克雷德特（Kredete

与签证，恒星和雨水合作开发的这种创新产品使41多个非洲国家 /地区的用户能够在线和亲自花费稳定的数字资产

U.S.-based financial technology platform Kredete, which helps African immigrants build credit and access global payment tools using stablecoins, has announced the launch of Africa’s first stablecoin-backed credit card.

总部位于美国的金融技术平台Kredete可以帮助非洲移民使用Stablecoins建立信贷并访问全球支付工具，并宣布推出非洲第一台由Stablecoin支持的信用卡推出。

Developed in partnership with Visa, Stellar, and Rain, the new card enables users in 41+ African countries to spend stable digital assets both online and in person—across more than 150 million Visa-accepting locations worldwide.

与Visa，Stellar和Rain合作开发的新卡使41多个非洲国家 /地区的用户能够在网上和亲自花费稳定的数字资产，这使全球超过1.5亿张签证的地点超过1.5亿。

The card links directly to a user’s digital wallet, settling payments in USDC—a fully reserved and regulated digital dollar. Each transaction is processed in real-time, with instant foreign exchange conversion at the point of purchase, providing a smooth and accessible payment experience across borders.

该卡直接链接到用户的数字钱包，在USDC中安定付款，这是一个完全保留和监管的数字美元。每笔交易都是实时处理的，并在购买点进行即时外汇转换，从而提供了跨境的平稳且可访问的付款体验。

Whether it’s a freelancer in Nairobi purchasing a software subscription, a student in Dakar paying for an online course, a family in Accra covering education expenses, or a business in Lagos paying global suppliers—Kredete’s card offers a secure and efficient solution to challenges that have historically prevented many Africans from participating in the global digital economy.

无论是内罗毕的自由职业者购买软件订阅，达卡（Dakar）的学生付费，为在线课程付费，阿克拉（Accra）的一家人涵盖教育费用，还是在拉各斯（Lagos）向全球供应商支付的企业，Kredete的Card为挑战提供了一种安全有效的解决方案，以防止许多非洲人参与全球数字经济。

Commenting on the vision behind the launch, Kredete’s Founder and CEO, Adeola Adedewe, said:

Kredete的创始人兼首席执行官Adeola Adedewe在评论发布的愿景时说：

“Access to money shouldn’t stop at your country’s borders. We’ve built a system that lets Africans store value in digital dollars and use those funds however and wherever they choose—instantly.”

“获得金钱不应停在您国家的边界​​。我们已经建立了一个系统，该系统使非洲人以数字美元存储价值，并使用这些资金以及他们选择的任何地方。”

The card’s design is fully integrated into the Kredete app, making it easy to manage digital assets, monitor spending, and execute cross-border payments. Transactions are settled on the Stellar network, offering speed, transparency, and low fees, even in areas where traditional financial systems may be limited or costly.

该卡的设计已完全集成到Kredete应用程序中，从而易于管理数字资产，监控支出和执行跨境支付。交易定居在恒星网络上，提供速度，透明度和低费用，即使在传统金融系统可能有限或昂贵的领域。

This product builds on Kredete’s existing services, which already include:

该产品建立在Kredete现有服务上，该服务已经包括：

Together, these features represent a full-stack financial platform designed to support the needs of Africans both at home and in the diaspora.

这些功能共同代表了一个全栈财务平台，旨在支持非洲人在国内和侨民中的需求。

Highlighting the real-world value of stablecoins when integrated into everyday financial tools, Ebuka Arinze, Chief Product Officer at Kredete, added:

Kredete首席产品官Ebuka Arinze补充说：

“We believe stablecoins aren’t just a technology—they’re a utility. By embedding them into practical solutions like our credit card, we’re giving users a real and reliable way to store, move, and spend their money globally.”

“我们认为，Stablecoins不仅是一项技术 - 它们是一种实用程序。通过将它们嵌入我们的信用卡等实用解决方案中，我们为用户提供了一种真正可靠的方式，可以在全球范围内存储，移动和花钱。”

Unlike many traditional banking products, Kredete’s stablecoin card is uniquely accessible. It does not require a local credit history or traditional documentation—features that are often barriers to millions of unbanked or underbanked individuals across Africa.

与许多传统的银行产品不同，Kredete的Stablecoin卡是独特的。它不需要当地的信用记录或传统文档，而这通常是对非洲各地数百万未账户或账户账单的障碍。

With over 500,000 users, Kredete continues to grow as one of the most trusted financial platforms for Africans navigating global financial systems. The company’s mission is to redefine access to modern financial tools by working around the limitations of legacy banking infrastructure.

Kredete拥有超过500,000名用户，作为非洲人驾驶全球金融系统的最受信任的金融平台之一。该公司的使命是通过围绕传统银行基础设施的局限性来重新定义对现代财务工具的访问。

To join the waitlist or learn more:

加入候补名单或了解更多信息：

https://www.kredete.io/cards

About Kredete

关于Kredete

Kredete is a U.S.-based fintech company providing stablecoin-powered financial services to African immigrants and residents across 41+ countries. The platform supports cross-border payments, U.S. bank account access with international IDs, and now offers the first-ever stablecoin-backed credit card available to users across Africa. Founded by Adeola Adedewe, Kredete is building the next generation of global financial tools for Africans everywhere.

Kredete是一家总部位于美国的金融科技公司，为41个以上国家 /地区的非洲移民和居民提供了稳定的金融服务。该平台支持跨境付款，具有国际ID的美国银行帐户访问，现在为非洲用户提供了有史以来的首个由稳定的信用卡。 Kredete由Adeola Adedewe创立，正在为各地的非洲人建立下一代全球金融工具。