引入Stablecoin支付帐户（SPA），这是一种革命性解决方案，旨在简化国内和国际货币运动。

这项创新将Stablecoin技术与传统支付轨道融合在一起，为企业提供了一种更具成本效益，合规的管理交易方式。

Modern Treasury, a leading provider of financial technology solutions, has announced the launch of Stablecoin Payment Accounts (SPAs). These accounts are designed to streamline domestic and international money movement by integrating stablecoin technology with traditional payment rails.

金融技术解决方案的领先提供商现代财政部已宣布推出Stablecoin支付帐户（SPA）。这些帐户旨在通过将Stablecoin技术与传统付款导轨整合在一起来简化国内和国际货币运动。

In today’s rapidly changing business landscape, companies are seeking increasingly cost-effective and compliant ways to manage transactions, especially across international borders.

在当今迅速变化的商业格局中，公司正在寻求越来越多的成本效益和合规的方式来管理交易，尤其是在国际边界之间。

To meet this need, Modern Treasury has unveiled Stablecoin Payment Accounts (SPAs), a unique solution that combines the stability of USD-backed accounts with the efficiency of blockchain-based stablecoins.

为了满足这一需求，现代财政部已经揭开了Stablecoin支付帐户（SPA），这是一种独特的解决方案，将USD支持帐户的稳定性与基于区块链的稳定稳定性的效率相结合。

This innovation builds upon the company’s existing capabilities in treasury management, known for its user-friendly platform and comprehensive features.

这项创新基于该公司在国库管理中的现有功能，该公司以其用户友好的平台和全面功能而闻名。

Modern Treasury’s platform is designed to empower businesses with a single API for managing both fiat and stablecoin transactions across ACH, wire, RTP, and major stablecoin rails.

现代财政部的平台旨在使用单个API授权企业能够管理ACH，Wire，RTP和主要Stablecoin Rails的Fiat和Stablecoin交易。

This stands in contrast to the traditional complexities of setting up For Benefit Of (FBO) accounts with intermediary banks, a process that can take several months and often hampers product launches.

这与在中介银行（FBO）帐户的利益建立收益的传统复杂性相反，这一过程可能需要几个月的时间，并且通常会阻碍产品推出。

In partnership with Brale, a leading stablecoin infrastructure provider holding Money Transmitter Licenses (MTLs), Modern Treasury can launch Stablecoin Payment Accounts and begin programmatic money movement in as quickly as two weeks.

与Brale合作，Brale是一家领先的Stablecoin基础设施提供商持有货币发射机许可证（MTLS），现代财政部可以启动Stablecoin支付帐户，并在两周内迅速开始编程货币运动。

This partnership ensures compliance with Anti-Money Laundering (AML), Know Your Customer (KYC), and Office of Foreign Assets Control (OFAC) sanctions screening, while also enabling the creation of payment templates, role-based permissions, and comprehensive reporting capabilities.

该合作伙伴关系确保遵守反洗钱（AML），了解您的客户（KYC）和外国资产控制办公室（OFAC）制裁筛查，同时还可以创建付款模板，基于角色的权限和全面的报告功能。

Together, Modern Treasury and Brale are bringing together the best of fiat and blockchain technologies to empower businesses with greater agility and efficiency in managing their payment operations.

现代国库和布拉尔共同汇集了最好的菲亚特和区块链技术，以增强业务具有更大的敏捷性和效率来管理其付款运营。

Key Features of Stablecoin Payment Accounts:

Stablecoin付款帐户的主要功能：

• Seamless Integration of Fiat and Stablecoin Transactions:

•菲亚特和稳定交易的无缝整合：

- Send and receive US dollars via ACH and wire, or major stablecoins for global payouts to any wallet on Base, Tron, Solana, and other major blockchain networks.

- 通过ACH和Wire发送和接收美元，或者主要的Stablecoins，用于全球支出，以便在基地，TRON，SOLANA和其他主要区块链网络上的任何钱包。

- Funds are automatically converted between USD and stablecoins, simplifying settlement and reducing foreign exchange (FX) risks.

- 资金会自动转换在美元和稳定币之间，简化定居点并降低外汇（FX）风险。

- Maintain existing workflows with wire templates for intra-company transfers and integrate stablecoin rails for specific use cases.

- 使用电线模板维护现有的工作流程，以用于公司内部转移，并整合特定用例的稳定轨道导轨。

• Comprehensive Compliance and Security Measures:

•全面合规性和安全措施：

- Robust Anti-Money Laundering (AML) and Know Your Customer (KYC) controls are built into the platform.

- 强大的反洗钱（AML），并且知道您的客户（KYC）控件已内置在平台中。

- Continuous automation of Office of Foreign Assets Control (OFAC) sanctions screening.

- 外国资产控制办公室（OFAC）制裁筛查的连续自动化。

- Finance teams have access to unified approvals, payment templates, and role-based permissions for transparency and control.

- 财务团队可以访问统一的批准，付款模板以及基于角色的透明度和控制权限。

• Advanced Reporting and Reconciliation:

•高级报告与和解：

- Real-time visibility into account balances and transaction activity.

- 实时可见性考虑到余额和交易活动。

- Instant reconciliation of payments, reducing manual effort and errors in financial operations.

- 即时对付款的核对，减少手动努力和财务运营错误。

• Advantages for Treasury Management:

•财政部管理的优势：

- Hold balances in stablecoins to earn program revenue and optimize global cash positions.

- 保持稳定的余额以赚取计划收入并优化全球现金头寸。

- Instantly fund accounts in any global currency, converting to USD equivalents to mitigate FX volatility.

- 以任何全球货币的形式立即为帐户提供资金，转换为USD等效物以减轻FX波动率。

- Modern Treasury's platform supports features like payment templates, automatic reconciliation, and reporting, ensuring a seamless experience for both stablecoin and traditional bank payments.

- 现代财政部的平台支持付款模板，自动对帐和报告等功能，以确保Stablecoin和传统银行付款的无缝体验。

The adoption of stablecoins has been steadily increasing, with transfer volumes reaching $27.6 trillion in 2024, surpassing the combined volume of Visa and Mastercard.

稳定币的采用一直在稳步增长，转移量在2024年达到27.6万亿美元，超过了签证和万事达卡的综合数量。

Moreover, active stablecoin wallets grew by 53% year-over-year to over 30 million by February 2025, highlighting the growing demand for these solutions.

此外，到2025年2月，Active Stablecoin钱包的同比增长了53％，达到了3000万以上，强调了对这些解决方案的需求不断增长。

In today’s dynamic business environment, organizations are seeking scalable, compliant, and efficient payment solutions to navigate the complexities of domestic and international transactions.

在当今动态的商业环境中，组织正在寻求可扩展，合规和高效的付款解决方案来浏览国内和国际交易的复杂性。

With the introduction of Stablecoin Payment Accounts (SPAs), Modern Treasury is empowering businesses to capitalize on the burgeoning trend of stablecoins, a development that has seen institutions flock to integrate blockchain technology for payments.

随着Stablecoin支付帐户（SPA）的引入，现代国库正在授权企业利用StableCoins的新兴趋势，该开发项目已经使机构涌入将区块链技术集成用于付款。