摩根大通（JPMorgan Chase）和美国银行（BOA）正在考虑联合发行稳定的人

摩根大通（JPMorgan Chase）和美国银行（BOA）等美国大型银行正在考虑联合发行Stablecoins。似乎美国总统唐纳德·特朗普（Donald Trump）打算在促进加密货币等数字资产的举动中抢占市场。

U.S. President Donald Trump is preparing to intervene in the market for digital assets such as cryptocurrency. In the midst of this, it has been observed that large U.S. banks are discussing joint issuance of stablecoins.

美国总统唐纳德·特朗普（Donald Trump）准备干预加密货币等数字资产的市场。在此过程中，已经观察到，大型美国银行正在讨论签发稳定的银行。

The Wall Street Journal (WSJ) reported on the 22nd (local time) that major Wall Street banks, including Citigroup and Wells Fargo, are discussing forming a consortium to issue stablecoins together. Early warning service, an operator of Zelle, a P2P (one-to-one direct transaction) platform that allows immediate remittance between individuals, and clearing house, a real-time payment network, are also participating in the discussion.

《华尔街日报》（WSJ）在22日（当地时间）报道说，包括花旗集团和富国银行在内的主要华尔街银行正在讨论组建一个财团，一起发行Stablecoins。预警服务，Zelle的运营商，P2P（一对一的直接交易）平台，该平台允许个人立即汇款，而实时付款网络的交易所也参与了讨论。

Stablecoins are virtual currencies that fix values on specific assets to minimize price volatility. It is mainly designed so that the exchange value is fixed in the U.S. dollar or euro. In addition, U.S. government bonds are usually used as collateral to support values.

Stablecoins是虚拟货币，可在特定资产上修复值，以最大程度地减少价格波动。它的设计主要是为了固定在美元或欧元中。此外，美国政府债券通常用作支持价值的抵押品。

"This discussion by large banks is a sign that mainstream finance and virtual currency finance are getting closer," WSJ analyzed.

WSJ分析说：“大型银行的讨论表明主流金融和虚拟货币融资越来​​越近。”

However, this discussion on the introduction of stablecoins by large banks is still in its infancy, and the final decision may vary depending on the legislative direction related to stablecoins.

但是，关于大型银行引入稳定币的讨论仍处于起步阶段，最终决定可能会因与稳定的立法方向而有所不同。

The "Genius Bill," a stablecoin bill that is set to be formally voted on by the plenary session this week, contains restrictions on the issuance of stablecoins by non-financial listed companies. If technology companies and others are prohibited from issuing their own stablecoins and an environment is established in which banks can manage them within the system, they can actively jump in.

“天才法案”是一项定于全体会议正式投票的Stablecoin法案，其中包含对非财务上市公司发行稳定公司的限制。如果技术公司和其他人被禁止发行自己的稳定币，并建立了一个环境，在该环境中，银行可以在系统内管理它们，则可以积极地跳入。

Trump Jr. and Eric, President Trump's two sons, launched the virtual currency platform "World Liberty Financial" (WLF) in September last year and sold meme coins of President Trump and his wife. In March, it also released a stablecoin named 'USD1'.

小特朗普（Trump Jr.）和特朗普总统的两个儿子埃里克（Eric）于去年9月推出了虚拟货币平台“世界自由金融”（WLF），并出售了特朗普总统和他的妻子的梅米硬币。 3月，它还发布了一个名为“ USD1”的稳定币。