萬事達卡，菲舍爾和穩定幣：付款的新時代？

萬事達卡和菲塞維（Fiserv）正在深入研究穩定劑，有可能重塑付款的未來。這是您需要知道的。

The financial world is buzzing about stablecoins, and two major players, Mastercard and Fiserv, are making significant moves. This collaboration could signal a shift in how we think about payments, blending traditional finance with the innovative world of crypto.

金融界對穩定幣以及兩個主要參與者（萬事達卡和費塞維）嗡嗡作響。這種合作可能意味著我們對付款的看法發生了變化，將傳統金融與創新的加密世界融合在一起。

Mastercard and Fiserv Double Down on Stablecoins

萬事達卡和菲瑟維爾在穩定的

Fiserv is launching its own stablecoin, FIUSD, and Mastercard is already integrating it into its products and services. This partnership aims to expand the adoption and utility of stablecoins, potentially making them as common as traditional fiat currencies. Chiro Aikat, co-president of the Americas for Mastercard, believes this collaboration could usher in a new era of ubiquitous and trusted stablecoins. Fiserv's COO, Takis Georgakopoulos, echoes this sentiment, highlighting the potential for greater payment choices for customers.

Fiserv正在啟動自己的Stablecoin，Fiusd，MasterCard已經將其集成到其產品和服務中。該合作夥伴關係旨在擴大穩定劑的採用和實用性，可能使它們與傳統法定貨幣一樣普遍。美洲總統Mastercard的聯合總統Chiro Aikat認為，這種合作可以迎來一個無處不在且值得信賴的Stablecoins的新時代。 Fiserv的首席運營官Takis Georgakopoulos呼應了這種情緒，強調了為客戶提供更多付款選擇的潛力。

Mastercard and Chainlink: Bridging Fiat and Crypto

萬事達卡和連鎖鏈接：橋接菲亞特和加密貨幣

In another noteworthy move, Mastercard has also partnered with Chainlink to enable over 3 billion cardholders to purchase crypto directly on the blockchain via Swapper Finance. This collaboration streamlines the conversion of fiat money into crypto, using Chainlink to authenticate transactions and maintain balance between traditional payments and decentralized finance. Sergey Nazarov, Co-Founder of Chainlink, expressed excitement about this innovation, while Raj Dhamodharan, Blockchain VP of Mastercard, sees it as a solution to link digital assets to real-world applications.

在另一個值得注意的舉動中，萬事達卡還與Chainlink合作，使超過30億持卡人能夠通過交換器財務直接在區塊鏈上購買加密貨幣。這種合作簡化了法定資金轉換為加密貨幣，使用鍊鍊接來驗證交易並保持傳統付款與分散融資之間的平衡。 ChainLink的聯合創始人Sergey Nazarov對這項創新表示興奮，而MasterCard的區塊鏈副總裁Raj Dhamodharan將其視為將數字資產與現實世界應用聯繫起來的解決方案。

The Big Picture: Why Stablecoins Matter

大局：為什麼stabablecoins很重要

These developments suggest a growing recognition of stablecoins as a viable payment method. While Visa holds a massive network effect with its 4.8 billion cards in circulation, the rise of stablecoins presents both an opportunity and a challenge. Merchants and fintech companies are increasingly exploring stablecoins as a way to pay for goods and services, potentially circumventing traditional payment networks.

這些事態發展表明，人們對穩定的付款方式越來越認識。儘管Visa的流通量為48億張牌，但簽證具有巨大的網絡效果，但Stablecoins的興起既帶來了機會又是一個挑戰。商人和金融科技公司越來越多地探索Stablecoins，作為支付商品和服務的一種方式，有可能規避傳統的支付網絡。

My Take: Stablecoins – Hype or the Future?

我的看法：Stablecoins - 炒作還是未來？

While it's tempting to dismiss stablecoins as just another crypto fad, the involvement of major players like Mastercard and Fiserv suggests otherwise. These companies are investing in stablecoins because they see a real potential for disruption and innovation in the payments landscape. The key will be addressing concerns about regulation and stability to build trust and widespread adoption. These partnerships help the digital assets link to real-life use, as Mastercard's Blockchain VP, Raj Dhamodharan, suggested.

雖然很容易將Stablecoins視為另一種加密時尚，但MasterCard和Fiserv等主要參與者的參與建議。這些公司正在投資Stablecoins，因為他們認為付款環境中的破壞和創新潛力。關鍵將是解決對建立信任和廣泛採用的監管和穩定性的擔憂。這些合作夥伴關係有助於數字資產與現實生活中的使用鏈接，就像Mastercard的區塊鏈副總裁Raj Dhamodharan所建議的那樣。

The Road Ahead

前面的道路

It's clear that stablecoins are here to stay, and companies like Mastercard and Fiserv are positioning themselves to be at the forefront of this evolving landscape. Whether stablecoins will truly become as ubiquitous as fiat currencies remains to be seen, but one thing is certain: the future of payments is looking increasingly digital and decentralized. So, buckle up, folks, it's gonna be a wild ride!

很明顯，Stablecoins將留在這裡，MasterCard和Fiserv等公司將自己定位為這一不斷發展的景觀的最前沿。穩定幣是否會像法定貨幣那樣真正變得無處不在，還有待觀察，但是可以肯定的是：付款的未來看上去越來越數字化和分散。所以，搭扣，伙計們，這將是一次瘋狂的旅程！