万事达卡，USDG Stablecoin和网络效应：嗡嗡声是什么？

万事达卡（Mastercard）正在深入研究加密货币，支持USDG和Pyusd等稳定的股菌。发现趋势和洞察力塑造数字支付的未来。

Mastercard is making big moves in the crypto world, expanding its support for stablecoins. This move is more than just a trend; it's a strategic play to shape the future of digital payments. Let's break down what's happening.

万事达卡正在加密货币世界中采取重大行动，扩大了对稳定的支持。这一举动不仅仅是一种趋势。这是塑造数字支付未来的战略性游戏。让我们分解发生的事情。

Mastercard Embraces Stablecoins: A New Era for Payments?

万事达卡拥抱Stablecoins：付款的新时代？

Mastercard isn't just dipping its toes into the crypto waters; it's diving in headfirst. The payment giant is actively expanding support for stablecoins, including USDG, USDC, PYUSD, and FIUSD. By joining the Paxos Global Dollar Network, Mastercard is positioning itself at the forefront of the digital payment revolution.

万事达卡不仅将脚趾浸入加密水域中；它首先跳水。付款巨头正在积极扩大对稳定币的支持，包括USDG，USDC，Pyusd和Fiusd。通过加入Paxos全球美元网络，万事达卡将自己定位在数字支付革命的最前沿。

USDG and the Global Dollar Network

USDG和全球美元网络

Launched in November 2024 by Paxos, the Global Dollar Network allows members to create their own stablecoins pegged to the US dollar. This consortium shares the interest earned from the reserves backing the stablecoin, typically U.S. Treasuries. Mastercard's involvement means wider accessibility and integration of USDG into everyday transactions.

全球美元网络于2024年11月由Paxos推出，允许会员创建自己的固定型固定股，并将其固定在美元上。该财团分享了支持Stablecoin（通常是美国国债）所赚取的利息。万事达卡的参与意味着更广泛的可访问性和USDG集成到日常交易中。

Expanding the Stablecoin Portfolio

扩展Stablecoin投资组合

Mastercard's support extends beyond USDG. The company is also adding support for PYUSD (PayPal's token) and FIUSD (from Fiserv). This move complements its existing support for USDC, issued by Circle. Raj Dhamodharan, an executive VP at Mastercard, emphasized that well-regulated stablecoins meeting their criteria will be enabled for various use cases.

万事达卡的支持超出了USDG。该公司还增加了对Pyusd（PayPal的令牌）和Fiusd（来自Fiserv）的支持。此举补充了Circle发出的对USDC的现有支持。万事达卡的执行副总裁Raj Dhamodharan强调，符合其标准的良好监管的稳定剂将在各种用例中启用。

Mastercard Move and the Multi-Token Network

万事达卡移动和多token网络

Mastercard is integrating stablecoins into its international payment network, Mastercard Move, which includes clients like MoneyGram. Additionally, Fiserv will connect to Mastercard's Multi-Token Network, facilitating easier transitions between bank deposits and stablecoins. This network, once described as an "app store" for regulated crypto products, is becoming a hub for digital asset innovation.

万事达卡正在将Stablecoins集成到其国际支付网络MasterCard Move中，其中包括MoneyGram之类的客户。此外，Fiserv将连接到Mastercard的多型网络，从而促进银行存款和StableCoins之间的更容易过渡。该网络曾经被描述为用于监管加密产品的“应用商店”，它已成为数字资产创新的枢纽。

Chainlink Partnership: Bridging the Gap

ChainLink合作伙伴关系：弥合差距

In a significant move, Mastercard has partnered with Chainlink (LINK), enabling Mastercard holders to purchase cryptocurrencies directly on the network. This collaboration integrates services like Shift4, ZeroHash, XSwap, and Uniswap into Chainlink’s interoperability protocol, facilitating data exchange between the Mastercard network and multiple blockchains.

MasterCard的重大举措与ChainLink（链接）合作，使万事达卡持有者可以直接在网络上购买加密货币。该协作将Shift4，Zerohash，XSWAP和UNISWAP等服务集成到ChainLink的互操作性协议中，从而促进了万事家网络和多个区块链之间的数据交换。

Industry Reaction and Market Impact

行业反应和市场影响

The expansion into crypto comes as stablecoins gain traction, even attracting attention from tech giants like Meta, Apple, and Airbnb. However, the increased regulatory scrutiny, such as the GENIUS Act, has had a noticeable impact, with Mastercard's shares experiencing a dip following the Act's passage in the Senate.

随着Stablecoins获得吸引力，甚至吸引了Meta，Apple和Airbnb等科技巨头的关注，扩展到加密货币。但是，诸如《天才法》之类的监管审查的增加产生了明显的影响，而万事达卡的股票在参议院通过了该法案之后的股份正在下降。

The Future of Payments: Mastercard's Vision

付款的未来：万事达卡的愿景

Mastercard isn't waiting for the future; it's actively building it. From tokenized deposits to programmable money, the company is investing in the infrastructure needed for the next generation of payments. Dhamodharan noted that stablecoins themselves need "rails" and "protections" to be widely adopted and accepted.

万事达卡不在等待未来。它正在积极构建它。从代币化的存款到可编程货币，该公司正在投资下一代付款所需的基础设施。 Dhamodharan指出，Stablecoins本身需要“铁轨”和“保护”才能被广泛采用和接受。

Personal Take

私人

Mastercard's strategic embrace of stablecoins and blockchain technology is a game-changer. By integrating these digital assets into its existing network, Mastercard is not only future-proofing its business but also paving the way for more efficient and accessible financial services. The partnerships with Paxos, Chainlink, and Fiserv highlight a collaborative approach to innovation, suggesting a more inclusive and dynamic financial ecosystem. While regulatory hurdles and market volatility remain concerns, Mastercard's proactive stance indicates a long-term commitment to shaping the future of payments.

万事达卡对Stablecoins和区块链技术的战略拥抱是一种改变游戏规则的人。通过将这些数字资产集成到其现有网络中，万事达卡不仅可以使自己的业务进行防范业务，而且还为更高效，更容易获得的金融服务铺平了道路。与Paxos，ChainLink和Fiserv的合作伙伴关系强调了一种创新的协作方法，这表明了更具包容性和动态的金融生态系统。尽管监管障碍和市场波动仍然存在，但万事达卡的主动立场表明，长期承诺塑造付款的未来。

So, what does all this mean for you? Well, get ready for a world where your everyday transactions might just involve a little bit of crypto magic. Who knows, maybe one day you'll be buying your morning coffee with USDG! The future is here, and it's looking pretty stable.

那么，这对您意味着什么？好吧，为您的日常交易可能只涉及一点加密魔术的世界做好准备。谁知道，也许有一天您会用USDG购买早上的咖啡！未来在这里，看起来很稳定。