尽管大部分市场仍然谨慎，等待更清晰的动力或更广泛的确认，但某些高价值加密钱包已经在采取行动

尽管大部分市场仍然谨慎，等待更清晰的动力或更广泛的确认，但某些高价值的加密钱包已经在采取行动。

While much of the market remains cautious, waiting on clearer momentum or broader confirmation, certain high-value crypto wallets are already making their moves. One token that’s steadily appearing in more early-stage portfolios is Mutuum Finance (MUTM). It hasn’t hit exchanges yet, and it’s still priced below $0.03 — but for those paying close attention, the signals are already there. As top wallets begin to accumulate, it raises the question: what do they see in MUTM that the rest of the market is missing?

尽管大部分市场仍然谨慎，等待更清晰的动力或更广泛的确认，但某些高价值的加密钱包已经在采取行动。 Mutuum Finance（MUTM）是一个稳步出现在更早期投资组合中的代币。它尚未达到交易所，而且价格仍低于0.03美元，但是对于那些密切关注的人来说，信号已经存在。随着顶级钱包开始积累，它提出了一个问题：他们在MUTM中看到什么市场缺失了？

What is Mutuum Finance (MUTM)?

什么是Mutuum Finance（MUTM）？

Mutuum Finance is a decentralized protocol designed to let users borrow and lend digital assets directly through smart contracts — without intermediaries. It operates entirely on-chain, meaning users retain full control of their assets while benefiting from real yield mechanisms.

Mutuum Finance是一种分散的协议，旨在使用户直接通过智能合约借入和借入数字资产，而无需中介。它完全是链子上的，这意味着用户可以完全控制其资产，同时受益于实际产量机制。

When users contribute assets such as ETH or stablecoins to the platform, they’re issued mtTokens that represent their deposit within the protocol. These tokens automatically grow in value over time, as interest from borrower activity is paid back into the system. So instead of relying on volatile markets or staking rewards, lenders earn based on actual protocol usage.

当用户向平台贡献ETH或Stablecoins之类的资产时，它们会发出代表其存款在协议中的mttokens。这些令牌随着时间的推移会自动增长，因为借款人活动的利息被重新偿还到系统中。因此，贷方不依赖于动荡的市场或存放奖励，而是根据实际的协议使用来赚钱。

Borrowers, on the other hand, can tap into this liquidity without selling their crypto. By locking in collateral worth more than the loan they wish to take, they gain access to funds while still holding their original position. For example, a trader who believes their assets will rise in value might borrow stablecoins against them to invest elsewhere — without giving up upside potential. The system automatically calculates and enforces overcollateralization thresholds, helping maintain balance and stability across the platform.

另一方面，借款人可以在不出售加密货币的情况下利用这种流动性。通过锁定抵押品的价值超过他们希望获得的贷款，他们可以在仍然持有原始职位的同时获得资金。例如，一位认为自己的资产会提高价值的交易者可能会借给他们对其他地方进行投资的情况，而不会放弃上涨潜力。该系统会自动计算并执行过度侧面化阈值，从而有助于在平台上保持平衡和稳定性。

Right now, Mutuum Finance is in Phase 4 of its presale, and the numbers speak for themselves. With over $8.9 million raised, more than 10,500 holders, and 95% of this round already sold, the token’s early traction is evident. The price is currently fixed at $0.025, but that time is quickly running out. A 20% increase is locked in for Phase 5, when the price moves to $0.03.

目前，Mutuum Finance处于其预售的第4阶段，数字不言而喻。筹集了超过890万美元，超过10,500个持有人，而这一轮已经出售的95％很明显。当前价格为0.025美元，但那个时候很快就用完了。当价格上升到0.03美元时，第5阶段将增加20％的增长。

Over 500 million tokens have already been claimed, and investor interest is building daily. This is precisely the moment where larger wallets tend to act — before the price climbs, before the exchange listings go live, and while most traders are still on the sidelines.

已经声称超过5亿个令牌，投资者每天都在建立利益。这正是较大的钱包倾向于采取行动的那一刻 - 在价格上涨之前，在交易所清单上线之前，而大多数交易者仍处于场外。

Their interest in MUTM is no idle curiosity. It stems from the unique structure and upcoming features of Mutuum, which top wallets are known to factor into their investment decisions. This isn’t just another presale hype token; it’s a protocol preparing to launch a beta version of the platform alongside the token listing, meaning functionality will be available immediately.

他们对MUTM的兴趣不是闲置的好奇心。它源于Mutuum的独特结构和即将到来的特征，该特征已知顶部的钱包会纳入其投资决策。这不仅仅是另一个预售炒作令牌；这是一项准备，准备与令牌列表一起启动平台的Beta版本，含义将立即提供功能。

Moreover, Mutuum is launching its own decentralized stablecoin, fully backed by collateral supplied through the protocol. In an industry often brimming with over-promise and no delivery, Mutuum is delivering actual mechanics designed to support long-term growth and consistent user demand.

此外，Mutuum正在推出自己的分散式Stablecoin，并得到了通过协议提供的抵押品的支持。在一个经常充满促销和没有交付的行业中，Mutuum正在提供旨在支持长期增长和一致用户需求的实际机制。

A portion of the platform’s earnings are used to acquire MUTM tokens from the open market. These tokens are then distributed to users who hold mtTokens, creating an ongoing reward cycle tied directly to platform usage. This setup aligns long-term value with real activity — a structure rarely seen in today’s market.

该平台的一部分收益用于从公开市场获取MUTM令牌。然后将这些令牌分配给持有mttokens的用户，创建与平台使用直接绑定的持续奖励周期。这种设置将长期价值与真实活动保持一致，这种结构在当今市场很少见。

As many investors wait for the next market catalyst or major headline, larger wallets are already making their moves and shifting their priorities. Their actions aren’t driven by hype; they’re backing a project with tangible progress, solid fundamentals, and potential that extends beyond the immediate horizon.

随着许多投资者等待下一个市场催化剂或主要标题，较大的钱包已经在做出动作并转移了优先事项。他们的行为不是由炒作驱动的。他们正在支持一个以切实进步，坚实的基本原理和潜力的项目，从而超越了直接地平线。

With the price still under $0.03 and a limited amount of time before the next increase, MUTM remains one of the best cryptocurrencies to invest in today for those willing to look beyond the headlines and focus on fundamentals. Whether you’re browsing for the next big cryptocurrency, searching for the best crypto coin to buy, or building a long-term DeFi position, Mutuum offers more than speculation — it offers a structured path to growth.

由于价格仍低于0.03美元，并且在下一次上涨之前的时间有限，因此MUTM仍然是当今愿意超越头条新闻并关注基本面的人，今天要投资的最佳加密货币之一。无论您是浏览下一个大型加密货币，寻找购买的最佳加密硬币，还是建立长期的偏转位置，Mutuum都会提供更多的猜测 - 它提供了增长的结构性途径。

Now that the larger players are already stepping in, the real question is: Will you act before the next phase begins — or after the price moves without you?

现在，较大的玩家已经介入了，真正的问题是：您会在下一阶段开始之前还是在没有您的价格转移之后采取行动？

For more information about Mutuum Finance (MUTM) visit the links below:

有关Mutuum Finance（MUTM）的更多信息，请访问以下链接：

Website: https://www.mutuum.finance/

网站：https：//www.mutuum.finance/

Linktree: https://linktr.ee/mutuumfinance

linktree：https：//linktr.ee/mutuumfinance