives Bryan Posthumus and Ron Robinson, represents a significant step towards state-level Bitcoin adoption. The bill has advanced to the Government Operations Committee as of September 2025, breathing new life into the proposal after months of stagnation. The bill outlines three ways the state can hold its crypto and even allows the state treasurer to loan out the cryptocurrency for additional returns, provided it doesn't increase financial risk.

由共和党代表布莱恩·帕苏姆斯（Bryan Posthumus）和罗恩·罗宾逊（Ron Robinson）倡导的4087号法案是迈向州一级比特币的重要一步。截至2025年9月，该法案已晋升为政府运营委员会，经过数月的停滞，将新的生命呼唤到了该提案中。该法案概述了该州拥有加密货币的三种方式，甚至允许州财务主管借出加密货币以获得额外回报，只要它不会增加财务风险。

Joining the Crypto-Curious Club

加入加密热情的俱乐部

Michigan isn't alone in its crypto explorations. New Hampshire, Arizona, and Texas have already passed strategic Bitcoin reserve laws. With Bitcoin trading around $117,000, some critics are warning that Michigan could be buying at a market peak. Other states, including Illinois, Ohio, and Pennsylvania, may feel pressure to revive their own digital asset reserve explorations. Internationally, the Philippines is also exploring a strategic Bitcoin reserve, while Pakistan is establishing a government-led Strategic Bitcoin Reserve.

密歇根州并不孤单。新罕布什尔州，亚利桑那州和德克萨斯州已经通过了战略性比特币储备法。随着比特币的交易约117,000美元，一些批评家警告说，密歇根州可能会在市场峰值上购买。包括伊利诺伊州，俄亥俄州和宾夕法尼亚州在内的其他州可能会感到恢复自己的数字资产储备探索的压力。在国际上，菲律宾还正在探索战略比特币储备，而巴基斯坦正在建立政府主导的战略比特币储备。

Potential Benefits and Risks

潜在的好处和风险

Proponents argue that Bitcoin could serve as a hedge against inflation and a strategic reserve asset. The bill specifies ways to securely hold cryptocurrency and allows for the possibility of generating additional returns through lending.

支持者认为，比特币可以作为对通货膨胀和战略储备资产的对冲。该法案指定了安全持有加密货币的方法，并允许通过贷款产生额外的回报。

A Cautious Optimism

谨慎的乐观

The potential impact of Michigan's Bitcoin ambitions extends beyond its borders. Should Michigan succeed, it could further legitimize cryptocurrency as a viable asset class for government entities. This development could potentially encourage other states and even national governments to explore similar strategies, leading to wider adoption and integration of digital assets into the global financial system.

密歇根州比特币野心的潜在影响超出了其边界。如果密歇根州成功，它可以进一步将加密货币作为政府实体的可行资产类别合法化。这种发展可能会鼓励其他州甚至国家政府探索类似的策略，从而导致数字资产更广泛地采用和集成到全球金融体系中。

The Future is Digital (Maybe)

未来是数字（也许）

Whether Michigan's Bitcoin experiment will be a roaring success or a cautionary tale remains to be seen. But one thing's for sure: the world of finance is changing, and Michigan is at least considering getting in on the ground floor. Who knows, maybe one day your tax dollars will be helping to mine the next Bitcoin block! It’s a wild world, isn’t it?

密歇根州的比特币实验是否会取得成功，还是一个警示性的故事还有待观察。但是可以肯定的是：财务世界正在发生变化，密歇根州至少正在考虑进入地面。谁知道，也许有一天，您的税金将帮助开采下一个比特币块！这是一个狂野的世界，不是吗？