摩根大通（JPMorgan Chase）和美國銀行（BOA）正在考慮聯合發行穩定的人

摩根大通（JPMorgan Chase）和美國銀行（BOA）等美國大型銀行正在考慮聯合發行Stablecoins。似乎美國總統唐納德·特朗普（Donald Trump）打算在促進加密貨幣等數字資產的舉動中搶占市場。

U.S. President Donald Trump is preparing to intervene in the market for digital assets such as cryptocurrency. In the midst of this, it has been observed that large U.S. banks are discussing joint issuance of stablecoins.

美國總統唐納德·特朗普（Donald Trump）準備干預加密貨幣等數字資產的市場。在此過程中，已經觀察到，大型美國銀行正在討論簽發穩定的銀行。

The Wall Street Journal (WSJ) reported on the 22nd (local time) that major Wall Street banks, including Citigroup and Wells Fargo, are discussing forming a consortium to issue stablecoins together. Early warning service, an operator of Zelle, a P2P (one-to-one direct transaction) platform that allows immediate remittance between individuals, and clearing house, a real-time payment network, are also participating in the discussion.

《華爾街日報》（WSJ）在22日（當地時間）報導說，包括花旗集團和富國銀行在內的主要華爾街銀行正在討論組建一個財團，一起發行Stablecoins。預警服務，Zelle的運營商，P2P（一對一的直接交易）平台，該平台允許個人立即匯款，而實時付款網絡的交易所也參與了討論。

Stablecoins are virtual currencies that fix values on specific assets to minimize price volatility. It is mainly designed so that the exchange value is fixed in the U.S. dollar or euro. In addition, U.S. government bonds are usually used as collateral to support values.

Stablecoins是虛擬貨幣，可在特定資產上修復值，以最大程度地減少價格波動。它的設計主要是為了固定在美元或歐元中。此外，美國政府債券通常用作支持價值的抵押品。

"This discussion by large banks is a sign that mainstream finance and virtual currency finance are getting closer," WSJ analyzed.

WSJ分析說：“大型銀行的討論表明主流金融和虛擬貨幣融資越來​​越近。”

However, this discussion on the introduction of stablecoins by large banks is still in its infancy, and the final decision may vary depending on the legislative direction related to stablecoins.

但是，關於大型銀行引入穩定幣的討論仍處於起步階段，最終決定可能會因與穩定的立法方向而有所不同。

The "Genius Bill," a stablecoin bill that is set to be formally voted on by the plenary session this week, contains restrictions on the issuance of stablecoins by non-financial listed companies. If technology companies and others are prohibited from issuing their own stablecoins and an environment is established in which banks can manage them within the system, they can actively jump in.

“天才法案”是一項定於全體會議正式投票的Stablecoin法案，其中包含對非財務上市公司發行穩定公司的限制。如果技術公司和其他人被禁止發行自己的穩定幣，並建立了一個環境，在該環境中，銀行可以在系統內管理它們，則可以積極地跳入。

Trump Jr. and Eric, President Trump's two sons, launched the virtual currency platform "World Liberty Financial" (WLF) in September last year and sold meme coins of President Trump and his wife. In March, it also released a stablecoin named 'USD1'.

小特朗普（Trump Jr.）和特朗普總統的兩個兒子埃里克（Eric）於去年9月推出了虛擬貨幣平台“世界自由金融”（WLF），並出售了特朗普總統和他的妻子的梅米硬幣。 3月，它還發布了一個名為“ USD1”的穩定幣。