克雷德特（Kredete

與簽證，恆星和雨水合作開發的這種創新產品使41多個非洲國家 /地區的用戶能夠在線和親自花費穩定的數字資產

U.S.-based financial technology platform Kredete, which helps African immigrants build credit and access global payment tools using stablecoins, has announced the launch of Africa’s first stablecoin-backed credit card.

總部位於美國的金融技術平台Kredete可以幫助非洲移民使用Stablecoins建立信貸並訪問全球支付工具，並宣布推出非洲第一台由Stablecoin支持的信用卡推出。

Developed in partnership with Visa, Stellar, and Rain, the new card enables users in 41+ African countries to spend stable digital assets both online and in person—across more than 150 million Visa-accepting locations worldwide.

與Visa，Stellar和Rain合作開發的新卡使41多個非洲國家 /地區的用戶能夠在網上和親自花費穩定的數字資產，這使全球超過1.5億張簽證的地點超過1.5億。

The card links directly to a user’s digital wallet, settling payments in USDC—a fully reserved and regulated digital dollar. Each transaction is processed in real-time, with instant foreign exchange conversion at the point of purchase, providing a smooth and accessible payment experience across borders.

該卡直接鏈接到用戶的數字錢包，在USDC中安定付款，這是一個完全保留和監管的數字美元。每筆交易都是實時處理的，並在購買點進行即時外匯轉換，從而提供了跨境的平穩且可訪問的付款體驗。

Whether it’s a freelancer in Nairobi purchasing a software subscription, a student in Dakar paying for an online course, a family in Accra covering education expenses, or a business in Lagos paying global suppliers—Kredete’s card offers a secure and efficient solution to challenges that have historically prevented many Africans from participating in the global digital economy.

無論是內羅畢的自由職業者購買軟件訂閱，達卡（Dakar）的學生付費，為在線課程付費，阿克拉（Accra）的一家人涵蓋教育費用，還是在拉各斯（Lagos）向全球供應商支付的企業，Kredete的Card為挑戰提供了一種安全有效的解決方案，以防止許多非洲人參與全球數字經濟。

Commenting on the vision behind the launch, Kredete’s Founder and CEO, Adeola Adedewe, said:

Kredete的創始人兼首席執行官Adeola Adedewe在評論發布的願景時說：

“Access to money shouldn’t stop at your country’s borders. We’ve built a system that lets Africans store value in digital dollars and use those funds however and wherever they choose—instantly.”

“獲得金錢不應停在您國家的邊界​​。我們已經建立了一個系統，該系統使非洲人以數字美元存儲價值，並使用這些資金以及他們選擇的任何地方。”

The card’s design is fully integrated into the Kredete app, making it easy to manage digital assets, monitor spending, and execute cross-border payments. Transactions are settled on the Stellar network, offering speed, transparency, and low fees, even in areas where traditional financial systems may be limited or costly.

該卡的設計已完全集成到Kredete應用程序中，從而易於管理數字資產，監控支出和執行跨境支付。交易定居在恆星網絡上，提供速度，透明度和低費用，即使在傳統金融系統可能有限或昂貴的領域。

This product builds on Kredete’s existing services, which already include:

該產品建立在Kredete現有服務上，該服務已經包括：

Together, these features represent a full-stack financial platform designed to support the needs of Africans both at home and in the diaspora.

這些功能共同代表了一個全棧財務平台，旨在支持非洲人在國內和僑民中的需求。

Highlighting the real-world value of stablecoins when integrated into everyday financial tools, Ebuka Arinze, Chief Product Officer at Kredete, added:

Kredete首席產品官Ebuka Arinze補充說：

“We believe stablecoins aren’t just a technology—they’re a utility. By embedding them into practical solutions like our credit card, we’re giving users a real and reliable way to store, move, and spend their money globally.”

“我們認為，Stablecoins不僅是一項技術 - 它們是一種實用程序。通過將它們嵌入我們的信用卡等實用解決方案中，我們為用戶提供了一種真正可靠的方式，可以在全球範圍內存儲，移動和花錢。”

Unlike many traditional banking products, Kredete’s stablecoin card is uniquely accessible. It does not require a local credit history or traditional documentation—features that are often barriers to millions of unbanked or underbanked individuals across Africa.

與許多傳統的銀行產品不同，Kredete的Stablecoin卡是獨特的。它不需要當地的信用記錄或傳統文檔，而這通常是對非洲各地數百萬未賬戶或賬戶賬單的障礙。

With over 500,000 users, Kredete continues to grow as one of the most trusted financial platforms for Africans navigating global financial systems. The company’s mission is to redefine access to modern financial tools by working around the limitations of legacy banking infrastructure.

Kredete擁有超過500,000名用戶，作為非洲人駕駛全球金融系統的最受信任的金融平台之一。該公司的使命是通過圍繞傳統銀行基礎設施的局限性來重新定義對現代財務工具的訪問。

To join the waitlist or learn more:

加入候補名單或了解更多信息：

https://www.kredete.io/cards

About Kredete

關於Kredete

Kredete is a U.S.-based fintech company providing stablecoin-powered financial services to African immigrants and residents across 41+ countries. The platform supports cross-border payments, U.S. bank account access with international IDs, and now offers the first-ever stablecoin-backed credit card available to users across Africa. Founded by Adeola Adedewe, Kredete is building the next generation of global financial tools for Africans everywhere.

Kredete是一家總部位於美國的金融科技公司，為41個以上國家 /地區的非洲移民和居民提供了穩定的金融服務。該平台支持跨境付款，具有國際ID的美國銀行帳戶訪問，現在為非洲用戶提供了有史以來的首個由穩定的信用卡。 Kredete由Adeola Adedewe創立，正在為各地的非洲人建立下一代全球金融工具。