JPMorgan Pilots JPMD是Coinbase的基礎上的一個以美元支持的代幣，這標誌著將傳統融資與區塊鏈融合的重要一步。

JPMorgan & On-Chain Payments: A Coinbase Base Breakthrough

摩根大通和鏈付款：共同基礎突破

Hold onto your hats, folks! The financial world just got a whole lot more interesting. JPMorgan is diving headfirst into on-chain payments with their new US dollar-backed deposit token, JPMD. And guess where they're testing it out? None other than Coinbase's Ethereum Layer-2 network, Base. This move could redefine how institutions handle global settlements.

抓住你的帽子，伙計們！金融界變得更加有趣。摩根大通（JPMorgan）以其新的美元支持的代幣（JPMD）首先跳入鏈上付款。猜猜他們在哪裡測試？除了Coinbase的以太坊2層網絡，基礎。此舉可以重新定義機構如何處理全球定居點。

JPMD: Bridging TradFi and DeFi

JPMD：橋接Tradfi和Defi

JPMorgan's blockchain unit, Kinexys, is behind JPMD, a token mirroring bank deposits 1:1. Think of it as a digital representation of cold, hard cash, but with the added superpowers of blockchain. While this isn't for your average Joe (sorry, retail users!), institutional clients are set to benefit big time. We're talking near-zero fees, 24/7 availability, and lightning-fast fund transfers across blockchain rails. This is JPMorgan blending traditional banking compliance with the flexibility of on-chain finance. Over 200 banks, brokers, fintechs and payment providers are now leveraging Coinbase's crypto-as-a-service platform for their digital asset offerings.

摩根大通的區塊鏈單元Kinexys在JPMD後面，是一個令牌鏡像銀行存款1：1。可以將其視為寒冷，硬現金的數字代表，但增加了區塊鏈的超級大國。雖然這不是您的普通喬（對不起，零售用戶！），但機構客戶卻有益於大時。我們正在談論跨區塊鏈導軌的接近零費用，24/7的可用性和閃電 - 福斯特基金轉移。這是摩根大通（JPMorgan），將傳統銀行業務與鏈融資的靈活性相結合。經紀人，金融科技和付款提供商現在有200多個銀行利用Coinbase的Crypto-As-a-Service平台來用於其數字資產產品。

Base: More Than Just a Layer-2

基礎：不僅僅是2層

Coinbase's Base isn't just sitting around; it's expanding its ecosystem. Wrapped versions of Cardano (ADA) and Litecoin (LTC) are now live as cbADA and cbLTC. Fully backed and held in Coinbase custody, these tokens let users play with ADA and LTC within Ethereum-compatible apps. Base is attracting major attention, with over 13 million unique addresses in the last week and leading in transaction counts. People are noticing Base’s open approach, focusing on bringing as many assets and users on-chain as possible.

Coinbase的基地不僅坐在身邊。它正在擴大其生態系統。 Cardano（ADA）和Litecoin（LTC）的包裝版本現在為CBADA和CBLTC。這些令牌完全支持並保留在Coinbase監護權中，使用戶在以太坊兼容的應用程序中與ADA和LTC一起玩。基地吸引了主要的關注，上周有超過1300萬個獨特的地址，並領導了交易計數。人們注意到Base的開放態度，專注於盡可能多的資產和用戶進行鍊子。

Why This Matters

為什麼這很重要

JPMD's debut signals a growing trend: big banks are no longer just experimenting with blockchain. They're finding real-world uses for it in financial infrastructure. This could be a game-changer for global settlement, making it faster, cheaper, and more accessible. Plus, Coinbase's Base is proving to be a fertile ground for innovation, attracting projects and users alike. Bernstein analysts are so bullish on Coinbase that they've increased their price target for COIN to $510, noting how Coinbase connects crypto’s retail, institutional, and on-chain infrastructure.

JPMD的首次亮相標誌著增長的趨勢：大銀行不再只是嘗試區塊鏈。他們在金融基礎設施中發現了現實世界中的用途。這可能是改變全球和解的遊戲規則，使其更快，更便宜且更容易訪問。另外，Coinbase的基地被證明是創新的肥沃基礎，吸引了項目和用戶。伯恩斯坦分析師對Coinbase的看法是如此看好，以至於將硬幣的價格目標提高到510美元，並指出Coinbase如何將加密貨幣的零售，機構和鏈上基礎設施聯繫起來。

My Take

我的看法

It's exciting to see traditional finance powerhouses like JPMorgan embracing blockchain. The fact that they're choosing Coinbase's Base as their playground speaks volumes about the potential of Layer-2 networks. Base's open approach is clearly paying off, and it will be interesting to see how other institutions follow suit. Of course, regulatory hurdles and security concerns remain, but the direction is clear: on-chain finance is here to stay.

看到像摩根大通一樣擁抱區塊鏈的傳統金融強國真是令人興奮。他們選擇Coinbase的基礎，因為他們的遊樂場表明了第2層網絡的潛力。 Base的開放態度顯然正在獲得回報，看看其他機構如何效仿將很有趣。當然，監管障礙和安全問題仍然存在，但方向很明顯：鏈融資將留在這裡。

The Bottom Line

底線

So, what does this all mean? JPMorgan's move into on-chain payments via Coinbase Base is a big deal. It's a sign that blockchain is maturing and becoming a viable solution for real-world financial problems. And with Base leading the charge in user adoption and innovation, the future of finance looks brighter (and more decentralized) than ever. Keep an eye on this space – it's about to get wild!

那麼，這全是什麼意思？摩根大通通過Coinbase Base進入鏈上付款是很大的。這表明區塊鏈正在成熟，並成為解決現實世界中財務問​​題的可行解決方案。隨著基礎領導用戶採用和創新的收費，財務的未來看起來比以往任何時候都更加明亮（並且分散）。密切關注這個空間 - 它將變得瘋狂！