摩根大通（JPMorgan）在基地上启动JPMD，Shopify集成了USDC，标志着区块链财务的机构和零售采用的关键转变。

JPMorgan, Shopify, and Ethereum Base: A New Era of On-Chain Finance

JPMorgan，Shopify和以太坊基础：链融资的新时代

Hold on to your hats, folks! The financial world is getting a serious upgrade. JPMorgan's foray into Base and Shopify's embrace of USDC payments are painting a clear picture: blockchain isn't just the future; it's happening now.

抓住你的帽子，伙计们！金融界正在认真升级。摩根大通（JPMorgan）涉足基地，Shopify对USDC付款的拥抱正在绘画一张清晰的画面：区块链不仅仅是未来；现在正在发生。

JPMorgan's JPMD: Real Dollars On-Chain

JPMorgan的jpmd：链上的真正美元

JPMorgan Chase, the behemoth of banking, just dropped a bombshell: JPMD, a USD deposit token for institutional clients, is launching on Base, Coinbase's Ethereum Layer-2 network. This isn't some fly-by-night crypto experiment; this is real-world money, hitting the blockchain.

银行业的庞然大物摩根大通（JPMorgan Chase）刚刚放弃了一个重磅炸弹：jpmd是机构客户的USD代币，它正在Coinbase的以太坊2层网络Base上发射。这不是一夜之间的加密实验。这是现实世界中的钱，击中了区块链。

JPMD is designed for institutional clients, enabling blockchain-based transactions with the backing of actual dollar deposits at JPMorgan. Think of it as a digital version of traditional bank deposits, offering 24/7 settlement capabilities for B2B payments. While it's not exactly a stablecoin, it's pretty darn close and provides institutional clients certainty around financial and accounting treatment that stablecoins cannot offer.

JPMD专为机构客户设计，可在JPMorgan的实际美元存款支持基于区块链的交易。将其视为传统银行存款的数字版本，为B2B付款提供24/7的和解功能。虽然它并不完全是稳定的，但它非常关闭，并为稳定股份无法提供的财务和会计处理提供机构客户的确定性。

Shopify & Coinbase: USDC for Everyone

Shopify＆Coinbase：USDC

Meanwhile, Shopify is making it easier than ever for merchants to accept USDC, thanks to Coinbase's new full-stack USDC payment solution. Shopify integrated the new USDC payment stack for a group of early-access merchants. Customers can pay in USDC, and Shopify handles the conversion to fiat for merchants who prefer it, or they can hold USDC. Shopify even plans to offer a 1% cashback incentive for USDC payments.

同时，由于Coinbase的新堆栈USDC支付解决方案，Shopify使商人比以往任何时候都更容易接受USDC。 Shopify为一组早期商人整合了新的USDC付款堆。客户可以向USDC付款，而Shopify可以为喜欢它的商人处理转换为法定者，或者他们可以持有USDC。 Shopify甚至计划为USDC付款提供1％的现金返还激励措施。

Coinbase launched its Coinbase Payments platform on June 18, built around USDC and designed to allow easy integration of stablecoin payments for any commerce platform around the world. The system allows customers to pay in USDC using popular wallets like MetaMask, Phantom and Coinbase Wallet, completely gas-free. It executes secure smart contract settlements using Base, Coinbase’s layer-2 blockchain.

Coinbase于6月18日启动了Coinbase Payments Platformes，该平台围绕USDC构建，旨在轻松整合全球任何商业平台的Stablecoin付款。该系统允许客户使用流行的钱包，例如MetAmask，Phantom和Coinbase Wallet，完全不含汽油。它使用Coinbase的第2层区块链实现安全的智能合同解决方案。

Why Base? The Perfect Foundation

为什么要基础？完美的基础

Both JPMorgan and Coinbase are leveraging Base, Coinbase’s Ethereum Layer-2 network. Base provides the scalability and cost-effectiveness needed to handle these types of transactions. It’s becoming a hub for institutional and retail adoption of blockchain technology.

JPMorgan和Coinbase都是Coinbase的以太坊层网络的利用基础。基础提供处理这些类型的交易所需的可扩展性和成本效益。它已成为机构和零售采用区块链技术的枢纽。

The Bigger Picture

更大的图片

What does this all mean? It signifies a massive shift in how we think about finance. Traditional institutions like JPMorgan are no longer standing on the sidelines; they're diving headfirst into the crypto space. Shopify’s integration of USDC payments is the beginning of mainstream adoption. This is not just about speculation; it's about building real-world utility.

这是什么意思？它表明我们对金融的看法发生了巨大变化。像摩根大通这样的传统机构不再站在场上。他们首先潜入加密货币空间。 Shopify的USDC付款集成是主流采用的开始。这不仅仅是猜测；这是关于构建现实世界实用程序。

Personal Take

私人

I think we're on the cusp of a financial revolution. For years, crypto has been seen as a niche market, but these moves by JPMorgan and Shopify demonstrate that it's becoming increasingly integrated into the mainstream. The fact that a major bank like JPMorgan is launching a deposit token on Base and Shopify is making it easier for merchants to accept USDC, it’s a clear sign that the future of finance is decentralized and accessible.

我认为我们正处于金融革命的风口浪尖。多年来，加密货币一直被视为一个利基市场，但是摩根大通和Shopify的这些举动表明，它越来越多地融入主流。像摩根大通这样的主要银行正在基地和Shopify发起押金令牌这一事实使商人更容易接受USDC，这是一个明显的迹象，表明金融的未来是分散且可访问的。

The Road Ahead

前面的道路

The journey won't be without its challenges. Regulatory hurdles, security concerns, and the need for user-friendly interfaces are all obstacles that need to be overcome. But with each step forward, we're getting closer to a world where finance is more efficient, transparent, and inclusive.

旅程将不会没有挑战。监管障碍，安全问题和对用户友好界面的需求都是需要克服的障碍。但是，随着每一步，我们都会越来越接近一个财务更有效，透明和包容的世界。

So, buckle up, folks! The future of finance is here, and it's looking brighter than ever. Who knows, maybe one day we'll all be paying for our morning coffee with JPMD or USDC. The possibilities are endless!

所以，搭扣，伙计们！金融的未来就在这里，而且看起来比以往任何时候都更加明亮。谁知道，也许有一天我们都会用JPMD或USDC付费。可能性是无限的！