摩根大通（JPMorgan）在基地上啟動JPMD，Shopify集成了USDC，標誌著區塊鏈財務的機構和零售採用的關鍵轉變。

JPMorgan, Shopify, and Ethereum Base: A New Era of On-Chain Finance

JPMorgan，Shopify和以太坊基礎：鏈融資的新時代

Hold on to your hats, folks! The financial world is getting a serious upgrade. JPMorgan's foray into Base and Shopify's embrace of USDC payments are painting a clear picture: blockchain isn't just the future; it's happening now.

抓住你的帽子，伙計們！金融界正在認真升級。摩根大通（JPMorgan）涉足基地，Shopify對USDC付款的擁抱正在繪畫一張清晰的畫面：區塊鏈不僅僅是未來；現在正在發生。

JPMorgan's JPMD: Real Dollars On-Chain

JPMorgan的jpmd：鏈上的真正美元

JPMorgan Chase, the behemoth of banking, just dropped a bombshell: JPMD, a USD deposit token for institutional clients, is launching on Base, Coinbase's Ethereum Layer-2 network. This isn't some fly-by-night crypto experiment; this is real-world money, hitting the blockchain.

銀行業的龐然大物摩根大通（JPMorgan Chase）剛剛放棄了一個重磅炸彈：jpmd是機構客戶的USD代幣，它正在Coinbase的以太坊2層網絡Base上發射。這不是一夜之間的加密實驗。這是現實世界中的錢，擊中了區塊鏈。

JPMD is designed for institutional clients, enabling blockchain-based transactions with the backing of actual dollar deposits at JPMorgan. Think of it as a digital version of traditional bank deposits, offering 24/7 settlement capabilities for B2B payments. While it's not exactly a stablecoin, it's pretty darn close and provides institutional clients certainty around financial and accounting treatment that stablecoins cannot offer.

JPMD專為機構客戶設計，可在JPMorgan的實際美元存款支持基於區塊鏈的交易。將其視為傳統銀行存款的數字版本，為B2B付款提供24/7的和解功能。雖然它並不完全是穩定的，但它非常關閉，並為穩定股份無法提供的財務和會計處理提供機構客戶的確定性。

Shopify & Coinbase: USDC for Everyone

Shopify＆Coinbase：USDC

Meanwhile, Shopify is making it easier than ever for merchants to accept USDC, thanks to Coinbase's new full-stack USDC payment solution. Shopify integrated the new USDC payment stack for a group of early-access merchants. Customers can pay in USDC, and Shopify handles the conversion to fiat for merchants who prefer it, or they can hold USDC. Shopify even plans to offer a 1% cashback incentive for USDC payments.

同時，由於Coinbase的新堆棧USDC支付解決方案，Shopify使商人比以往任何時候都更容易接受USDC。 Shopify為一組早期商人整合了新的USDC付款堆。客戶可以向USDC付款，而Shopify可以為喜歡它的商人處理轉換為法定者，或者他們可以持有USDC。 Shopify甚至計劃為USDC付款提供1％的現金返還激勵措施。

Coinbase launched its Coinbase Payments platform on June 18, built around USDC and designed to allow easy integration of stablecoin payments for any commerce platform around the world. The system allows customers to pay in USDC using popular wallets like MetaMask, Phantom and Coinbase Wallet, completely gas-free. It executes secure smart contract settlements using Base, Coinbase’s layer-2 blockchain.

Coinbase於6月18日啟動了Coinbase Payments Platformes，該平台圍繞USDC構建，旨在輕鬆整合全球任何商業平台的Stablecoin付款。該系統允許客戶使用流行的錢包，例如MetAmask，Phantom和Coinbase Wallet，完全不含汽油。它使用Coinbase的第2層區塊鏈實現安全的智能合同解決方案。

Why Base? The Perfect Foundation

為什麼要基礎？完美的基礎

Both JPMorgan and Coinbase are leveraging Base, Coinbase’s Ethereum Layer-2 network. Base provides the scalability and cost-effectiveness needed to handle these types of transactions. It’s becoming a hub for institutional and retail adoption of blockchain technology.

JPMorgan和Coinbase都是Coinbase的以太坊層網絡的利用基礎。基礎提供處理這些類型的交易所需的可擴展性和成本效益。它已成為機構和零售採用區塊鏈技術的樞紐。

The Bigger Picture

更大的圖片

What does this all mean? It signifies a massive shift in how we think about finance. Traditional institutions like JPMorgan are no longer standing on the sidelines; they're diving headfirst into the crypto space. Shopify’s integration of USDC payments is the beginning of mainstream adoption. This is not just about speculation; it's about building real-world utility.

這是什麼意思？它表明我們對金融的看法發生了巨大變化。像摩根大通這樣的傳統機構不再站在場上。他們首先潛入加密貨幣空間。 Shopify的USDC付款集成是主流採用的開始。這不僅僅是猜測；這是關於構建現實世界實用程序。

Personal Take

私人

I think we're on the cusp of a financial revolution. For years, crypto has been seen as a niche market, but these moves by JPMorgan and Shopify demonstrate that it's becoming increasingly integrated into the mainstream. The fact that a major bank like JPMorgan is launching a deposit token on Base and Shopify is making it easier for merchants to accept USDC, it’s a clear sign that the future of finance is decentralized and accessible.

我認為我們正處於金融革命的風口浪尖。多年來，加密貨幣一直被視為一個利基市場，但是摩根大通和Shopify的這些舉動表明，它越來越多地融入主流。像摩根大通這樣的主要銀行正在基地和Shopify發起押金令牌這一事實使商人更容易接受USDC，這是一個明顯的跡象，表明金融的未來是分散且可訪問的。

The Road Ahead

前面的道路

The journey won't be without its challenges. Regulatory hurdles, security concerns, and the need for user-friendly interfaces are all obstacles that need to be overcome. But with each step forward, we're getting closer to a world where finance is more efficient, transparent, and inclusive.

旅程將不會沒有挑戰。監管障礙，安全問題和對用戶友好界面的需求都是需要克服的障礙。但是，隨著每一步，我們都會越來越接近一個財務更有效，透明和包容的世界。

So, buckle up, folks! The future of finance is here, and it's looking brighter than ever. Who knows, maybe one day we'll all be paying for our morning coffee with JPMD or USDC. The possibilities are endless!

所以，搭扣，伙計們！金融的未來就在這裡，而且看起來比以往任何時候都更加明亮。誰知道，也許有一天我們都會用JPMD或USDC付費。可能性是無限的！