儘管大部分市場仍然謹慎，等待更清晰的動力或更廣泛的確認，但某些高價值加密錢包已經在採取行動

儘管大部分市場仍然謹慎，等待更清晰的動力或更廣泛的確認，但某些高價值的加密錢包已經在採取行動。

While much of the market remains cautious, waiting on clearer momentum or broader confirmation, certain high-value crypto wallets are already making their moves. One token that’s steadily appearing in more early-stage portfolios is Mutuum Finance (MUTM). It hasn’t hit exchanges yet, and it’s still priced below $0.03 — but for those paying close attention, the signals are already there. As top wallets begin to accumulate, it raises the question: what do they see in MUTM that the rest of the market is missing?

儘管大部分市場仍然謹慎，等待更清晰的動力或更廣泛的確認，但某些高價值的加密錢包已經在採取行動。 Mutuum Finance（MUTM）是一個穩步出現在更早期投資組合中的代幣。它尚未達到交易所，而且價格仍低於0.03美元，但是對於那些密切關注的人來說，信號已經存在。隨著頂級錢包開始積累，它提出了一個問題：他們在MUTM中看到什麼市場缺失了？

What is Mutuum Finance (MUTM)?

什麼是Mutuum Finance（MUTM）？

Mutuum Finance is a decentralized protocol designed to let users borrow and lend digital assets directly through smart contracts — without intermediaries. It operates entirely on-chain, meaning users retain full control of their assets while benefiting from real yield mechanisms.

Mutuum Finance是一種分散的協議，旨在使用戶直接通過智能合約借入和借入數字資產，而無需中介。它完全是鍊子上的，這意味著用戶可以完全控制其資產，同時受益於實際產量機制。

When users contribute assets such as ETH or stablecoins to the platform, they’re issued mtTokens that represent their deposit within the protocol. These tokens automatically grow in value over time, as interest from borrower activity is paid back into the system. So instead of relying on volatile markets or staking rewards, lenders earn based on actual protocol usage.

當用戶向平台貢獻ETH或Stablecoins之類的資產時，它們會發出代表其存款在協議中的mttokens。這些令牌隨著時間的推移會自動增長，因為藉款人活動的利息被重新償還到系統中。因此，貸方不依賴於動蕩的市場或存放獎勵，而是根據實際的協議使用來賺錢。

Borrowers, on the other hand, can tap into this liquidity without selling their crypto. By locking in collateral worth more than the loan they wish to take, they gain access to funds while still holding their original position. For example, a trader who believes their assets will rise in value might borrow stablecoins against them to invest elsewhere — without giving up upside potential. The system automatically calculates and enforces overcollateralization thresholds, helping maintain balance and stability across the platform.

另一方面，借款人可以在不出售加密貨幣的情況下利用這種流動性。通過鎖定抵押品的價值超過他們希望獲得的貸款，他們可以在仍然持有原始職位的同時獲得資金。例如，一位認為自己的資產會提高價值的交易者可能會藉給他們對其他地方進行投資的情況，而不會放棄上漲潛力。該系統會自動計算並執行過度側面化閾值，從而有助於在平台上保持平衡和穩定性。

Right now, Mutuum Finance is in Phase 4 of its presale, and the numbers speak for themselves. With over $8.9 million raised, more than 10,500 holders, and 95% of this round already sold, the token’s early traction is evident. The price is currently fixed at $0.025, but that time is quickly running out. A 20% increase is locked in for Phase 5, when the price moves to $0.03.

目前，Mutuum Finance處於其預售的第4階段，數字不言而喻。籌集了超過890萬美元，超過10,500個持有人，而這一輪已經出售的95％很明顯。當前價格為0.025美元，但那個時候很快就用完了。當價格上升到0.03美元時，第5階段將增加20％的增長。

Over 500 million tokens have already been claimed, and investor interest is building daily. This is precisely the moment where larger wallets tend to act — before the price climbs, before the exchange listings go live, and while most traders are still on the sidelines.

已經聲稱超過5億個令牌，投資者每天都在建立利益。這正是較大的錢包傾向於採取行動的那一刻 - 在價格上漲之前，在交易所清單上線之前，而大多數交易者仍處於場外。

Their interest in MUTM is no idle curiosity. It stems from the unique structure and upcoming features of Mutuum, which top wallets are known to factor into their investment decisions. This isn’t just another presale hype token; it’s a protocol preparing to launch a beta version of the platform alongside the token listing, meaning functionality will be available immediately.

他們對MUTM的興趣不是閒置的好奇心。它源於Mutuum的獨特結構和即將到來的特徵，該特徵已知頂部的錢包會納入其投資決策。這不僅僅是另一個預售炒作令牌；這是一項準備，準備與令牌列表一起啟動平台的Beta版本，含義將立即提供功能。

Moreover, Mutuum is launching its own decentralized stablecoin, fully backed by collateral supplied through the protocol. In an industry often brimming with over-promise and no delivery, Mutuum is delivering actual mechanics designed to support long-term growth and consistent user demand.

此外，Mutuum正在推出自己的分散式Stablecoin，並得到了通過協議提供的抵押品的支持。在一個經常充滿促銷和沒有交付的行業中，Mutuum正在提供旨在支持長期增長和一致用戶需求的實際機制。

A portion of the platform’s earnings are used to acquire MUTM tokens from the open market. These tokens are then distributed to users who hold mtTokens, creating an ongoing reward cycle tied directly to platform usage. This setup aligns long-term value with real activity — a structure rarely seen in today’s market.

該平台的一部分收益用於從公開市場獲取MUTM令牌。然後將這些令牌分配給持有mttokens的用戶，創建與平台使用直接綁定的持續獎勵週期。這種設置將長期價值與真實活動保持一致，這種結構在當今市場很少見。

As many investors wait for the next market catalyst or major headline, larger wallets are already making their moves and shifting their priorities. Their actions aren’t driven by hype; they’re backing a project with tangible progress, solid fundamentals, and potential that extends beyond the immediate horizon.

隨著許多投資者等待下一個市場催化劑或主要標題，較大的錢包已經在做出動作並轉移了優先事項。他們的行為不是由炒作驅動的。他們正在支持一個以切實進步，堅實的基本原理和潛力的項目，從而超越了直接地平線。

With the price still under $0.03 and a limited amount of time before the next increase, MUTM remains one of the best cryptocurrencies to invest in today for those willing to look beyond the headlines and focus on fundamentals. Whether you’re browsing for the next big cryptocurrency, searching for the best crypto coin to buy, or building a long-term DeFi position, Mutuum offers more than speculation — it offers a structured path to growth.

由於價格仍低於0.03美元，並且在下一次上漲之前的時間有限，因此MUTM仍然是當今願意超越頭條新聞並關注基本面的人，今天要投資的最佳加密貨幣之一。無論您是瀏覽下一個大型加密貨幣，尋找購買的最佳加密硬幣，還是建立長期的偏轉位置，Mutuum都會提供更多的猜測 - 它提供了增長的結構性途徑。

Now that the larger players are already stepping in, the real question is: Will you act before the next phase begins — or after the price moves without you?

現在，較大的玩家已經介入了，真正的問題是：您會在下一階段開始之前還是在沒有您的價格轉移之後採取行動？

For more information about Mutuum Finance (MUTM) visit the links below:

有關Mutuum Finance（MUTM）的更多信息，請訪問以下鏈接：

Website: https://www.mutuum.finance/

網站：https：//www.mutuum.finance/

Linktree: https://linktr.ee/mutuumfinance

linktree：https：//linktr.ee/mutuumfinance