探索Mantle的Ur Neobank如何将传统财务与区块链合并，为菲亚特和加密货币提供统一的帐户，并重塑金融景观。

Mantle, Blockchain, and Neobanks: UR Redefines the Future of Finance

地幔，区块链和Neobanks：UR重新定义了财务的未来

The 'Mantle, blockchain, neobank' space is heating up, and the latest innovation is a game-changer. Mantle, an on-chain ecosystem, has launched UR, a neobank running entirely on the blockchain. This could bridge the gap between traditional and decentralized finance.

“地幔，区块链，Neobank”的空间正在加热，最新的创新是改变游戏规则的。 Mantle是一个链链生态系统，已启动了Ur，这是一个完全在区块链上运行的新鸟。这可能会弥合传统和分散财务之间的差距。

UR: A Neobank Built on Blockchain

UR：建立在区块链上的Neoband

Mantle's UR is designed to let users spend, save, and invest across both fiat and crypto within a single, unified account. Available in over 40 countries, UR provides a Swiss-backed multi-currency account and debit card, allowing users to hold fiat and stablecoins side-by-side. It also taps into global banking rails, simplifying financial management.

Mantle的UR旨在使用户在一个单个统一帐户中花费，保存和投资于菲亚特和加密货币。 UR在40多个国家 /地区提供，提供了瑞士支持的多货币帐户和借记卡，使用户可以并排持有菲亚特和稳定的股份。它还涉足全球银行轨道，简化了财务管理。

Timothy Chen, Global Head of Strategy at Mantle, said, "UR is a foundational step toward closing the gap between on-chain capital and everyday financial utility...we’re not just building a crypto neobank but prototyping what the next generation of financial institutions should look like: accessible, programmable, and composable by design."

Mantle的全球战略负责人Timothy Chen表示：“ UR是缩小链上资本和日常金融公用事业之间差距的基本步骤……我们不仅仅是建立一个加密型新型货币，而且还原型化了下一代金融机构应该看起来像：可访问，可访问，可访问，可访问，可将其构成设计。”

Key Features and Functionality

关键功能

• Swiss International Bank Account Numbers (IBAN) supporting EUR, CHF, USD, and RMB
• 1:1 backed deposits
• Mastercard debit card integration
• Support for fund transfers via SWIFT, SEPA, SIC, Ethereum, and Arbitrum

Future rollouts will include foreign exchange, fiat-to-crypto on-ramps, native yield on idle balances, and access to Mantle-native investment products like Mantle Index Four (MI4) and mETH Protocol.

未来的推广将包括外汇交易，菲亚特到克雷普托的坡道，闲置余额的本地收益率以及访问地幔本地投资产品，例如Mantle Index Four（MI4）和Meth方案。

Mantle's Vision: A Full-Loop Financial System

地幔的愿景：全环金融系统

UR introduces a 'full-loop' financial system, enabling users to deposit fiat or crypto salaries and spend tokenized assets like cash. The phased rollout began with an early contributors' release in June, with full public access expected in Q3 of this year. Mobile apps for iOS and Android are also in development.

UR介绍了“全环”金融系统，使用户能够存入法定薪水或加密货币薪水，并花费像现金等令牌资产。分阶段的推出始于6月份的早期贡献者发布，预计今年第三季度将有完整的公众访问。 iOS和Android的移动应用也在开发中。

Broader Trends in Crypto and Blockchain

加密和区块链的更广泛趋势

While UR is making waves, other altcoins like Telcoin, XRP, and Ultima are also gaining traction. Telcoin is bridging mobile telephony and blockchain, XRP aims to revolutionize international payments, and Ultima is enhancing digital payment processing speeds. Even GameStop is getting in on the action, purchasing a significant amount of Bitcoin.

当UR引起波浪时，其他山寨币（如电信，XRP和Ultima）也在吸引人。电信公司正在桥接移动电话和区块链，XRP旨在彻底改变国际付款，Ultima正在提高数字支付处理速度。甚至GameStop也正在采取行动，购买了大量比特币。

My Take: The Future is Modular and Integrated

我的看法：未来是模块化和整合的

Mantle's approach with UR, blending TradFi and DeFi, highlights a critical trend: modularity and integration. By building on a modular Ethereum Layer-2 blockchain, Mantle ensures scalability and efficiency. The integration of traditional banking with crypto functionalities makes UR a compelling solution for both crypto natives and the crypto-curious. This is how blockchain adoption goes mainstream – by making it practical and accessible.

Mantle与UR，将Tradfi和Defi融合在一起的方法突出了一个关键趋势：模块化和整合。通过在模块化以太坊2层区块链上构建，地幔可确保可扩展性和效率。传统的银行业务与加密功能的整合使您的加密本地人和加密人物很有趣。这就是区块链采用的主流方式 - 通过使其实用且易于访问。

As digital assets become more integrated into daily life, solutions like UR will be essential in bridging the gap between the old and new financial worlds. It’s not just about crypto; it’s about creating a seamless, user-friendly financial ecosystem. It's like when you finally figure out how to use that fancy coffee machine – suddenly, everyone wants a latte.

随着数字资产越来越融入日常生活，诸如UR之类的解决方案对于弥合新老金融世界之间的差距至关重要。这不仅是关于加密货币；这是关于创建一个无缝，用户友好的金融生态系统。就像当您终于弄清楚如何使用那台高档咖啡机时一样，突然间，每个人都想要拿铁咖啡。