萬事達卡，USDG Stablecoin和網絡效應：嗡嗡聲是什麼？

萬事達卡（Mastercard）正在深入研究加密貨幣，支持USDG和Pyusd等穩定的股菌。發現趨勢和洞察力塑造數字支付的未來。

Mastercard is making big moves in the crypto world, expanding its support for stablecoins. This move is more than just a trend; it's a strategic play to shape the future of digital payments. Let's break down what's happening.

萬事達卡正在加密貨幣世界中採取重大行動，擴大了對穩定的支持。這一舉動不僅僅是一種趨勢。這是塑造數字支付未來的戰略性遊戲。讓我們分解發生的事情。

Mastercard Embraces Stablecoins: A New Era for Payments?

萬事達卡擁抱Stablecoins：付款的新時代？

Mastercard isn't just dipping its toes into the crypto waters; it's diving in headfirst. The payment giant is actively expanding support for stablecoins, including USDG, USDC, PYUSD, and FIUSD. By joining the Paxos Global Dollar Network, Mastercard is positioning itself at the forefront of the digital payment revolution.

萬事達卡不僅將腳趾浸入加密水域中；它首先跳水。付款巨頭正在積極擴大對穩定幣的支持，包括USDG，USDC，Pyusd和Fiusd。通過加入Paxos全球美元網絡，萬事達卡將自己定位在數字支付革命的最前沿。

USDG and the Global Dollar Network

USDG和全球美元網絡

Launched in November 2024 by Paxos, the Global Dollar Network allows members to create their own stablecoins pegged to the US dollar. This consortium shares the interest earned from the reserves backing the stablecoin, typically U.S. Treasuries. Mastercard's involvement means wider accessibility and integration of USDG into everyday transactions.

全球美元網絡於2024年11月由Paxos推出，允許會員創建自己的固定型固定股，並將其固定在美元上。該財團分享了支持Stablecoin（通常是美國國債）所賺取的利息。萬事達卡的參與意味著更廣泛的可訪問性和USDG集成到日常交易中。

Expanding the Stablecoin Portfolio

擴展Stablecoin投資組合

Mastercard's support extends beyond USDG. The company is also adding support for PYUSD (PayPal's token) and FIUSD (from Fiserv). This move complements its existing support for USDC, issued by Circle. Raj Dhamodharan, an executive VP at Mastercard, emphasized that well-regulated stablecoins meeting their criteria will be enabled for various use cases.

萬事達卡的支持超出了USDG。該公司還增加了對Pyusd（PayPal的令牌）和Fiusd（來自Fiserv）的支持。此舉補充了Circle發出的對USDC的現有支持。萬事達卡的執行副總裁Raj Dhamodharan強調，符合其標準的良好監管的穩定劑將在各種用例中啟用。

Mastercard Move and the Multi-Token Network

萬事達卡移動和多token網絡

Mastercard is integrating stablecoins into its international payment network, Mastercard Move, which includes clients like MoneyGram. Additionally, Fiserv will connect to Mastercard's Multi-Token Network, facilitating easier transitions between bank deposits and stablecoins. This network, once described as an "app store" for regulated crypto products, is becoming a hub for digital asset innovation.

萬事達卡正在將Stablecoins集成到其國際支付網絡MasterCard Move中，其中包括MoneyGram之類的客戶。此外，Fiserv將連接到Mastercard的多型網絡，從而促進銀行存款和StableCoins之間的更容易過渡。該網絡曾經被描述為用於監管加密產品的“應用商店”，它已成為數字資產創新的樞紐。

Chainlink Partnership: Bridging the Gap

ChainLink合作夥伴關係：彌合差距

In a significant move, Mastercard has partnered with Chainlink (LINK), enabling Mastercard holders to purchase cryptocurrencies directly on the network. This collaboration integrates services like Shift4, ZeroHash, XSwap, and Uniswap into Chainlink’s interoperability protocol, facilitating data exchange between the Mastercard network and multiple blockchains.

MasterCard的重大舉措與ChainLink（鏈接）合作，使萬事達卡持有者可以直接在網絡上購買加密貨幣。該協作將Shift4，Zerohash，XSWAP和UNISWAP等服務集成到ChainLink的互操作性協議中，從而促進了萬事家網絡和多個區塊鏈之間的數據交換。

Industry Reaction and Market Impact

行業反應和市場影響

The expansion into crypto comes as stablecoins gain traction, even attracting attention from tech giants like Meta, Apple, and Airbnb. However, the increased regulatory scrutiny, such as the GENIUS Act, has had a noticeable impact, with Mastercard's shares experiencing a dip following the Act's passage in the Senate.

隨著Stablecoins獲得吸引力，甚至吸引了Meta，Apple和Airbnb等科技巨頭的關注，擴展到加密貨幣。但是，諸如《天才法》之類的監管審查的增加產生了明顯的影響，而萬事達卡的股票在參議院通過了該法案之後的股份正在下降。

The Future of Payments: Mastercard's Vision

付款的未來：萬事達卡的願景

Mastercard isn't waiting for the future; it's actively building it. From tokenized deposits to programmable money, the company is investing in the infrastructure needed for the next generation of payments. Dhamodharan noted that stablecoins themselves need "rails" and "protections" to be widely adopted and accepted.

萬事達卡不在等待未來。它正在積極構建它。從代幣化的存款到可編程貨幣，該公司正在投資下一代付款所需的基礎設施。 Dhamodharan指出，Stablecoins本身需要“鐵軌”和“保護”才能被廣泛採用和接受。

Personal Take

私人

Mastercard's strategic embrace of stablecoins and blockchain technology is a game-changer. By integrating these digital assets into its existing network, Mastercard is not only future-proofing its business but also paving the way for more efficient and accessible financial services. The partnerships with Paxos, Chainlink, and Fiserv highlight a collaborative approach to innovation, suggesting a more inclusive and dynamic financial ecosystem. While regulatory hurdles and market volatility remain concerns, Mastercard's proactive stance indicates a long-term commitment to shaping the future of payments.

萬事達卡對Stablecoins和區塊鏈技術的戰略擁抱是一種改變遊戲規則的人。通過將這些數字資產集成到其現有網絡中，萬事達卡不僅可以使自己的業務進行防範業務，而且還為更高效，更容易獲得的金融服務鋪平了道路。與Paxos，ChainLink和Fiserv的合作夥伴關係強調了一種創新的協作方法，這表明了更具包容性和動態的金融生態系統。儘管監管障礙和市場波動仍然存在，但萬事達卡的主動立場表明，長期承諾塑造付款的未來。

So, what does all this mean for you? Well, get ready for a world where your everyday transactions might just involve a little bit of crypto magic. Who knows, maybe one day you'll be buying your morning coffee with USDG! The future is here, and it's looking pretty stable.

那麼，這對您意味著什麼？好吧，為您的日常交易可能只涉及一點加密魔術的世界做好準備。誰知道，也許有一天您會用USDG購買早上的咖啡！未來在這裡，看起來很穩定。