引入Stablecoin支付帳戶（SPA），這是一種革命性解決方案，旨在簡化國內和國際貨幣運動。

這項創新將Stablecoin技術與傳統支付軌道融合在一起，為企業提供了一種更具成本效益，合規的管理交易方式。

Modern Treasury, a leading provider of financial technology solutions, has announced the launch of Stablecoin Payment Accounts (SPAs). These accounts are designed to streamline domestic and international money movement by integrating stablecoin technology with traditional payment rails.

金融技術解決方案的領先提供商現代財政部已宣布推出Stablecoin支付帳戶（SPA）。這些帳戶旨在通過將Stablecoin技術與傳統付款導軌整合在一起來簡化國內和國際貨幣運動。

In today’s rapidly changing business landscape, companies are seeking increasingly cost-effective and compliant ways to manage transactions, especially across international borders.

在當今迅速變化的商業格局中，公司正在尋求越來越多的成本效益和合規的方式來管理交易，尤其是在國際邊界之間。

To meet this need, Modern Treasury has unveiled Stablecoin Payment Accounts (SPAs), a unique solution that combines the stability of USD-backed accounts with the efficiency of blockchain-based stablecoins.

為了滿足這一需求，現代財政部已經揭開了Stablecoin支付帳戶（SPA），這是一種獨特的解決方案，將USD支持帳戶的穩定性與基於區塊鏈的穩定穩定性的效率相結合。

This innovation builds upon the company’s existing capabilities in treasury management, known for its user-friendly platform and comprehensive features.

這項創新基於該公司在國庫管理中的現有功能，該公司以其用戶友好的平台和全面功能而聞名。

Modern Treasury’s platform is designed to empower businesses with a single API for managing both fiat and stablecoin transactions across ACH, wire, RTP, and major stablecoin rails.

現代財政部的平台旨在使用單個API授權企業能夠管理ACH，Wire，RTP和主要Stablecoin Rails的Fiat和Stablecoin交易。

This stands in contrast to the traditional complexities of setting up For Benefit Of (FBO) accounts with intermediary banks, a process that can take several months and often hampers product launches.

這與在中介銀行（FBO）帳戶的利益建立收益的傳統複雜性相反，這一過程可能需要幾個月的時間，並且通常會阻礙產品推出。

In partnership with Brale, a leading stablecoin infrastructure provider holding Money Transmitter Licenses (MTLs), Modern Treasury can launch Stablecoin Payment Accounts and begin programmatic money movement in as quickly as two weeks.

與Brale合作，Brale是一家領先的Stablecoin基礎設施提供商持有貨幣發射機許可證（MTLS），現代財政部可以啟動Stablecoin支付帳戶，並在兩週內迅速開始編程貨幣運動。

This partnership ensures compliance with Anti-Money Laundering (AML), Know Your Customer (KYC), and Office of Foreign Assets Control (OFAC) sanctions screening, while also enabling the creation of payment templates, role-based permissions, and comprehensive reporting capabilities.

該合作夥伴關係確保遵守反洗錢（AML），了解您的客戶（KYC）和外國資產控制辦公室（OFAC）制裁篩查，同時還可以創建付款模板，基於角色的權限和全面的報告功能。

Together, Modern Treasury and Brale are bringing together the best of fiat and blockchain technologies to empower businesses with greater agility and efficiency in managing their payment operations.

現代國庫和布拉爾共同匯集了最好的菲亞特和區塊鏈技術，以增強業務具有更大的敏捷性和效率來管理其付款運營。

Key Features of Stablecoin Payment Accounts:

Stablecoin付款帳戶的主要功能：

• Seamless Integration of Fiat and Stablecoin Transactions:

•菲亞特和穩定交易的無縫整合：

- Send and receive US dollars via ACH and wire, or major stablecoins for global payouts to any wallet on Base, Tron, Solana, and other major blockchain networks.

- 通過ACH和Wire發送和接收美元，或者主要的Stablecoins，用於全球支出，以便在基地，TRON，SOLANA和其他主要區塊鍊網絡上的任何錢包。

- Funds are automatically converted between USD and stablecoins, simplifying settlement and reducing foreign exchange (FX) risks.

- 資金會自動轉換在美元和穩定幣之間，簡化定居點並降低外匯（FX）風險。

- Maintain existing workflows with wire templates for intra-company transfers and integrate stablecoin rails for specific use cases.

- 使用電線模板維護現有的工作流程，以用於公司內部轉移，並整合特定用例的穩定軌道導軌。

• Comprehensive Compliance and Security Measures:

•全面合規性和安全措施：

- Robust Anti-Money Laundering (AML) and Know Your Customer (KYC) controls are built into the platform.

- 強大的反洗錢（AML），並且知道您的客戶（KYC）控件已內置在平台中。

- Continuous automation of Office of Foreign Assets Control (OFAC) sanctions screening.

- 外國資產控制辦公室（OFAC）制裁篩查的連續自動化。

- Finance teams have access to unified approvals, payment templates, and role-based permissions for transparency and control.

- 財務團隊可以訪問統一的批准，付款模板以及基於角色的透明度和控制權限。

• Advanced Reporting and Reconciliation:

•高級報告與和解：

- Real-time visibility into account balances and transaction activity.

- 實時可見性考慮到餘額和交易活動。

- Instant reconciliation of payments, reducing manual effort and errors in financial operations.

- 即時對付款的核對，減少手動努力和財務運營錯誤。

• Advantages for Treasury Management:

•財政部管理的優勢：

- Hold balances in stablecoins to earn program revenue and optimize global cash positions.

- 保持穩定的餘額以賺取計劃收入並優化全球現金頭寸。

- Instantly fund accounts in any global currency, converting to USD equivalents to mitigate FX volatility.

- 以任何全球貨幣的形式立即為帳戶提供資金，轉換為USD等效物以減輕FX波動率。

- Modern Treasury's platform supports features like payment templates, automatic reconciliation, and reporting, ensuring a seamless experience for both stablecoin and traditional bank payments.

- 現代財政部的平台支持付款模板，自動對帳和報告等功能，以確保Stablecoin和傳統銀行付款的無縫體驗。

The adoption of stablecoins has been steadily increasing, with transfer volumes reaching $27.6 trillion in 2024, surpassing the combined volume of Visa and Mastercard.

穩定幣的採用一直在穩步增長，轉移量在2024年達到27.6萬億美元，超過了簽證和萬事達卡的綜合數量。

Moreover, active stablecoin wallets grew by 53% year-over-year to over 30 million by February 2025, highlighting the growing demand for these solutions.

此外，到2025年2月，Active Stablecoin錢包的同比增長了53％，達到了3000萬以上，強調了對這些解決方案的需求不斷增長。

In today’s dynamic business environment, organizations are seeking scalable, compliant, and efficient payment solutions to navigate the complexities of domestic and international transactions.

在當今動態的商業環境中，組織正在尋求可擴展，合規和高效的付款解決方案來瀏覽國內和國際交易的複雜性。

With the introduction of Stablecoin Payment Accounts (SPAs), Modern Treasury is empowering businesses to capitalize on the burgeoning trend of stablecoins, a development that has seen institutions flock to integrate blockchain technology for payments.

隨著Stablecoin支付帳戶（SPA）的引入，現代國庫正在授權企業利用StableCoins的新興趨勢，該開發項目已經使機構湧入將區塊鏈技術集成用於付款。