万事达卡，菲舍尔和稳定币：付款的新时代？

万事达卡和菲塞维（Fiserv）正在深入研究稳定剂，有可能重塑付款的未来。这是您需要知道的。

The financial world is buzzing about stablecoins, and two major players, Mastercard and Fiserv, are making significant moves. This collaboration could signal a shift in how we think about payments, blending traditional finance with the innovative world of crypto.

金融界对稳定币以及两个主要参与者（万事达卡和费塞维）嗡嗡作响。这种合作可能意味着我们对付款的看法发生了变化，将传统金融与创新的加密世界融合在一起。

Mastercard and Fiserv Double Down on Stablecoins

万事达卡和菲瑟维尔在稳定的

Fiserv is launching its own stablecoin, FIUSD, and Mastercard is already integrating it into its products and services. This partnership aims to expand the adoption and utility of stablecoins, potentially making them as common as traditional fiat currencies. Chiro Aikat, co-president of the Americas for Mastercard, believes this collaboration could usher in a new era of ubiquitous and trusted stablecoins. Fiserv's COO, Takis Georgakopoulos, echoes this sentiment, highlighting the potential for greater payment choices for customers.

Fiserv正在启动自己的Stablecoin，Fiusd，MasterCard已经将其集成到其产品和服务中。该合作伙伴关系旨在扩大稳定剂的采用和实用性，可能使它们与传统法定货币一样普遍。美洲总统Mastercard的联合总统Chiro Aikat认为，这种合作可以迎来一个无处不在且值得信赖的Stablecoins的新时代。 Fiserv的首席运营官Takis Georgakopoulos呼应了这种情绪，强调了为客户提供更多付款选择的潜力。

Mastercard and Chainlink: Bridging Fiat and Crypto

万事达卡和连锁链接：桥接菲亚特和加密货币

In another noteworthy move, Mastercard has also partnered with Chainlink to enable over 3 billion cardholders to purchase crypto directly on the blockchain via Swapper Finance. This collaboration streamlines the conversion of fiat money into crypto, using Chainlink to authenticate transactions and maintain balance between traditional payments and decentralized finance. Sergey Nazarov, Co-Founder of Chainlink, expressed excitement about this innovation, while Raj Dhamodharan, Blockchain VP of Mastercard, sees it as a solution to link digital assets to real-world applications.

在另一个值得注意的举动中，万事达卡还与Chainlink合作，使超过30亿持卡人能够通过交换器财务直接在区块链上购买加密货币。这种合作简化了法定资金转换为加密货币，使用链链接来验证交易并保持传统付款与分散融资之间的平衡。 ChainLink的联合创始人Sergey Nazarov对这项创新表示兴奋，而MasterCard的区块链副总裁Raj Dhamodharan将其视为将数字资产与现实世界应用联系起来的解决方案。

The Big Picture: Why Stablecoins Matter

大局：为什么stabablecoins很重要

These developments suggest a growing recognition of stablecoins as a viable payment method. While Visa holds a massive network effect with its 4.8 billion cards in circulation, the rise of stablecoins presents both an opportunity and a challenge. Merchants and fintech companies are increasingly exploring stablecoins as a way to pay for goods and services, potentially circumventing traditional payment networks.

这些事态发展表明，人们对稳定的付款方式越来越认识。尽管Visa的流通量为48亿张牌，但签证具有巨大的网络效果，但Stablecoins的兴起既带来了机会又是一个挑战。商人和金融科技公司越来越多地探索Stablecoins，作为支付商品和服务的一种方式，有可能规避传统的支付网络。

My Take: Stablecoins – Hype or the Future?

我的看法：Stablecoins - 炒作还是未来？

While it's tempting to dismiss stablecoins as just another crypto fad, the involvement of major players like Mastercard and Fiserv suggests otherwise. These companies are investing in stablecoins because they see a real potential for disruption and innovation in the payments landscape. The key will be addressing concerns about regulation and stability to build trust and widespread adoption. These partnerships help the digital assets link to real-life use, as Mastercard's Blockchain VP, Raj Dhamodharan, suggested.

虽然很容易将Stablecoins视为另一种加密时尚，但MasterCard和Fiserv等主要参与者的参与建议。这些公司正在投资Stablecoins，因为他们认为付款环境中的破坏和创新潜力。关键将是解决对建立信任和广泛采用的监管和稳定性的担忧。这些合作伙伴关系有助于数字资产与现实生活中的使用链接，就像Mastercard的区块链副总裁Raj Dhamodharan所建议的那样。

The Road Ahead

前面的道路

It's clear that stablecoins are here to stay, and companies like Mastercard and Fiserv are positioning themselves to be at the forefront of this evolving landscape. Whether stablecoins will truly become as ubiquitous as fiat currencies remains to be seen, but one thing is certain: the future of payments is looking increasingly digital and decentralized. So, buckle up, folks, it's gonna be a wild ride!

很明显，Stablecoins将留在这里，MasterCard和Fiserv等公司将自己定位为这一不断发展的景观的最前沿。稳定币是否会像法定货币那样真正变得无处不在，还有待观察，但是可以肯定的是：付款的未来看上去越来越数字化和分散。所以，搭扣，伙计们，这将是一次疯狂的旅程！