探索Mantle的Ur Neobank如何將傳統財務與區塊鏈合併，為菲亞特和加密貨幣提供統一的帳戶，並重塑金融景觀。

Mantle, Blockchain, and Neobanks: UR Redefines the Future of Finance

地幔，區塊鍊和Neobanks：UR重新定義了財務的未來

The 'Mantle, blockchain, neobank' space is heating up, and the latest innovation is a game-changer. Mantle, an on-chain ecosystem, has launched UR, a neobank running entirely on the blockchain. This could bridge the gap between traditional and decentralized finance.

“地幔，區塊鏈，Neobank”的空間正在加熱，最新的創新是改變遊戲規則的。 Mantle是一個鍊鍊生態系統，已啟動了Ur，這是一個完全在區塊鏈上運行的新鳥。這可能會彌合傳統和分散財務之間的差距。

UR: A Neobank Built on Blockchain

UR：建立在區塊鏈上的Neoband

Mantle's UR is designed to let users spend, save, and invest across both fiat and crypto within a single, unified account. Available in over 40 countries, UR provides a Swiss-backed multi-currency account and debit card, allowing users to hold fiat and stablecoins side-by-side. It also taps into global banking rails, simplifying financial management.

Mantle的UR旨在使用戶在一個單個統一帳戶中花費，保存和投資於菲亞特和加密貨幣。 UR在40多個國家 /地區提供，提供了瑞士支持的多貨幣帳戶和借記卡，使用戶可以並排持有菲亞特和穩定的股份。它還涉足全球銀行軌道，簡化了財務管理。

Timothy Chen, Global Head of Strategy at Mantle, said, "UR is a foundational step toward closing the gap between on-chain capital and everyday financial utility...we’re not just building a crypto neobank but prototyping what the next generation of financial institutions should look like: accessible, programmable, and composable by design."

Mantle的全球戰略負責人Timothy Chen表示：“ UR是縮小鏈上資本和日常金融公用事業之間差距的基本步驟……我們不僅僅是建立一個加密型新型貨幣，而且還原型化了下一代金融機構應該看起來像：可訪問，可訪問，可訪問，可訪問，可將其構成設計。”

Key Features and Functionality

關鍵功能

• Swiss International Bank Account Numbers (IBAN) supporting EUR, CHF, USD, and RMB
• 1:1 backed deposits
• Mastercard debit card integration
• Support for fund transfers via SWIFT, SEPA, SIC, Ethereum, and Arbitrum

Future rollouts will include foreign exchange, fiat-to-crypto on-ramps, native yield on idle balances, and access to Mantle-native investment products like Mantle Index Four (MI4) and mETH Protocol.

未來的推廣將包括外匯交易，菲亞特到克雷普託的坡道，閒置餘額的本地收益率以及訪問地幔本地投資產品，例如Mantle Index Four（MI4）和Meth方案。

Mantle's Vision: A Full-Loop Financial System

地幔的願景：全環金融系統

UR introduces a 'full-loop' financial system, enabling users to deposit fiat or crypto salaries and spend tokenized assets like cash. The phased rollout began with an early contributors' release in June, with full public access expected in Q3 of this year. Mobile apps for iOS and Android are also in development.

UR介紹了“全環”金融系統，使用戶能夠存入法定薪水或加密貨幣薪水，並花費像現金等令牌資產。分階段的推出始於6月份的早期貢獻者發布，預計今年第三季度將有完整的公眾訪問。 iOS和Android的移動應用也在開發中。

Broader Trends in Crypto and Blockchain

加密和區塊鏈的更廣泛趨勢

While UR is making waves, other altcoins like Telcoin, XRP, and Ultima are also gaining traction. Telcoin is bridging mobile telephony and blockchain, XRP aims to revolutionize international payments, and Ultima is enhancing digital payment processing speeds. Even GameStop is getting in on the action, purchasing a significant amount of Bitcoin.

當UR引起波浪時，其他山寨幣（如電信，XRP和Ultima）也在吸引人。電信公司正在橋接移動電話和區塊鏈，XRP旨在徹底改變國際付款，Ultima正在提高數字支付處理速度。甚至GameStop也正在採取行動，購買了大量比特幣。

My Take: The Future is Modular and Integrated

我的看法：未來是模塊化和整合的

Mantle's approach with UR, blending TradFi and DeFi, highlights a critical trend: modularity and integration. By building on a modular Ethereum Layer-2 blockchain, Mantle ensures scalability and efficiency. The integration of traditional banking with crypto functionalities makes UR a compelling solution for both crypto natives and the crypto-curious. This is how blockchain adoption goes mainstream – by making it practical and accessible.

Mantle與UR，將Tradfi和Defi融合在一起的方法突出了一個關鍵趨勢：模塊化和整合。通過在模塊化以太坊2層區塊鏈上構建，地幔可確保可擴展性和效率。傳統的銀行業務與加密功能的整合使您的加密本地人和加密人物很有趣。這就是區塊鏈採用的主流方式 - 通過使其實用且易於訪問。

As digital assets become more integrated into daily life, solutions like UR will be essential in bridging the gap between the old and new financial worlds. It’s not just about crypto; it’s about creating a seamless, user-friendly financial ecosystem. It's like when you finally figure out how to use that fancy coffee machine – suddenly, everyone wants a latte.

隨著數字資產越來越融入日常生活，諸如UR之類的解決方案對於彌合新老金融世界之間的差距至關重要。這不僅是關於加密貨幣；這是關於創建一個無縫，用戶友好的金融生態系統。就像當您終於弄清楚如何使用那台高檔咖啡機時一樣，突然間，每個人都想要拿鐵咖啡。